TradeZero America is a U.S. active-trading broker focused on equities, options, short-selling workflows and professional-style platforms. Its commission-free headline applies only to qualifying marketable and non-marketable orders in eligible securities; low-priced stocks, early pre-market activity, route selection and platform subscriptions can create additional charges.[1][2]
The firm also offers futures through a separately carried introducing-broker arrangement. Securities are cleared through the securities chain, while futures accounts are carried by NinjaTrader Clearing. Those products should not be treated as one combined protection or margin regime.[8]
Accounts & headline costs
Sections ↑TradeZero America at a glance
| Measure | Value | Context |
|---|---|---|
| Broker-dealer | TradeZero America, Inc. | FINRA CRD 282940; member FINRA and SIPC.Source 4Source 9 |
| Account eligibility | U.S. citizen or legal U.S. resident with SSN | Available across U.S. states and territories subject to approval.Source 4 |
| Opening funding | From US$500 | Company-published minimum for the standard securities route.Source 1 |
| Core products | Stocks, options and active-trading tools | Futures are supplied through a separate introducing-broker structure.Source 3Source 8 |
| Support | 24/7 live chat; weekday phone service | Company-published client-service schedule.Source 4 |
Products & platforms
Sections ↑Platform choices
| Platform | Price | Main use |
|---|---|---|
| TZ1 | US$0 | Browser platform for active tradingSource 3 |
| ZeroFree | US$0 | Desktop route with core market accessSource 3 |
| ZeroMobile | US$0 | Mobile account monitoring and order entrySource 3 |
| ZeroPro | US$59 a month | Advanced desktop platform; can be waived at qualifying share volumeSource 3Source 2 |
| TradingView | Connection under supported account terms | Charting and order interface supplied through integrationSource 3 |
Fees & holding costs
Sections ↑Equity order pricing
| Order type | Charge | Condition |
|---|---|---|
| Eligible market or limit order at US$1+ | US$0 | Must meet the current qualifying-order conditionsSource 1 |
| 4:00–7:00 a.m. ET order | US$0.005 per share | US$0.99 minimum and US$7.95 maximum under the cited scheduleSource 1Source 2 |
| Low-priced or OTC security | US$0.005 per share | US$0.99 minimum and US$7.95 maximumSource 1Source 2 |
| Select route | Route-specific pass-through | Liquidity rebates or fees depend on the selected routeSource 2 |
Options, margin and borrowing
| Measure | Value | Context |
|---|---|---|
| Options commission | US$0 base + US$0.59 per contract | Exercise, assignment and regulatory charges can apply separately.Source 1 |
| Published margin interest | 9% a year | Variable schedule; applies to debit balances under the account terms.Source 2 |
| Short locates | Quoted per security and availability | Locate cost can materially exceed commission on hard-to-borrow shares.Source 3 |
| Intraday margin | Risk-based regime from 4 June 2026 | The old US$25,000 PDT threshold was removed, but house margin requirements remain.Source 7 |
Account and service fees
| Measure | Value | Context |
|---|---|---|
| Inactivity fee | US$0 | TradeZero states there is no general inactivity fee.Source 6 |
| Unqualified Account Fee | Up to US$5 quarterly | Can apply when the account has under US$100, no securities and no activity; zero-balance accounts are excluded.Source 6 |
| Outgoing wire | US$15 | Published U.S. wire charge.Source 2 |
| OTC market data | US$8 or US$20 depending on package | Separate data subscription from the platform itself.Source 3Source 2 |
Execution & trading rules
Sections ↑Execution and trading-session conditions
| Measure | Value | Context |
|---|---|---|
| Early session | From 4:00 a.m. ET under supported platforms | Per-share pricing applies before 7:00 a.m. under the cited schedule.Source 1 |
| Regular/extended orders | Order-type and venue rules apply | Liquidity and fills can differ materially outside regular hours.Source 3 |
| Short inventory | Dynamic | A located share can become unavailable or carry a different rate later.Source 3 |
| Day-trading threshold | No legacy PDT US$25,000 rule from 4 June 2026 | Risk-based margin and firm controls still determine buying power.Source 7 |
Deposits, withdrawals & transfers
Sections ↑Funding and transfers
| Route | Published treatment | Condition |
|---|---|---|
| ACH | Accepted | Bank ownership and customer details must matchSource 5 |
| Bank wire | Accepted | Third-party wires are not acceptedSource 5 |
| ACATS transfer | Supported under transfer procedures | Asset eligibility and delivering-firm timing applySource 2 |
| Withdrawal | Bank and account verification required | Charges and settlement availability can delay releaseSource 2 |
ACH limits and processing controls
| Subject | Published terms | Practical scope |
|---|---|---|
| Deposit allowance | US$50,000 per seven calendar days | A request before 14:30 ET may be tradable next day; transfer completion can take five business days.Source 10 |
| Withdrawal allowance | US$50,000 by ACH | Before 14:00 ET, normally processed that day if eligible; bank arrival is separate.Source 10 |
| Withdrawal eligibility | Settled cash, no resulting margin call, no compliance review or third-party payment | A positive headline balance does not establish eligibility.Source 10 |
| Reversed ACH | US$50 per reversal | More than two reversals can lead to loss of ACH privileges.Source 10 |
TradeZero may retain cash for short positions or margin use, including overnight margin used within the previous 45 days; ADR activity within 45 days; short dividend liabilities; or unsettled corporate actions. Its banking department says it emails the reason and the conditions for releasing the remainder. These are potential liabilities and reserves, separate from the standard securities settlement date.[11]
Protection & regulation
Sections ↑Securities and futures are separate
| Feature | Securities account | Futures route |
|---|---|---|
| Broker | TradeZero America, Inc. | TradeZero America acts as introducing brokerSource 4Source 8 |
| Clearing/carrying | Securities clearing partner under account disclosures | NinjaTrader Clearing/Tradovate carries the futures accountSource 8 |
| Regulator/SRO | SEC/FINRA; SIPC membership | CFTC/NFA framework; NFA ID 0563791 for TradeZero AmericaSource 8 |
| Protection | SIPC for eligible securities claims | Futures are not SIPC securities accountsSource 8 |
Regulatory and protection structure
| Measure | Value | Context |
|---|---|---|
| FINRA CRD | 282940 | TradeZero America, Inc.Source 9 |
| SIPC membership | Yes | Covers eligible missing securities/cash claims, not market loss.Source 4 |
| Exchange memberships | NYSE, NYSE Arca, NYSE American, Nasdaq and Cboe EDGX listed | Memberships are company disclosures, not a promise of best execution on every order.Source 4 |
| Futures NFA ID | 0563791 | Introducing-broker registration; carrying firm has separate NFA registration.Source 8 |
- Headquarters
- Brooklyn, New York, United States
- Founded
- 2019 — U.S. broker-dealer route within the TradeZero group
Legal entities & licences
These are source-dated records, not a blanket assessment of the broker. Read each issuer, identifier, status and scope together.
TradeZero America, Inc.
| Issuer & identifier | Recorded status | Date & scope |
|---|---|---|
| Financial Industry Regulatory Authority282940 | Registered | Checked 10 Oct 2026Current FINRA BrokerCheck firm record for the U.S. broker-dealer.Source 9Source 4 |
Opening an account & support
Sections ↑TradeZero America publishes 24/7 live chat, [email protected] and telephone +1-877-4-TRADE-0 Monday–Friday 07:00–17:00 ET. The stated US service accepts accounts across US states and territories; another TradeZero regional company’s onboarding, fees or investor protection should not be substituted for this account.[12]
Sources & further reading
- TradeZero America pricing TradeZero · Accessed 10 Oct 2026
- TradeZero America fee schedule TradeZero · Accessed 10 Oct 2026
- TradeZero America platforms and tools TradeZero · Accessed 10 Oct 2026
- Who is TradeZero America? TradeZero Support · Accessed 10 Oct 2026
- How to fund a TradeZero America account TradeZero Support · Accessed 10 Oct 2026
- Inactivity and unqualified account fee TradeZero Support · Accessed 10 Oct 2026
- Intraday margin after the PDT change TradeZero · 24 Apr 2026 · Accessed 10 Oct 2026
- TradeZero America futures disclosures TradeZero Support · Accessed 10 Oct 2026
- TradeZero America Inc. — FINRA BrokerCheck firm 282940 FINRA BrokerCheck · Accessed 10 Oct 2026
- ACH limits, processing and reversals TradeZero America · Accessed 15 Oct 2026
- Withdrawal reserves and retained cash TradeZero America · Accessed 15 Oct 2026
- US account eligibility and support channels TradeZero America · Accessed 15 Oct 2026
This profile reports dated public information, including broker-published services and terms. It does not independently test or guarantee execution, pricing or withdrawals. Inclusion is not an endorsement. Permissions and protections apply only to the named legal entity, service and client category; check the current official records and your contract.