XS.com profile: six account tiers across a large multi-jurisdiction CFD group

XS.com divides the menu into “Preferred” and “Professional” families. Standard provides the broadest product range without a minimum and uses average EUR/USD spread guidance around 1.1 pips with no commission. Cent and Micro also have no minimum, but use smaller accounting or contract units and narrower product sets. Pro and Elite each require $500: Pro markets an average spread around 0.7 with no commission, while Elite markets around 0.1 plus a $6 round-turn commission. VIP requires $100,000 and states commission applies, but the retrieved public page does not expose the amount clearly.[4][5][6][7][8][9]

View full spreads & trading costs

Standard has the broadest published asset list, including currencies, metals, crypto, energy, indices, futures and shares. Cent is limited to currencies and metals, while Micro adds energy and indices. Professional tiers target larger or more active traders. These are leveraged derivatives, not ordinary custody of shares, futures contracts or cryptoassets. Product names, contract sizes and available accounts can differ by regional entity, and the global site’s product list should not be imported into an EU or Australian comparison without checking the relevant local company.[4][7]

XS publishes unusually clear average-spread guides for several accounts and a $6 round-turn Elite commission. That makes Standard, Pro and Elite easier to compare than many brokers, but live spreads still vary. VIP’s commission amount is not established in the retrieved page. Funding material indicates no internal fee for common methods, while a withdrawal fee of up to 3% may apply where there has been no trading or suspected abuse. Overnight swaps, conversion, external bank charges and product-specific adjustments remain separate.[4][7][8][9]

Several global accounts advertise dynamic leverage up to 1:2000. Standard stops out at 20%, while Cent and Micro show 10%, which allows equity to fall further before liquidation and can leave very little residual capital. Dynamic leverage means the margin rate can increase as exposure rises. Account-specific contract units also matter: Micro uses 1,000 units, while Cent expresses balances in USC. MT4/MT5 market execution can involve slippage and gaps. The group’s institutional service claims do not prove that every retail order is agency-executed.[4][5][6][7]

The global funding schedule includes bank wire, cards, Skrill and Neteller, with region-specific methods. Published examples include a $300 bank minimum, $20 card minimum and $15 Skrill/Neteller minimum. Card and wallet deposits can be instant; bank transfers can take one to seven business days. XS generally states no internal deposit or withdrawal fee, while banks and providers can charge. A fee of up to 3% may apply to a withdrawal if there has been no trading or if the activity is considered abusive.[10]

XS lists a broad group: Seychelles FSA SD089, Australian AFSL 374409, Cyprus CySEC 412/22, Labuan LFSA MB/21/0081, South Africa FSCA 53199, Mauritius FSC GB25204786 and UAE capital-markets authority 20200000339, alongside other registrations. The global website explicitly states it is not directed at EU residents. A licence elsewhere in the group does not automatically apply to a global account. The Kuwait registration number has appeared inconsistently on live pages, so this profile does not rely on that number as a settled fact.[1][2]

The online process routes a client by country, then collects identity, address, tax and source-of-funds information. The portal determines which entity, account, leverage and funding methods are available. With six account types, the selection should be based on contract unit, product scope and all-in pricing rather than minimum deposit alone. Large VIP funding should not occur until the commission, custody, legal entity and withdrawal rules are documented in writing.[3][10]

XS markets an extensive institutional and partner suite: liquidity, technology, white labels, asset-manager support, consultancy, introducing-broker programmes, contests, loyalty schemes, AI tools and calculators. These offerings demonstrate group breadth but should not be blended into the retail account evaluation. A white-label or liquidity relationship is a separate contract; an AI tool is not personalised advice; loyalty benefits may introduce conditions. The retail decision still turns on account pricing, entity, leverage and withdrawal rules.[1][7]

XS.com has one of the broadest entity and account structures in this set. That breadth can support many client types, but it makes brand-level claims particularly risky. The strongest evidence is the detailed account pages and entity list. The biggest gaps are VIP commission, independently verified execution statistics and one inconsistent regional registration number. Scale, awards and licence count should not be used as substitutes for identifying the company named in the client agreement.[1][2]

XS.com offers the deepest account menu in this pack and can serve small-format testing, spread-only retail trading, commission-based active trading and large VIP relationships. It also has the most complex group licence map. The correct comparison starts with entity and account family, not the XS brand as a whole. Standard and Elite are the most transparent reference points; VIP requires direct written pricing. High dynamic leverage and low stop-out levels require disciplined risk controls.[4][5][6][8][9][10][2]