Techcom Securities Joint Stock Company serves securities and wealth clients through TCInvest. A client without an iWealthPartner pays the published 0.03% charge on ordinary shares, listed fund certificates and covered warrants; a supported account has an agreed 0.03%–0.30% range. Bonds, funds, futures and automated portfolios each have their own cost model.[12][1][2][3][4][6]
Broker essentials01
Techcom Securities (TCBS) at a glance
| Measure | Value | Context |
|---|---|---|
| Entity | Techcom Securities Joint Stock Company | Source 14 |
| Membership | VSDC code 105; direct derivatives clearing member with normal status | Source 14 |
| Standard unassisted equity rate | 0.03% of transaction value | Source 1 |
| iWealthPartner-supported account | 0.03%–0.30%, as agreed; other policies can apply | Source 1 |
| Standard margin headline | From 13.5% a year; security and agreement specific | Source 5 |
| iTracker charges | 0.8% a year on portfolio value plus 0.5% of copied amount, from 1 July 2026 | Source 6 |
| Main interface | TCInvest web and mobile | Source 12Source 11 |
Accounts and eligibility
Sections ↑At a glance02
Account and service choices
| Arrangement | What changes |
|---|---|
| Self-directed securities account | No iWealthPartner; standard 0.03% equity chargeSource 1Source 5Source 6 |
| iWealthPartner relationship | Advisory/support arrangement with an agreed tariffSource 1Source 5Source 6 |
| Margin registration | Eligible securities and a separate credit agreement determine buying powerSource 1Source 5Source 6 |
| Automated portfolio subscription | iCopy and iTracker have additional management and service termsSource 1Source 5Source 6 |
At a glance03
Foreign individual funding arrangements
| Investor status | Published route |
|---|---|
| Resident in Vietnam | Ordinary bank-transfer route subject to the required identity and securities-account activationSource 8 |
| Nonresident | Registered indirect investment capital account (IICA)Source 8 |
| Before first funding | Wait for VSDC securities-account activation and use the prescribed account referenceSource 8 |
| Incorrect nonresident route | Funds can be blocked until the banking requirements are resolvedSource 8 |
A foreign nonresident follows the IICA and brokerage-account sequence before funding the service. Resident local-bank instructions use a different process.[8]
Investments and managed services
Sections ↑At a glance04
Product routes in TCInvest
| Route | Exposure | Practical distinction |
|---|---|---|
| Shares, listed funds and warrants | Vietnamese securities | Brokerage and custody scheduleSource 1Source 2Source 3Source 4Source 6 |
| iBond and iConnect | Corporate-bond holdings and transactions | Issuer repayment and secondary-market liquidity riskSource 1Source 2Source 3Source 4Source 6 |
| Fundmart / iFund | Units in managed investment funds | Fund-specific dealing, switching and remittance costsSource 1Source 2Source 3Source 4Source 6 |
| Listed futures | Margined index or government-bond contracts | Daily profit/loss settlement and clearing chargesSource 1Source 2Source 3Source 4Source 6 |
| iTracker | Rule-based stock portfolios | Automated trading after subscription; additional feesSource 1Source 2Source 3Source 4Source 6 |
At a glance05
iTracker and iCopy are different services
| Service | Decision mechanism | Fee structure |
|---|---|---|
| iTracker | Predetermined strategy; clients cannot rewrite its rules | Current dedicated 0.8% annual management plus 0.5% copied-amount feeSource 6Source 1 |
| iCopy | Copying the selected iTrader’s investment decisions | General schedule: 1%–7% annual management and 0%–40% of profit above the specified hurdleSource 6Source 1 |
Trading, portfolio and administrative costs
Sections ↑At a glance06
Cash securities charges
| Item | Published rate |
|---|---|
| Unassisted shares, listed funds and warrants | 0.03%Source 1 |
| iWealthPartner-supported trading | 0.03%–0.30%, as agreedSource 1 |
| Account opening and closure | Free in the service scheduleSource 1 |
| Sale-proceeds advance | 0.042% per day, under the published advance tariffSource 1 |
At a glance07
Bond commissions
| Transaction | Charge |
|---|---|
| iBond / iConnect, from 20 May 2026 | 0.10% of transaction valueSource 2 |
| Other listed bonds | 0.15%Source 2 |
| Centrally traded corporate bonds, individuals | 0.15% for each buyer/sellerSource 2 |
| Separately negotiated arrangement | Its agreed terms can replace the published rateSource 2 |
At a glance08
Institutional centrally traded bond tiers
The institutional bond threshold aggregates the customer’s qualifying transactions at TCBS and transactions in which TCBS was the counterparty during the preceding calendar year. The current dated iBond/iConnect table says 0.10%; an older FAQ lower on the same page still says 0.15%. The dated change is the relevant published update.[2]
At a glance09
Futures execution and clearing
| Component | Published charge |
|---|---|
| TCBS broker commission | Waived until replacement noticeSource 4 |
| VN30 exchange charge | VND2,700 per contractSource 4 |
| Government-bond-futures exchange charge | VND4,500 per contractSource 4 |
| Clearing | VND2,550 per matched contract; opening and closing one position costs VND5,100 in clearing aloneSource 4 |
| Margin deposit / withdrawal | VND11,000 per transaction from 1 October 2025Source 4 |
At a glance10
Futures holding and settlement costs
| Item | Basis |
|---|---|
| Collateral management | 0.0024% on cumulative daily margin-asset balances; monthly minimum VND100,000, maximum VND1.6mSource 4 |
| Bank remittance | Applicable bank tariffSource 4 |
| Investor tax | Separate transfer-value formula; not included in zero broker commissionSource 4 |
At a glance11
iTracker cost components from 1 July 2026
The 0.5% iTracker charge is based on the copied amount; it is not the annual management rate. The general service page’s older 0.5%-a-year management figure has been replaced by the dedicated iTracker schedule. iCopy’s separate management and performance-fee ranges exclude VAT under the general tariff.[6][1]
At a glance12
Fund switching: TCBF or TCFF to the listed equity-sector funds
At a glance13
Fund switching: TCEF to the other listed Techcom funds
Those switching tables apply to the named fund combinations, not every fund on Fundmart. Switching between the listed VinaCapital funds is free under this schedule. A fund redemption can still incur the supervising bank’s remittance fee: for example TCBF/TCEF show VND8,000 below VND500m and VND200,000 from VND500m, before VAT.[3]
At a glance14
Monthly custody and securities transfers
| Item | Charge |
|---|---|
| Shares, fund certificates and covered warrants | VND0.3 per unit per monthSource 1 |
| Bonds and public-debt instruments | VND0.2 per unit per monthSource 1 |
| Incoming securities transfer | FreeSource 1 |
| Outgoing securities transfer | VND1 per unit, maximum VND1m per transactionSource 1 |
| Physical securities withdrawal | Shares/funds VND1 per unit, maximum VND1m; bonds freeSource 1 |
At a glance15
Off-exchange ownership and blocking
| Instruction | Posted charge |
|---|---|
| Qualifying gift/inheritance or internal ownership change | 0.15% charged to each side under the stated categoriesSource 1 |
| Other incoming ownership transfer | 0.15%Source 1 |
| Other outgoing ownership transfer | 0.20%Source 1 |
| Block/register or change secured transaction | 0.4% of par value; minimum VND1m, maximum VND10m per instructionSource 1 |
| Release, delete or reduce collateral / amend information | Free broker componentSource 1 |
Blocking and ownership-service taxes and VSDC charges must be read with the relevant schedule notes. The iBond pledge arrangement with Techcombank has its own blocking/release exemption. It should not be applied to an unrelated securities pledge.[1]
At a glance16
Documents and notices
At a glance17
Foreign institutional non-prefunding support
Orders, borrowing and automated execution
Sections ↑At a glance18
Conditional instructions and 24/7 orders
| Instruction | Persistence rule |
|---|---|
| Conditional equity order | Lives for the configured period until triggered; once sent to the exchange, it ends with that session and generates no new order on a later daySource 9 |
| 24/7 order | Can remain effective over later sessions within the configured periodSource 9 |
| Quick-entry / MAX tools | Reduce entry steps; the MAX function uses a limit order, not a promise of immediate executionSource 9 |
At a glance19
Margin agreement and collateral ratios
| Term | Published policy |
|---|---|
| Ordinary tenor | 89 daysSource 5 |
| Standard interest | From 13.5% a year; security and agreement specificSource 5 |
| Initial Rtt | 100%Source 5 |
| Maintenance Rtt | 85%Source 5 |
| Forced-sale Rtt | 80%Source 5 |
| Renewal request | Online within ten days before maturity; acceptance remains subject to the policySource 5 |
Rtt uses haircut-adjusted collateral divided by debt net of cash and receivables. These ratios are not ordinary loan-to-value percentages. The page states overdue interest at 150% of the in-term rate and also retains an older policy clause capping it at 20% a year; the accepted loan agreement should settle that interaction.[5]
At a glance20
Margin shortfalls and liquidation
| Trigger | Published response |
|---|---|
| Below 85% but above 80% for three working days | Sale on the third working day from the first callSource 5 |
| Below 80% | Sale on the next working daySource 5 |
| Overdue loan | Sale on the next working day after maturity; holiday/weekend maturity follows the working-day ruleSource 5 |
| Optional defensive-rate service | 0.15% fee on disbursement for registered users who borrow under that serviceSource 5 |
At a glance21
Futures daily obligations
| Position outcome | Settlement rule |
|---|---|
| Net trading loss | Fund the derivatives subaccount before 08:00 on the next trading daySource 4 |
| Net trading profit | TCBS pays no later than the next trading daySource 4 |
| Pending fees and taxes | Shown in derivatives assets; settled items are available through the enquiry functionSource 4 |
At a glance22
iTracker trading mechanics
| Action | What happens |
|---|---|
| Start copying | Minimum starts at VND1m, but the selected portfolio can require moreSource 6 |
| Initial allocation | Copy the existing portfolio and then its subsequent tradesSource 6 |
| During 09:00–14:30 | Published buy-price method uses the latest matched price plus three ticksSource 6 |
| Closing auction / after hours | ATC processing or queueing for the next opening sessionSource 6 |
| Rebalancing | Periodic strategy-driven changes; exact timing follows the selected portfolioSource 6 |
Cash deposits, transfers and foreign-investor routes
Sections ↑At a glance23
Domestic transfer attribution
| Route or problem | Expected handling |
|---|---|
| Techcombank transfer | Normally immediate under the help guideSource 7 |
| Other bank | Normally 30–60 minutes during working hoursSource 7 |
| Wrong account reference | Automatic attribution can fail; request bank tracingSource 7 |
| Unresolved transfer | The guide sets a tracing/refund process, not an instant-return promiseSource 7 |
At a glance24
Electronic and counter remittances
| Route | Published charge |
|---|---|
| Internal or online bank transfer | Free broker serviceSource 1 |
| Techcombank cash deposit, same province | FreeSource 1 |
| Techcombank cash deposit, different province | 0.02%; minimum VND15,000, maximum VND700,000Source 1 |
| Counter transfer from Techcombank account, different province | 0.007%; minimum VND15,000, maximum VND700,000Source 1 |
At a glance25
Counter transfers outside Techcombank
| Destination and amount | Fee before VAT |
|---|---|
| Same province, below VND500m | 0.007%; minimum VND20,000, maximum VND700,000Source 1 |
| Same province, VND500m or more | 0.014%; maximum VND700,000Source 1 |
| Different province, below VND500m | 0.05%; minimum VND25,000, maximum VND1mSource 1 |
| Different province, VND500m or more | 0.06%; minimum VND25,000, maximum VND1mSource 1 |
These counter-bank rows do not change the free online-transfer line. Other banks can apply their own tariffs. Available cash also excludes obligations such as custody charges; moving cash out of a financed portfolio must satisfy its collateral requirements.[1][7][5]
At a glance26
Repaying margin
| Action | Cutoff or consequence |
|---|---|
| Pay a due obligation | Published policy uses a 15:30 payment cutoffSource 5 |
| Enable automatic repayment | FAQ requires the setting before 15:00 for that day’s processingSource 5 |
| Request a loan renewal | Do it before maturity through the permitted windowSource 5 |
| Leave debt unpaid | Overdue interest and forced-sale rules can applySource 5 |
Legal status, account security and asset risk
Sections ↑At a glance27
Company and market credentials
| Item | Verified detail |
|---|---|
| Current entity | Techcom Securities Joint Stock CompanySource 14Source 12 |
| VSDC membership | Code 105; direct derivatives clearing member, normal statusSource 14Source 12 |
| Original licence | 98/UBCK-GP, 18 September 2008Source 14Source 12 |
| Joint-stock conversion licence | 125/GP-UBCK, 30 May 2018Source 14Source 12 |
| Current licence amendment in VSDC record | 114/GPĐC-UBCK, 2 October 2026Source 14Source 12 |
At a glance28
Device loss and account recovery
| Situation | Published response |
|---|---|
| Unrecognised login | Log out devices, change credentials and contact supportSource 11Source 10 |
| Lost phone | Temporarily lock TCInvest login or call the support extensionSource 11Source 10 |
| iOTP re-enrolment | Registered phone must receive the verification SMSSource 11Source 10 |
| Changed or lost registered number | Restore the registered-number arrangement before setting up iOTP againSource 11Source 10 |
An exchange membership or a relationship with Techcombank does not guarantee the market value or repayment of a security. Corporate bonds depend on the issuer, funds fluctuate with their portfolios, and leveraged positions can be sold to meet obligations.[12][2][3][5]
Help and service records
Sections ↑At a glance29
Service access
| Need | Published route |
|---|---|
| Account or device security | TCInvest login management and 1900 232 366, extension 7Source 11Source 7Source 4Source 1 |
| Transfer investigation | Provide the bank transaction record and correct securities-account referenceSource 11Source 7Source 4Source 1 |
| Fee reconciliation | TCInvest fee/tax enquiries; periodic VAT invoices are issued within seven days after the month or reconciliation period endsSource 11Source 7Source 4Source 1 |
Stopping a portfolio and keeping records
Sections ↑At a glance30
iTracker exit and partial withdrawal
| Choice | Cash or securities treatment |
|---|---|
| Stop and sell | Cash becomes withdrawable as executions settle, or earlier through the applicable advance serviceSource 6 |
| Stop and transfer shares | Move to the regular/margin subaccount when securities are available; unsettled holdings wait for receiptSource 6 |
| Unused cash | Available immediately under the exit procedureSource 6 |
| Partial withdrawal | Must leave the required minimum for the remaining portfolioSource 6 |
Stopping iTracker therefore does not necessarily liquidate every share immediately. The client chooses the available exit route, and market liquidity, settlement and any sale-proceeds advance affect when the money can leave. Review the portfolio’s trade and performance history before stopping it.[6]
Company history and group context
Sections ↑At a glance31
TCBS identity timeline
| Event | Significance |
|---|---|
| 2008 establishment | Start of the securities businessSource 12Source 13 |
| 2018 conversion | Limited-company form converted to the current joint-stock companySource 12Source 13 |
| 21 October 2025 | TCX began trading on HOSESource 12Source 13 |
| Current service brand | TCInvest is the client investment platform; it is not a separate deposit-taking bankSource 12Source 13 |
- Headquarters
- Vietnam
Legal entities & licences
These are source-dated records, not a blanket assessment of the broker. Read each issuer, identifier, status and scope together.
Techcom Securities Joint Stock Company
No separate licence entry is recorded in this panel.
Points to resolve before choosing a service
Sections ↑At a glance32
Decision checklist
| Intended activity | Most relevant term |
|---|---|
| Ordinary share dealing | Confirm whether the account is unassisted or has an iWealthPartner tariffSource 1Source 6Source 5Source 8Source 2 |
| Automated investing | Compare iCopy’s selected-manager charges with iTracker’s current annual and copied-amount chargesSource 1Source 6Source 5Source 8Source 2 |
| Borrowing | Check the stock-specific annual interest rate, repayment settings and collateral thresholdsSource 1Source 6Source 5Source 8Source 2 |
| Foreign nonresident funding | Use the registered IICA and correct transfer referenceSource 1Source 6Source 5Source 8Source 2 |
| Bond dealing | Confirm whether the trade qualifies for the dated iBond/iConnect scheduleSource 1Source 6Source 5Source 8Source 2 |
Sources & further reading
- TCBS securities service charges, effective 1 July 2025 Techcom Securities (TCBS) · Accessed 29 Oct 2026
- TCBS bond commissions and iBond/iConnect change of 20 May 2026 Techcom Securities (TCBS) · Accessed 27 Oct 2026
- TCBS fund switching and redemption-remittance charges Techcom Securities (TCBS) · Accessed 27 Oct 2026
- TCBS futures charges, margin transfers and daily settlement Techcom Securities (TCBS) · Accessed 27 Oct 2026
- TCBS margin interest, loan terms and liquidation thresholds Techcom Securities (TCBS) · Accessed 29 Oct 2026
- TCBS iTracker fees from 1 July 2026, trading and exit mechanics Techcom Securities (TCBS) · Accessed 29 Oct 2026
- TCBS transfer attribution, bank timing and misdirected payments Techcom Securities (TCBS) · Accessed 27 Oct 2026
- TCBS banking routes for resident and nonresident foreign individuals Techcom Securities (TCBS) · Accessed 27 Oct 2026
- TCBS equity order validity and custody-fee collection Techcom Securities (TCBS) · Accessed 27 Oct 2026
- TCBS iOTP recovery and device re-enrolment Techcom Securities (TCBS) · Accessed 27 Oct 2026
- TCBS login management and temporary account locking Techcom Securities (TCBS) · Accessed 27 Oct 2026
- TCBS legal history and business lines Techcom Securities (TCBS) · Accessed 27 Oct 2026
- TCBS investor information and TCX listing Techcom Securities (TCBS) · Accessed 27 Oct 2026
- VSDC member 105: Techcom Securities Vietnam Securities Depository and Clearing Corporation · Accessed 27 Oct 2026
This profile reports dated public information, including broker-published services and terms. It does not independently test or guarantee execution, pricing or withdrawals. Inclusion is not an endorsement. Permissions and protections apply only to the named legal entity, service and client category; check the current official records and your contract.