Swissquote combines securities investing, banking and leveraged trading. The tables separate the Swiss bank’s investment and forex accounts from the UK subsidiary’s retail forex terms, because deposit thresholds, commission bases, contract sizes and protection frameworks differ by company and account.[1][4][8]
Accounts & headline costs
Sections ↑Account comparison01
Products and account scope
| Account | Products and currencies | Opening basis |
|---|---|---|
| Swiss bank investment account | Shares, ETFs, funds, bonds, options/futures and crypto; separate from leveraged forex. | Initial identification transfer: CHF 500 equivalent for Swiss/other residents; EUR 500 for the specified euro-area countries.Source 4Source 5 |
| Swiss bank forex account | FX, metals and CFDs; published 15-currency account menu includes CHF, EUR, USD and GBP. | Standard, Premium and Prime tiers below.Source 6Source 7 |
| Swissquote Ltd UK retail forex | GBP, EUR, USD, CHF, PLN, HUF, CZK, AUD and JPY account currencies. | Premium, Prime and Elite; thresholds and commissions differ from Switzerland.Source 8 |
Pricing & charges02
Published forex tier thresholds and minimum spreads
| Entity / tier | Deposit threshold | Minimum spread | FX commission |
|---|---|---|---|
| Switzerland — Standard | USD 1,000 | EUR/USD: 1.7 pips | Included in spreadSource 7 |
| Switzerland — Premium | USD 10,000 | EUR/USD: 1.4 pips | Included in spreadSource 7 |
| Switzerland — Prime | USD 50,000 | EUR/USD: 1.1 pips | Included in spreadSource 7 |
| UK — Premium | 1,000 EUR/USD/GBP/CHF | FX from 1.3 pips | ZeroSource 8 |
| UK — Prime | 5,000 EUR/USD/GBP/CHF | FX from 0.6 pips | ZeroSource 8 |
| UK — Elite | 10,000 EUR/USD/GBP/CHF | FX from 0.0 pips | EUR 2.50 per side per lot; converted for non-EUR accountsSource 8 |
Products & platforms
Sections ↑Platforms & products03
Platform functions
| Platform / account | Useful functions | Product distinction |
|---|---|---|
| Swiss investment app and platform | Multi-asset dealing, complex orders and TradingView charts | Securities and investment services.Source 4 |
| CFXD — Swiss forex | Browser/mobile access; TradingView execution; complex order types and FIX API | Shares, crypto and synthetic CFDs included in its published matrix.Source 13 |
| MetaTrader 4 — Swiss forex | Expert Advisors, hedging, web/mobile/desktop access | Published matrix excludes stock and crypto CFDs.Source 13 |
| MetaTrader 5 — Swiss forex | Expert Advisors, hedging and 21 chart timeframes | Published matrix includes stock and crypto CFDs.Source 13 |
Fees & holding costs
Sections ↑Pricing & charges04
Swiss investment account: transaction and holding costs
| Cost | Published charge | Charging basis |
|---|---|---|
| Cash shares — Switzerland/US/UK | CHF 3 / 5 / 10 / 29 | Trade values 0–500 / 500.01–1,000 / 1,000.01–2,000 / 2,000.01–10,000 in the product’s currency; US OTC excluded.Source 9 |
| Additional transaction cost | 0.85 in the corresponding currency | Market/government taxes may also apply; displayed CHF brokerage is converted at the interbank mid-rate.Source 9 |
| Individual custody, quarterly | CHF 20 / 25 / 37.50 / 50 | Assets excluding cash: ≤50k / ≤100k / ≤150k / >150k. Crypto included; 8.1% VAT applies.Source 10 |
| Higher custody balances / location | Additional 0.0075% quarterly above CHF 1m | Certain jurisdictions have an individually notified 0.15% annual custody tariff.Source 10 |
| Electronic securities transfer out | 50 per position in CHF/EUR/USD | Currency follows the security; intermediary charges may apply.Source 10 |
Execution & trading rules
Sections ↑Trading & service hours05
Selected Swiss-bank instrument terms and hours
| Instrument | Numerical terms | Regular session |
|---|---|---|
| EUR/USD | 1% published margin; MetaTrader minimum 0.01 lot = 1,000 EUR | Guide’s CET schedule: Sunday 23:05 open; Friday 22:55 close; 22:55–23:05 weekday break.Source 12 |
| Gold XAU/USD | Minimum spread 0.46 / 0.43 / 0.41 points for Standard / Premium / Prime; margin 2% | Monday–Friday 00:05–22:55 CET; closed Sunday.Source 7Source 12 |
| UK customer service / FX desk | Customer care 08:00–18:00 UK time, Monday–Friday | FX order desk Sunday 23:00–Friday 23:00 CET; desk hours are separate from instrument sessions.Source 14 |
Deposits, withdrawals & transfers
Sections ↑Pricing & charges06
Funding and ongoing charges
| Scope / operation | Charge | Published timing or trigger |
|---|---|---|
| Swiss investment — bank transfer | Incoming free; EUR SEPA withdrawal EUR 2; local Swiss/Liechtenstein CHF/EUR payments free | Wire processing up to one working day; intermediary costs can apply.Source 10 |
| Swiss investment — payment card | 1.9% third-party fee for SEPA-country residents; 0% elsewhere | Instant to two hours in the stated weekday 08:00–17:30 CET processing window; card withdrawals unavailable.Source 10 |
| UK forex — wire / card deposit | Broker fee zero for both | Wire 1–3 working days; card instant to two hours. Wire withdrawals free; card withdrawals unavailable.Source 11 |
| UK retail inactivity | Up to 10 CHF/USD/EUR/GBP monthly; other currencies CHF 10 equivalent | Six months without trading since the last cash-in movement, with no open positions; capped at the remaining balance.Source 11 |
| Swiss forex inactivity | Up to 10 CHF/USD/EUR/GBP monthly; other currencies CHF 10 equivalent | Six months without trades and no open positions; retail accounts only, capped at the remaining balance.Source 12 |
| Swiss forex overnight / short stock CFDs | Variable debit or credit at 23:00 CET; short shares also incur borrowing fees | Usually triple swap Wednesday; USD/CAD and USD/TRY Thursday, with separate spot/synthetic-CFD treatment.Source 12 |
Reference table07
Swiss bank portfolio-transfer workflow
| Subject | Published terms | Practical scope |
|---|---|---|
| Into Swissquote | Send the transfer instruction to the existing bank | Swissquote charges no incoming securities-transfer fee.Source 19 |
| Out of Swissquote | Submit the signed outward-transfer form through secure contact or by post | External transfers cost CHF/EUR/USD 50 per line; currency follows the security.Source 19 |
| Between Swissquote accounts | No securities-transfer charge | Written instruction remains required.Source 19 |
| Completion | A smooth transfer typically takes one to four weeks | Counterparties, product tradability, custody and legal restrictions can extend it.Source 19 |
| Purchase-price records | Provide an official statement showing the original price | Needed to update the displayed unit cost of transferred holdings.Source 19 |
Protection & regulation
Sections ↑Entities & regulation08
Selected entities and protection scope
| Entity | Regulatory evidence | Client protection |
|---|---|---|
| Swissquote Bank SA, Switzerland | FINMA authorised-bank list, 9 October 2026. | esisuisse member: protected deposits up to CHF 100,000 per client/bank. Swiss leveraged accounts can require additional payments.Source 3Source 15Source 16Source 6 |
| Swissquote Ltd, United Kingdom | Company discloses FCA reference 562170. A readable current FCA permission record was not obtained. | UK retail negative-balance protection is stated. FSCS investment claims may qualify up to £85,000 per eligible person/firm; trading-performance losses are excluded.Source 14Source 8Source 17 |
Opening an account & support
Sections ↑For the UK forex service, the help centre directs account-closure requests to [email protected] after remaining cash is withdrawn. This is Swissquote Ltd’s process, separate from the Swiss bank’s signed transfer and account-closing forms. Open positions, outstanding obligations and the relevant agreement still govern what can be transferred or closed.[20]
Company background & evidence
Sections ↑Broker essentials09
Business and ownership
| Measure | Value | Context |
|---|---|---|
| Parent and headquarters | Swissquote Group Holding Ltd; Gland, Switzerland | The listed parent owns Swissquote Bank; Swissquote Ltd is the bank’s UK subsidiary.Source 1 |
| History and listing | Founded in 1996; SIX listing since May 2000, ticker SQN | Source 2 |
| Group workforce | 1,511 employees at 30 June 2026 | Source 2 |
Results & changes10
Swissquote Group: six months ended 30 June
Net interest and trading income rose, while net fee income fell. Higher operating expenses helped leave net profit 2.9% below the comparable half-year. These are consolidated group results, rather than a profitability measure for an individual trading account or the UK subsidiary.[18]
- Headquarters
- Gland, Switzerland
- Founded
- 1996 (brand history)
Legal entities & licences
These are source-dated records, not a blanket assessment of the broker. Read each issuer, identifier, status and scope together.
Swissquote Bank SA
No separate licence entry is recorded in this panel.
Swissquote Ltd
| Issuer & identifier | Recorded status | Date & scope |
|---|---|---|
| Financial Conduct Authority562170 | Not verified | Checked 9 Oct 2026Firm reference disclosed by Swissquote Ltd. Current detailed FCA permission record was not readable; this is a verification limit, not a conclusion that the firm is unauthorised.Source 14 |
Sources & further reading
- Group ownership, headquarters and selected subsidiaries Swissquote · Accessed 9 Oct 2026
- Investor relations: history and dated employee count Swissquote · Accessed 9 Oct 2026
- Authorised banks and securities firms, 9 October 2026 FINMA · Accessed 9 Oct 2026
- Swiss trading product universe Swissquote · Accessed 9 Oct 2026
- First-deposit requirements for Swiss account opening Swissquote · Accessed 9 Oct 2026
- Swiss forex account types and account currencies Swissquote · Accessed 9 Oct 2026
- Swiss forex minimum spreads and instrument margins Swissquote · Accessed 9 Oct 2026
- UK forex account tiers, currencies and retail conditions Swissquote Ltd · Accessed 9 Oct 2026
- Swiss cash-stock trading fee schedule Swissquote · Accessed 9 Oct 2026
- Swiss investment account, custody and payment fees Swissquote · Accessed 9 Oct 2026
- UK trading costs, inactivity and funding conditions Swissquote Ltd · Accessed 9 Oct 2026
- Swiss bank forex product guide, September 2026 Swissquote Bank · Accessed 9 Oct 2026
- Swiss forex platform functions and integrations Swissquote · Accessed 9 Oct 2026
- UK contact hours and disclosed FCA firm reference Swissquote Ltd · Accessed 9 Oct 2026
- Swissquote Bank SA in the deposit-insurance member directory esisuisse · Accessed 9 Oct 2026
- Swiss deposit-insurance scope and limit esisuisse · Accessed 9 Oct 2026
- Investment compensation eligibility and limit Financial Services Compensation Scheme · Accessed 9 Oct 2026
- Condensed consolidated interim financial statements, H1 2026 Swissquote Group Holding Ltd · Accessed 9 Oct 2026
- Swiss bank securities transfers and instructions Swissquote · Accessed 15 Oct 2026
- UK account administration and closure Swissquote · Accessed 15 Oct 2026
This profile reports dated public information, including broker-published services and terms. It does not independently test or guarantee execution, pricing or withdrawals. Inclusion is not an endorsement. Permissions and protections apply only to the named legal entity, service and client category; check the current official records and your contract.