HTX exchange profile: markets, fees, custody and regional restrictions

HTX operates a broad crypto trading and account platform spanning spot markets, leveraged products, copy trading and wealth services. Its first-half 2026 report claimed more than 59.49 million registered users and nearly $900 billion of combined trading volume. These are company-reported cumulative registrations and period turnover, respectively; neither measures currently active traders or spot liquidity available for a particular order.[2]

Copy trading gives the service authority to replicate a leader’s trades without a fresh instruction for every order. HTX’s agreement allows the follower to close an individual copied trade manually and places trading losses and associated charges with the user. Followers can experience different prices and outcomes. The inspected agreement does not establish one universal rule for residual positions after every form of disconnection.[8]

The Prime schedule separates spot rates, qualification and contract groups. The figures below come from the public structured data used by HTX’s fee pages, checked on 20 October 2026. Rates are percentages of executed value. Selecting a displayed tier does not by itself establish that an account qualifies for it.[3]

For a 1,000 USDT executed spot order, the Prime 0 rate of 0.20% implies a 2 USDT fee before any deduction. Buying and selling the same notional at that rate gives 4 USDT in trading fees. The displayed 0.15% token-deduction rate would instead imply 1.50 USDT per side, subject to eligibility. These calculations exclude spread and price movement.[3]

Prime qualification offers alternative activity and asset routes. For example, the published 30-day volume thresholds for Prime 1 are 30,000 USDT of spot trading or 300,000 USDT of futures trading; Prime 3 shows 600,000 USDT or 10 million USDT, respectively. Asset qualification and token holdings are separate routes. The applicable calculation window and achieved account tier govern eligibility.[4]

Funding is calculated on the relevant position value and is exchanged between traders; HTX says it does not retain a funding charge. Exposure at settlement determines whether a position pays or receives. The contract details page supplies the interval, while stressed-market adjustments can alter the applicable rules. A small margin deposit therefore does not mean the funding calculation uses only that deposit.[7]

A notice issued on 19 October 2026 announces a phased merger of the Fiat account into the Spot account. After migration, OTC purchases become available in Spot and Spot assets can be sold through OTC without the former internal transfer. Balances are preserved. Accounts with open OTC orders move after those orders finish, so the announcement does not mean every account already has the same layout. HTX asks app users to update their version.[10]

OTC disputes follow their own appeal workflow. The policy addresses missing or partial payments, mismatched names, cancelled orders after payment and receiving-account restrictions. It gives different refund and asset-release steps for those cases. A seller’s bank problem, an OTC appeal and a blockchain withdrawal review are therefore distinct operational events, even when all three prevent money moving at the expected time.[11]

The global agreement says users retain title to custodial digital assets, but HTX may pool wallet holdings while maintaining individual account ledgers. This is not a dedicated on-chain address for each customer. Fiat custody is outside that agreement’s crypto custody provision.[1]

HTX has a material security history. Cointelegraph reported a $30 million exchange hot-wallet loss on 22 November 2023 and an ensuing promise of compensation. The separately reported HECO bridge loss was a different incident and should not be added to the exchange figure as though it were one customer-wallet event. A historical reimbursement promise does not establish a continuing insurance policy or a current per-user compensation limit.[18]

The September 2026 agreement excludes the United States, United Kingdom, all EU states, mainland China, Hong Kong, Singapore and Russia, among other jurisdictions. Separate derivatives exclusions include New Zealand, Taiwan, Israel and several additional countries. The restrictions reach residence or physical location and specified corporate connections. HTX’s older global marketing footprint is not the current eligibility list.[1]

For a withdrawal restriction, the published route is Support, User Self-Service, Withdrawal Limit, then a ticket. A user who cannot log in can write from the registered email address. HTX states a response expectation within 24 hours, which is not a promise to complete the review in that period. It says the removal process is free; requests for payment to unlock an account are inconsistent with that instruction.[14]

The funding-status page is available through both web and app. It reports deposit and withdrawal availability, rather than promising an alternative method to place or close trades. The API documentation separately provides an optional dead man’s switch: a configured watchdog can cancel up to 500 spot orders after the specified connection-timeout condition. It does not close filled positions or provide a blanket remedy for all trading outages.[26][12]

The July regulation also creates a narrowly conditioned route for competent authorities to authorise withdrawal or account closure for qualifying EU/EEA/Swiss nationals and residents. It requires an application within three months of the listed application date and transfer to an eligible financial institution. This is an authorisation process, not an automatic exemption.[22]

Huobi announced its change to the HTX brand at TOKEN2049 in September 2023. The brand change is a historical event; it does not by itself prove that every historical Huobi company, country operation or permission now supplies the same HTX account.[23]

Current terms describe a changing collective of HTX Operators rather than identifying one universal service counterparty. They also allow account suspension or closure after one uninterrupted year without login. That is an account-lifecycle power, not a disclosed recurring inactivity charge.[1]

Operator

HTX Operators; specific service counterparty not identified

Exchange model

Centralised

Service scope

Global-branded spot, leveraged trading, copy and wealth platform; availability is region and product dependent.

Client types

Retail clients; Institutional clients

Pricing publication

Public pricing

Pricing scope

Prime tiers and contract groups apply; funding and external transfer costs are separate.

Funding scope

Crypto networks and third-party/OTC fiat routes; Fiat-to-Spot account consolidation announced 19 October 2026.

Custody and asset handling

Custodial crypto balances with pooled wallets and individual ledgers.

Client eligibility

Current terms exclude the US, UK, EU, mainland China, Hong Kong, Singapore and Russia, among other locations; derivatives have further exclusions.

Support

Official help centre and [email protected]; withdrawal restrictions have a documented review route.

Authorisation and registration scope

UK designation, an official EU annex listing and FCA proceedings sit alongside an unresolved exchange-operator identity dispute.

Exchange metadata checked 20 Oct 2026Source 1Source 2Source 10Source 3Source 14Source 19Source 21Source 22

HTX’s current AI Skills catalog extends beyond commentary: it includes trading modules that can submit orders through an authorised account connection. Its stated manual-confirmation requirement is a control in that workflow, not a prediction that a proposed trade will be suitable or profitable. Account and market modules also differ, so installing an analytical module should not be described as permission to move every balance.[27]