Accounts and eligibility
Sections ↑Current marketed account structure
| Tier | Verified public distinction |
|---|---|
| Standard | Entry from US$10Source 1 |
| Premium | Lower spreads and margin/stopout levels advertisedSource 1 |
| VIP | Further pricing/threshold advantages advertisedSource 1 |
| Numerical premium schedule | Complete current grid not recovered; no secondary-site numbers importedSource 1 |
Opening and eligibility
| Requirement | Published rule |
|---|---|
| Age | At least 18Source 8Source 3 |
| Verification | Identity document and proof of addressSource 8Source 3 |
| Multiple accounts | One unless expressly permittedSource 8Source 3 |
| Country limits | FAQ lists exclusions including China, Russia, Italy, Indonesia, Pakistan and NigeriaSource 8Source 3 |
Markets and contract specifications
Sections ↑Spreads, commissions and other costs
Sections ↑Cost claims and contractual reservations
| Item | Published position |
|---|---|
| Trade commission | Account page markets zero commissionSource 1Source 8Source 2 |
| Swap-free | Advertised option; exact instrument/grace schedule not recoveredSource 1Source 8Source 2 |
| Inactivity | Terms reserve a charge or closure; no verified amount/timerSource 1Source 8Source 2 |
| Payment/conversion fees | Agreement reserves transaction and conversion chargesSource 1Source 8Source 2 |
Fixed spread does not mean unrestricted execution
| Situation | User-agreement restriction |
|---|---|
| Low-liquidity trading | Trades intended to exploit fixed spreads may be invalidatedSource 2 |
| Gap/news exploitation | High-volume/high-leverage strategies targeting gaps can lead to suspensionSource 2 |
| Unavailable execution | Orders can be cancelled when market conditions prevent executionSource 2 |
Execution, platforms and margin controls
Sections ↑Leverage changes — broker’s published example
| Trigger | Treatment |
|---|---|
| Deposit raises balance from $1,950 to $2,000 | Leverage automatically falls from 1:1,000 to 1:500Source 7 |
| Profit crosses a threshold | May not update automatically; client must monitorSource 7 |
| Leverage increase | Manual Client Cabinet requestSource 7 |
| News or stressed conditions | Broker reserves changesSource 7 |
At the example’s two ratios, a fixed US$10,000 notional would require US$10 versus US$20 before other margin conditions. This is arithmetic illustrating the effect of the published change, not an actual symbol margin quote.[7]
Platform and server clock
Deposits and withdrawals
Sections ↑Funding ownership and payout rules
| Rule | Published requirement |
|---|---|
| Payer | Own-name funding; third-party deposits rejectedSource 2Source 5 |
| Withdrawal route | Original payment method unless approved otherwiseSource 2Source 5 |
| Card principal/profit | Principal returned to card; profit to electronic walletSource 2Source 5 |
| Card/PayPal minimum | US$50 if balance exceeds US$50; otherwise full balanceSource 2Source 5 |
Withdrawal processing and availability
| Stage | Rule |
|---|---|
| Broker processing | One hour–three business daysSource 2 |
| Longer review | Large requests or additional verification can extend processingSource 2 |
| Eligible money | Free margin not tied up in tradesSource 2 |
| Source evidence | Broker may request proof of legitimate fundsSource 2 |
These are broker processing statements, not guaranteed bank/card receipt times. The agreement’s fee reservation also prevents treating an account page’s zero-deposit-commission claim as a universal free-withdrawal promise.[2][1]
40% bonus example — broker knowledge base
| Cash action | Bonus treatment |
|---|---|
| Deposit $2,000 | Credit $800Source 4 |
| Earn $100 and withdraw that profit | Credit remains $800 in the exampleSource 4 |
| Withdraw $800 of original funds | Remaining $1,200 supports $480 creditSource 4 |
| Cash balance reaches zero | Bonus removed automaticallySource 4 |
The bonus is trading credit, not withdrawable cash. Its reduction can change margin support even when the requested cash amount itself appears available. These examples come from the January 2025 help article and require the applicable promotion terms.[4]
Authorisation and client protection
Sections ↑Protection statements that require reconciliation
| Document | Statement | Practical limit |
|---|---|---|
| Fund protection policy | Promises negative-balance protection | No independently verified statutory scheme identifiedSource 9Source 8 |
| Terms of service | Closure requires settlement of negative balances | Conflicts with an unconditional no-negative-balance readingSource 9Source 8 |
| Fund protection policy | Claims segregation and security audits | No named bank trust terms or audit report supplied in that pageSource 9Source 8 |
The website displays an IFSA verification badge. It is not evidence in these sources of authorisation by a national financial regulator; no regulator-confirmed licence is assigned in this profile. The contract’s generic incorporation-country wording also leaves the precise dispute jurisdiction insufficiently defined.[6][2]
Support and complaints
Sections ↑Support and security
| Item | Published channel or control |
|---|---|
| Telephone | +1 205 350 3000Source 9Source 6 |
| Live support | support.unitedpips.com; 24/7 support marketedSource 9Source 6 |
| Two-factor authentication | Optional additional login codeSource 9Source 6 |
| Suspected unauthorised access | Notify support immediatelySource 9Source 6 |
Tools, automation and account administration
Sections ↑Third-party access and account lifecycle
| Action | Terms |
|---|---|
| Copy trading / credential sharing | Third-party account access or execution is prohibitedSource 2Source 8 |
| Unauthorised algorithms | Exploitative software can cause termination and profit forfeitureSource 2Source 8 |
| Dormancy | Possible fees or closureSource 2Source 8 |
| Client closure request | Outstanding obligations must be settledSource 2Source 8 |
Company and operating history
Sections ↑Published corporate identity
Legal entities & licences
These are source-dated records, not a blanket assessment of the broker. Read each issuer, identifier, status and scope together.
UnitedPips Ltd
No separate licence entry is recorded in this panel.
Material document limitations
Sections ↑A complete primary account grid, stopout percentage schedule, swap-free conditions, governing-law identification and independent licence record remain unresolved. The documented restrictions above are more reliable than treating every promotional “fixed”, “free” or “protected” label as unconditional.[1][8][2]
Sources & further reading
- Standard/Premium/VIP fixed-spread accounts, starting amount, bonuses UnitedPips · Accessed 26 Oct 2026
- Trading abuses, news-event limits, withdrawal procedures and suspension terms UnitedPips · Accessed 26 Oct 2026
- Maximum leverage, payments, server times and identity verification UnitedPips · Accessed 26 Oct 2026
- 40% bonus-adjustment worked example after withdrawals UnitedPips · Accessed 26 Oct 2026
- Payment and withdrawal conditions UnitedPips · Accessed 26 Oct 2026
- Current MegaTrader web/mobile platform UnitedPips · Accessed 26 Oct 2026
- Balance-linked leverage changes UnitedPips · Accessed 26 Oct 2026
- Account lifecycle and fee reservations UnitedPips · Accessed 26 Oct 2026
- Fund protection policy and NBP claim UnitedPips · Accessed 26 Oct 2026
- Official advertised fixed spread table destination UnitedPips · Accessed 26 Oct 2026
This profile reports dated public information, including broker-published services and terms. It does not independently test or guarantee execution, pricing or withdrawals. Inclusion is not an endorsement. Permissions and protections apply only to the named legal entity, service and client category; check the current official records and your contract.