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1inch exchange profile

1inch’s routing, limit orders, Aqua liquidity, fees, wallet controls, card wind-down and product-specific access rules.

By Editorial deskOperating status: ActivePublished Sources checked

1inch combines exchange routing, signed-order execution, a self-custody wallet, portfolio tools and Aqua liquidity strategies. Its website advertises access across 18 or more networks. Its headline figures—over $815 billion in cumulative swap volume, 267 million swaps and 28 million connected wallets—describe platform activity, not verified individual customers or monthly active traders.[1]

In the 20 October 2026 capture, DefiLlama separately reported approximately $3.09 billion of 30-day aggregator volume and $4.34 billion of DEX volume, principally Aqua. Routed volume and liquidity execution can overlap: adding those figures would overstate a comparable market-share measure. Neither is the number of customers with exchange deposit accounts.[2]

Markets, routes and order execution

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Platforms & products01

Trading structure

Trading structure
ServiceExecution modelPractical consequence
Swap / FusionA signed intent enters a descending-price auction. Resolvers compete to fill it within its conditions.The order can expire without execution. Partial fills may use several resolvers; the remaining amount matters.Source 3
Cross-chain / Fusion+Linked escrows on both chains use a shared secret, time locks and resolver safety deposits.This adds escrow and coordination stages; it is not a simple same-chain token transfer.Source 4
Limit ordersSigned orders specify the desired exchange rate and expiry; takers execute eligible orders.Tokens are not reserved in an exchange balance. Available funds, allowances, liquidity and taker economics determine fills.Source 5
Aqua v1Wallet-funded liquidity strategies share available balances across positions.Current support is 17 EVM chains and externally owned accounts. Smart-contract and MPC wallets are unsupported; Solana Aqua is planned.Source 6
Ondo tokenized assetsThe 20 October 2026 release adds Solana swaps filled by independent resolver Tokka Labs.These are issuer-structured tokenized products, not shares issued by the underlying companies. US users are excluded; issuer eligibility and redemption terms apply.Source 7

A split route may combine pools, fee tiers, RFQ quotes and intermediate assets. The final effective rate represents the combined output of those components, so it need not match any one pool’s displayed price. More route legs also mean more places where liquidity, fees and price impact influence the result. Compare the actual input, minimum output, final received amount and network cost for the selected network.[8]

Limit orders can fill partly. Moving tokens away does not cancel an outstanding order: if the wallet is replenished before expiry, it can become fillable again. Explicit cancellation requires an on-chain transaction and gas; the interface also provides cancellation of all active orders. Older 0x orders have a separate legacy tab. Closing the website or revoking a session is not equivalent to cancelling a signed order.[5]

Slippage tolerance constrains deterioration between a quote and execution; price impact describes how the trade itself consumes liquidity. A very tight limit can cause a revert, while a wide limit accepts a worse outcome and can increase exposure to adverse ordering. The documented custom setting permits up to 49%, which is an interface boundary, not a recommended default. A failed on-chain transaction can still consume gas.[9]

Swap charges, fee tiers and API pricing

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There is no single percentage that describes every 1inch transaction. In Pro/Classic-style execution the user pays network gas. Swap normally has resolver-paid gas, but Solana, native-token swaps and very small trades routed through aggregation can require user gas. Approvals may add a separate transaction. Current help also says positive slippage can be retained by the API provider, 1inch Business, so favourable market movement does not necessarily all reach the user.[10]

Pricing & charges02

Infrastructure fee schedule

Infrastructure fee schedule
Channel / tierStable pairsOther pairs
1inch interface channels0–5 bps0–30 bpsSource 11
Developer API plan10 bps30 bpsSource 11
Startup API plan7 bps20 bpsSource 11
Professional API plan4 bps10 bpsSource 11
Business API plan2 bps5 bpsSource 11

The infrastructure fee is deducted from the destination amount of a completed network request and is separate from the API subscription. One basis point is 0.01%. For illustration, 10 bps applied to a 10,000 USDC destination basis is 10 USDC, leaving 9,990 USDC before other adjustments. These plan rates are not a retail maker/taker VIP schedule; the actual route and channel determine the user’s charge.[11]

Pricing & charges03

Standard API subscriptions

Standard API subscriptions
PlanMonthly / annual-equivalent USDMonthly callsRequest ceiling
DevFree100,00060/minuteSource 12
Startup199 / 1491,000,00010/secondSource 12
Professional399 / 2993,000,00020/secondSource 12
Business799 / 5997,000,00040/secondSource 12

API keys share account quotas; rate-limit excess returns HTTP 429 rather than automatic overage billing. Cancelling a subscription preserves access to period end without a remaining-period refund. The separately priced x402 option starts at $0.00018 per call, uses USDC on Base and requires a $2 minimum deposit. It is a business API payment method, not a bank funding rail for an ordinary swap wallet.[12]

An Aqua position earns its configured swap fee only when trades actually fill against it. Fee proceeds go to the wallet and can support later liquidity. There is no fixed annual yield or guaranteed trading flow; a position can remain open without earning.[13]

Funding, withdrawing and the card wind-down

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Process04

Wallet funding and exit

Wallet funding and exit
ActionHow it worksCheck before confirming
Receive cryptoSelect the receiving network, then copy its address or generate a token-and-amount request.A request QR code supplies transfer details; it does not debit the sender automatically. Match the network and token.Source 14
Send cryptoSelect network, token, amount and destination; review the fee and confirm with passcode or biometrics.Keep the network’s fee asset available. A withdrawal is a wallet transaction, not approval by a central exchange cashier.Source 15
Cash outThe wallet FAQ establishes no direct withdrawal to a bank card or bank account.A separate conversion or off-ramp has its own eligibility, rate, fees and settlement rules. A watch-only balance cannot be sent without signing control.Source 16
Open Aqua liquidityChoose pair, fee, initial price, range and allocation.Up to three sequential transactions are required: each token approval if needed, followed by position creation. There is no preliminary pool deposit.Source 17
Close Aqua liquidityConfirm the selected position and sign its closing transaction.Closing is permanent; wallet balances remain in the wallet. Revoking a token allowance is a separate control.Source 18

Cross-chain settlement needs attention after the initial signature. The documented workflow says to keep the browser tab open, the device awake and notifications enabled; interruption can lead to cancellation. If an exchange does not settle, time-locked recovery paths return assets to the original owners after the relevant conditions mature. The initial click does not establish either completed delivery or an immediately spendable refund.[4]

The 1inch Card programme is winding down and new sign-ups are closed. The FAQ tells existing holders to spend or withdraw promptly, at the latest by 18 December 2026; actual functionality is controlled by the issuer/provider and that date is not guaranteed. Crypto Life manages card accounts. The FAQ names Baanx.com Ltd for UK fundholding but Baanx Group Ltd for UK account requests; EU users are directed to Frozen Time UNIPESSOAL LDA. Match the agreement on the actual account.[19]

The linked Frozen Time/Monavate agreement allows residual e-wallet redemption for up to six years after the agreement ends. Identity checks and applicable redemption costs remain; maintenance fees can start 12 months after termination. This is a scoped contractual route, not a guarantee that every UK account follows the same issuer terms. Contact [email protected] if account access prevents withdrawal.[20]

Custody, approval powers and recovery

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Aqua leaves tokens in the wallet until a fill exchanges one asset for another. Several positions can quote against the same balance, but that shared ratio creates no borrowing facility. Execution remains limited by the actual balance and allowance. Its v1 strategies are immutable, hash-identified configurations; a large allowance is an access ceiling, not reserved capital or a guaranteed minimum balance.[6]

If the wallet lacks a token needed for an Aqua fill, the affected trade cannot proceed. The position itself stays open. Adding funds can resume trading automatically under that existing strategy; an empty balance is not a lasting stop instruction. Close the position or remove the relevant permission when the intention is to stop future execution.[21]

Self-custody does not remove liquidity risk. Aqua positions remain exposed to changes in relative token prices, adverse inventory composition and smart-contract failures. A chosen range and fee determine what the strategy offers, but do not preserve the original token quantities or value. The inspected product disclosures establish no universal insured reimbursement limit for LP losses.[22]

ERC-20 approval permits a specified contract to transfer the approved token within its allowance. A compromised or malicious approved contract can therefore act without asking for a new wallet signature each time. Review the spender and permitted amount; remove obsolete approvals on chain. Disconnecting a website alone does not revoke them. The same control should be checked after testing automated strategies or signing a suspicious request.[23]

The wallet supports encrypted backup snapshots in iCloud on iOS and Google Drive on Android, covering added wallets, bookmarks and contacts. Documented iOS autosave is triggered by adding or deleting a wallet; it is not a promise that every setting is continuously synchronized. Android offers disabling backups while retaining the last snapshot or deleting it. The backup password and a usable recovery method remain essential; no universal recovery-delay or support override is established.[24]

A watch-only wallet shows public balances without the private key needed to spend them. The wallet FAQ says there is no support recovery of a lost recovery phrase; an existing usable backup or another device may be the remaining route. Paying an activation fee does not turn somebody else’s public address into a wallet the payer controls.[16]

Who can access each product

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The interface supports users in the US and many other markets, subject to sanctions and product-specific restrictions. The current UAE policy is view-and-exit only: new swaps, sends, card purchases, positions, staking, delegation and voting are unavailable. Existing users can view, cancel, close, withdraw, unstake and claim where supported; recovery/export remains available. A general region appearing on a support list does not establish access to every token or feature.[25]

TRM Labs supplies address-risk screening. A flagged address is automatically blocked from the interface; suspected mistakes can be raised with [email protected]. This is an access restriction and review channel, not evidence that 1inch possesses the wallet key or can undo its historical transactions. No fixed appeal-resolution time was established.[26]

A new 1inch Business account requires identity and liveness verification before access to its APIs. The help article allows up to two business days for assessment and directs unresolved cases to support. Resolver onboarding additionally covers contract information, KYC/KYB and compliance review. Those business onboarding obligations should not be presented as a universal signup process for every self-custody wallet.[27]

Support, statements and formal complaints

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Support and notices

Product supportEmail
[email protected]Source 28

Scope Wallet, interface and transaction assistance.

Live supportWebsite
https://1inch.com/swap/Source 28

Scope Talk to us opens the official chat.

Address-screening reviewEmail
[email protected]Source 26

Scope Suspected incorrect interface blocks.

Formal disputeEmail
[email protected]Source 29

Scope Detailed notice under section 11 of the terms.

Card providerEmail
[email protected]Source 20

Scope Card account access, redemption and provider requests.

Check the transaction hash on the relevant explorer before repeating a stalled action. For an unconfirmed EVM transaction, cancellation or speeding up requires another transaction with the same nonce and a sufficient replacement fee. The replacement can lose the confirmation race. An already confirmed transfer cannot be cancelled, and the same-nonce procedure should not be assumed to work on Solana. No emergency telephone execution channel was established.[30]

For unanswered card requests, send 1inch support the request, date and original channel. It can log and escalate to the provider, but cannot itself close the card account or process its KYC or data requests.[19]

The wallet Activity view exposes transaction details, network fee, explorer link and filters by chain, asset, date and type. Its default preview shows only recent entries; select the intended wallet before treating a view as complete. Saved transaction templates assist repetition, not automatic scheduled transfers. Preserve hashes and records from other wallets and services as well.[31]

Portfolio supports public-address viewing and downloads through the profile menu. Its P&L methodology values airdrops from their first appearance, excludes NFTs and depends on supported DeFi coverage. These figures and exports are accounting inputs rather than a complete tax return or a guaranteed reconstruction of acquisition cost. The help page does not establish a single export format for all views.[32]

A detailed dispute email starts a 60-day good-faith negotiation period on receipt. Unresolved disputes generally proceed under LCIA rules, with one arbitrator, a BVI seat and English proceedings; specified small-claims and equitable-relief exceptions apply. Arbitration opt-out is due within 30 days of first access/use, or the terms’ effective date for earlier users whose prior version lacked that right. Include name, every relevant wallet and an express opt-out. The terms also require filing within 12 months after a claim arises or accrues, subject to non-excludable law.[29]

Legal permissions and product boundaries

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The reviewed disclosures do not establish a universal exchange licence or compensation scheme for these services. API identity checks, DAO participation and availability of a tokenized asset do not themselves establish those permissions.[27]

Operator, changes and material incidents

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The terms updated 14 September 2026 identify BVI-registered Degensoft Ltd as operator. The Network, DAO and Foundation are not contractual counterparties under those terms.[29]

Event timeline05

Developments and their scope

Developments and their scope
DevelopmentEvidenceOperational significance
2026 rebrandingThe support FAQ directs swaps to 1inch.com and staking to 1inch.network; API hosts changed from api.1inch.dev to api.1inch.com.The announced host transition preserved API keys and versions. Wallet addresses, keys and history did not migrate; no wallet re-import was required.Source 33
5 March 2025 resolver exploit1inch attributes the issue to obsolete Fusion v1 settlement logic retained in some resolver integrations; it says end users were unaffected and redeployed the relevant contract.That statement is scoped to the reported incident, not a guarantee covering every resolver or subsequent version.Source 34
Recovery outcomeResponding security firm Decurity reports that the attacker returned all funds except an agreed fractional bounty by 04:12 UTC on 6 March 2025.The report identifies TrustedVolumes as the affected market maker and explains the calldata-corruption mechanism.Source 35
Operator
Degensoft Ltd
Exchange model
Decentralised
Service scope
Routing, signed orders, Aqua liquidity and wallet tools.
Client types
Not established
Pricing publication
Public pricing
Pricing scope
Route costs, infrastructure charges and business subscription tiers.
Funding scope
Blockchain transfers; separate provider-managed card balances.
Custody and asset handling
Wallet control; allowances and cross-chain escrows create additional authority.
Client eligibility
Product, territory and address-screening restrictions.
Support
Official chat, email and formal dispute notices.
Authorisation and registration scope
Service-specific authorisations not established.

Exchange metadata checked 20 Oct 2026Source 1Source 29Source 6Source 4Source 10Source 25Source 36

Staking, API authority and AI tools

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1INCH staking uses a lock and st1INCH-linked Unicorn Power, which decays with time. The documented lock range is one month to two years. Early unstaking can forfeit up to 90% of the stake, and partial unstaking is unavailable. At expiry, the early-exit penalty no longer applies. Resolver-funded rewards are variable; voting-power delegation is for the entire position, and claims or undelegation can require gas. Neither an estimated APY nor voting power is a freely withdrawable cash balance.[36]

A Business API key authenticates application requests; it is different from a wallet private key. Regenerating a key permanently disables the old key and supplies an immediately usable replacement. That rotation does not by itself cancel existing signed orders, close liquidity strategies or revoke token approvals. Check those independently when a staff member or integration loses access.[37]

The documented AI integration supplies nine MCP tools covering reads, swaps, limit orders and Aqua actions. WalletConnect connects an EVM or Solana wallet without sending its private keys to the server; each requested signature or transaction needs wallet approval. Aqua writes require an explicit preview confirmation. Anonymous Aqua execution does not require a Business API key but still requires the wallet’s terms signature and eligibility checks. A permitted strategy can later fill within already granted authority; human approval of its creation does not mean a fresh prompt for each subsequent fill.[38]

Follow the evidence

Sources & further reading

  1. Products and cumulative activity 1inch · Accessed 20 Oct 2026
  2. 1inch routed and DEX activity DefiLlama · Accessed 20 Oct 2026
  3. Fusion execution 1inch · Accessed 20 Oct 2026
  4. Fusion+ settlement and recovery 1inch · Accessed 20 Oct 2026
  5. Limit order lifecycle 1inch · Accessed 20 Oct 2026
  6. Aqua current-version FAQ 1inch · 17 Sep 2026 · Accessed 20 Oct 2026
  7. Ondo stocks on Solana 1inch · 20 Oct 2026 · Accessed 20 Oct 2026
  8. Partial execution and split routes 1inch · 10 Sep 2026 · Accessed 20 Oct 2026
  9. Slippage tolerance 1inch · Accessed 20 Oct 2026
  10. User fee responsibilities 1inch · Accessed 20 Oct 2026
  11. Infrastructure fee tiers 1inch · Accessed 20 Oct 2026
  12. Business subscription prices 1inch · Accessed 20 Oct 2026
  13. Aqua fee earnings 1inch · 28 Jul 2026 · Accessed 20 Oct 2026
  14. Wallet receipt workflow 1inch · Accessed 20 Oct 2026
  15. Wallet send workflow 1inch · Accessed 20 Oct 2026
  16. Wallet control and cash-out FAQ 1inch · Accessed 20 Oct 2026
  17. Opening an Aqua position 1inch · 28 Jul 2026 · Accessed 20 Oct 2026
  18. Closing an Aqua position 1inch · 28 Jul 2026 · Accessed 20 Oct 2026
  19. Card wind-down FAQ 1inch · Accessed 20 Oct 2026
  20. Frozen Time Monavate issuer terms Monavate / Crypto Life · Accessed 20 Oct 2026
  21. Underfunded Aqua positions 1inch · Accessed 20 Oct 2026
  22. Liquidity risks 1inch · Accessed 20 Oct 2026
  23. Token approval authority 1inch · 11 Sep 2026 · Accessed 20 Oct 2026
  24. Wallet cloud backups 1inch · Accessed 20 Oct 2026
  25. Interface territory availability 1inch · Accessed 20 Oct 2026
  26. Address screening and appeals 1inch · Accessed 20 Oct 2026
  27. Business verification requirements 1inch · Accessed 20 Oct 2026
  28. Official support 1inch · Accessed 20 Oct 2026
  29. 1inch.com service terms 1inch · 14 Sep 2026 · Accessed 20 Oct 2026
  30. Pending transaction cancellation 1inch · Accessed 20 Oct 2026
  31. Wallet activity records 1inch · Accessed 20 Oct 2026
  32. Portfolio and exports 1inch · Accessed 20 Oct 2026
  33. Domain and brand transition 1inch · 28 Aug 2026 · Accessed 20 Oct 2026
  34. Obsolete settlement contract incident 1inch · 7 Mar 2025 · Accessed 20 Oct 2026
  35. Resolver exploit postmortem Decurity · 7 Mar 2025 · Accessed 20 Oct 2026
  36. Staking and early withdrawal 1inch · Accessed 20 Oct 2026
  37. API key regeneration 1inch · Accessed 20 Oct 2026
  38. AI integration permissions 1inch · Accessed 20 Oct 2026

This profile reports dated public information, including exchange-published services and terms. It does not independently test or guarantee trading, custody, pricing or withdrawals. Inclusion is not an endorsement. Permissions and protections apply only to the named legal entity, service and client category; check the current official records and your contract.

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