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Bank Austria OnlineTrader: Exchange Costs, FX, Custody and Cash-Account Charges

UniCredit Bank Austria’s OnlineTrader tariff combines the bank’s own commission with separately calculated external exchange costs. The associated cash account and custody schedule add recurring charges, while foreign-currency transactions carry a stated 0.30% conversion commission with a €4 minimum.

By FXBrokers.ai ResearchOperating status: ActiveSources checked Published Updated
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Profile scope

Public-document research checked 27 October 2026. Product, account and entity scope is specified alongside the relevant terms.

  • Each commission component has its own percentage and minimum, so adding headline percentages alone can understate a small order.
  • The March 2026 OnlineTrader sheet is separate from the July 2026 cash-account and general securities schedules.
  • The listed settlement-account charge applies to the specified account-opening cohort, rather than every legacy account.
  • Bank Austria belongs to Einlagensicherung AUSTRIA; cash deposits and missing custody assets have different protection rules.

UniCredit Bank Austria’s OnlineTrader tariff combines the bank’s own commission with separately calculated external exchange costs. The associated cash account and custody schedule add recurring charges, while foreign-currency transactions carry a stated 0.30% conversion commission with a €4 minimum.[1][2][3]

Accounts and eligibility

Sections ↑
Account comparison01

Documents and account scope

Documents and account scope
ItemDetails
OnlineTraderMarch 2026 trading conditions.Source 1Source 3Source 2
Cash accountJuly 2026 schedule for the stated account-opening cohort.Source 1Source 3Source 2
General custodySeparate securities-service price list; legacy custody arrangements can differ.Source 1Source 3Source 2
Source 1Source 3Source 2
Account comparison02

Language and contractual version

Language and contractual version
ItemDetails
German scheduleGoverning language under the published translation qualification.Source 1Source 4
English scheduleConvenience translation for understanding the charges.Source 1Source 4
Date correctionThe document identifies March 2026; no unsupported specific March day is assigned.Source 1Source 4
Source 1Source 4

View full spreads & trading costs

Products and market access

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Specifications03

Exchange access in the tariff

Exchange access in the tariff
ItemDetails
Austria/GermanyVienna, Xetra and the other specified German venues.Source 1
EuropeSeparate schedules for the listed western European exchanges.Source 1
United States/SwitzerlandHigher minimums in the relevant market group.Source 1
Source 1
Specifications04

Funds and other securities

Funds and other securities
ItemDetails
Online fund purchasesMinimum €2,000 under the stated service.Source 1
Group fund categoriesAmundi, onemarkets and Schoellerbank fund pricing is distinguished.Source 1
Other fundsDomestic and foreign third-party categories have separate front-load treatment.Source 1
Source 1

Trading and holding costs

Sections ↑
Pricing & charges05

Vienna and Xetra: two components

Vienna and Xetra: two components
ItemDetails
Vienna own commission0.10%; minimum €8.Source 1
Vienna external cost0.10%; minimum €4.Source 1
Xetra own commission0.12%; minimum €8.Source 1
Xetra external cost0.10%; minimum €4.Source 1
Source 1
Pricing & charges06

Other German and XSTU categories

Other German and XSTU categories
ItemDetails
Other German venues0.15%, minimum €8, plus external 0.12%, minimum €4.Source 1
XSTU own issues0.18%, minimum €8; no separately listed external cost in that category.Source 1
InterpretationCalculate the minimum of each component independently.Source 1
Source 1
Pricing & charges07

Other European exchange group

Other European exchange group
ItemDetails
MarketsNetherlands, France, Italy and United Kingdom in the stated group.Source 1
Own commission0.15%; minimum €8.Source 1
External cost0.20%; minimum €11.Source 1
Source 1
Pricing & charges08

US and Swiss exchange group

US and Swiss exchange group
ItemDetails
Own commission0.20%; minimum €15.Source 1
External cost0.20%; minimum €11.Source 1
Other chargesApplicable taxes and product/venue-specific costs remain separate.Source 1
Source 1
Pricing & charges09

Currency conversion

Currency conversion
ItemDetails
Commission0.30%.Source 2
Minimum€4.Source 2
Cost basisSeparate from OnlineTrader’s own and external dealing commissions.Source 2
Source 2
Pricing & charges10

Telephone trading schedule

Telephone trading schedule
ItemDetails
Vienna shares0.90%; minimum €23, plus the applicable external component.Source 1
Xetra/foreign shares1.10%; minimum €63 under the listed category.Source 1
Bonds0.70% in the stated assisted category.Source 1
Source 1
Pricing & charges11

Fund entry and sale charges

Fund entry and sale charges
ItemDetails
Named group funds50% of the stated front load.Source 1
Other foreign funds30% reduction under the tariff’s specified front-load treatment.Source 1
Other domestic fundsFull stated front load.Source 1
Fund sale0.75%, with category minima of €23.50, €38.50 or €64.50.Source 1
Source 1
Pricing & charges12

Annual custody rates

Annual custody rates
ItemDetails
Own-issue category0.235%.Source 2
Other Austrian category0.25%.Source 2
Foreign category0.50%.Source 2
VATAdd 20% where the tariff marks the service as taxable.Source 2
Source 2
Pricing & charges13

Custody minima and billing

Custody minima and billing
ItemDetails
Per position minimum€3.92 under the applicable schedule.Source 2
Per depot minimum€26.28 under the applicable schedule.Source 2
BillingQuarterly in arrears using the stated quarter-end values; pre-July 2002 legacy accounts have separate treatment.Source 2
Source 2
Pricing & charges14

Settlement cash-account charge

Settlement cash-account charge
ItemDetails
Account cohortAccounts opened from 10 October 2023 under the specified schedule.Source 3
Quarterly charge€18.33.Source 3
Credit interest0% on the stated euro and foreign-currency cash accounts.Source 3
Closure€0 under this account tariff.Source 3
Source 3
Pricing & charges15

Cash borrowing and payment charges

Cash borrowing and payment charges
ItemDetails
Debit interest13.25% fixed in the listed schedule.Source 3
Default supplementFive percentage points under the stated conditions.Source 3
Urgent transfer€9 online or €20 assisted.Source 3
Source 3
Pricing & charges16

Foreign income and specialist custody

Foreign income and specialist custody
ItemDetails
Foreign dividends/coupons0.25%; minimum €1.45, plus applicable VAT and external costs.Source 2
Domestic income service€0 in the stated category.Source 2
Individual segregated custody€1,500 plus applicable VAT under the specialist service schedule.Source 2
Source 2

Platforms, orders and execution

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Process17

Online and telephone execution

Online and telephone execution
ItemDetails
OnlineTraderElectronic order service with its own tariff.Source 1
Telephone serviceWorking days 08:00–16:00, Austrian local time, under the quoted dealing terms.Source 1
AvailabilityAn interface or contact-hour statement does not guarantee an executable price in every market.Source 1
Source 1

Funding, settlement and transfers

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Process18

Settlement-account cost implications

Settlement-account cost implications
ItemDetails
Cash balanceA settlement account can have a recurring charge even while its credit interest is 0%.Source 3Source 2
CurrencyForeign-currency balances and conversion commission are separate questions.Source 3Source 2
Legacy accountCheck the account’s opening-date tariff before applying the quoted quarterly charge.Source 3Source 2
Source 3Source 2
Process19

Cash proceeds and custody assets

Cash proceeds and custody assets
ItemDetails
Sale proceeds/dividendsOnce credited as eligible bank deposits, they fall under deposit protection rules.Source 6
Held securitiesRemain custody assets to be returned or transferred.Source 6
Transfer versus saleMoving custody assets and withdrawing credited cash are different operations.Source 6
Source 6

Custody and client protection

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Protections & eligibility20

Austrian deposit scheme

Austrian deposit scheme
ItemDetails
Member institutionUniCredit Bank Austria AG belongs to Einlagensicherung AUSTRIA.Source 5Source 6
Ordinary limit€100,000 per eligible depositor and legal bank.Source 5Source 6
AggregationAll eligible accounts at that bank are added together; foreign currency is converted under scheme rules.Source 5Source 6
Source 5Source 6
Protections & eligibility21

Investment-compensation scope

Investment-compensation scope
ItemDetails
Normal custodySecurities are to be returned to the investor.Source 6
Eligible non-return claimMaximum €20,000.Source 6
Non-natural persons90% of the eligible claim, within that €20,000 ceiling; statutory exclusions remain.Source 6
Source 6

Support, complaints and records

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Process22

Tax-report service

Tax-report service
ItemDetails
Foreign tax report€150 per year plus applicable VAT.Source 2
PurposeA reporting service, separate from tax actually owed.Source 2
Document boundaryA report fee does not guarantee relief or recovery from every foreign tax authority.Source 2
Source 2

Research and additional services

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Availability23

Shareholder meeting services

Shareholder meeting services
ItemDetails
Domestic meeting€7.24 plus applicable VAT.Source 2
Foreign meeting€36.22 plus applicable VAT.Source 2
Other expensesExternal expenses can be separate where the tariff says so.Source 2
Source 2

Company and service history

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Regional comparison24

Legal bank and scope

Legal bank and scope
ItemDetails
NameUniCredit Bank Austria AG.Source 1Source 5
CountryAustria.Source 1Source 5
Service boundaryRetail OnlineTrader/custody; UniCredit’s separate institutional FX platforms are not assigned to this account.Source 1Source 5
Source 1Source 5
Headquarters
Austria
The companies behind the brand

Legal entities & licences

These are source-dated records, not a blanket assessment of the broker. Read each issuer, identifier, status and scope together.

UniCredit Bank Austria AG

AustriaSource 1Source 6

No separate licence entry is recorded in this panel.

Cost illustrations and practical implications

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Scenarios25

Calculated €2,000 order examples

Calculated €2,000 order examples
ItemDetails
Vienna€8 own minimum + €4 external minimum = €12.Source 1
Netherlands/France/Italy/UK group€8 + €11 minima = €19.Source 1
US/Switzerland group€15 + €11 minima = €26.Source 1
ExclusionsFX, tax and other applicable expenses.Source 1
Source 1
Scenarios26

Calculated foreign-purchase total

Calculated foreign-purchase total
ItemDetails
€2,000 equivalent US purchase€26 dealing components.Source 1Source 2
Full currency conversion€6 at 0.30%.Source 1Source 2
Illustrative total€32 before spread, taxes and holding charges.Source 1Source 2
Source 1Source 2
Scenarios27

Calculated recurring cash-account cost

Calculated recurring cash-account cost
ItemDetails
Four unchanged quarters4 × €18.33 = €73.32 a year.Source 3
ScopeSpecified post-10-October-2023 account cohort.Source 3
ComparisonAdd relevant custody and transaction costs when comparing total account expense.Source 3
Source 3
Follow the evidence

Sources & further reading

  4. Issuer English online securities pricing summary UniCredit Bank Austria · Accessed 27 Oct 2026
  5. Bank Austria: membership of Einlagensicherung AUSTRIA and statutory framework UniCredit Bank Austria — OnlineTrader · Accessed 27 Oct 2026
  6. Bank Austria: depositor information and investor-compensation disclosure UniCredit Bank Austria — OnlineTrader · Accessed 27 Oct 2026

This profile reports dated public information, including broker-published services and terms. It does not independently test or guarantee execution, pricing or withdrawals. Inclusion is not an endorsement. Permissions and protections apply only to the named legal entity, service and client category; check the current official records and your contract.

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