Accounts & headline costs
Sections ↑Standard Chartered Singapore’s Online Trading service sits inside a bank relationship but uses nominee custody and third-party execution/clearing arrangements. The useful price comparison is between customer tiers and markets: Priority clients currently pay 0.18% on SGX and 0.20% on other supported exchanges with no minimum, while Personal clients pay 0.20% on SGX and 0.25% elsewhere with currency-specific minimum commissions.[1][3][8]
Account comparison01
Pricing tiers
| Tier | SGX commission | Other supported markets |
|---|---|---|
| Priority | 0.18%, no minimum | 0.20%, no minimum under current standard tier.Source 1 |
| Personal | 0.20% | 0.25%, with market/currency-specific minima.Source 1 |
| Accredited Investor offer | 0.15% under the published promotional route | Offer runs to 30 September 2027 and requires current eligibility/terms.Source 1 |
Broker essentials02
Account setup at a glance
| Measure | Value | Context |
|---|---|---|
| Markets | 14 exchanges under the current service page | Actual product and customer eligibility vary by market.Source 1 |
| Custody fee | S$0 standard custody charge | Market, transfer and corporate-action fees can still apply.Source 1 |
| Opening / activation | Expected 7–14 business days after completed requirements | An estimate is not a guaranteed activation date.Source 1 |
| Holding form | Bank/nominee custody; no link to the customer’s CDP account | The customer does not use the service as a direct-CDP settlement route.Source 1Source 3 |
Reference table03
Account and settlement architecture
| Component | Role | Boundary |
|---|---|---|
| Standard Chartered Bank (Singapore) Limited | Customer relationship, cash accounts, nominee/custody and trading interface | The bank’s terms say it is not necessarily the principal, executing broker or clearing broker for each trade.Source 3Source 4Source 8 |
| Trading settlement account | Market-currency funding and settlement | An account balance in one currency does not satisfy another market’s shortfall without an authorised transfer/conversion.Source 3 |
| Nominee holding | Securities held through the bank’s custody chain | No personal CDP ownership through this service.Source 1Source 3 |
Products & platforms
Sections ↑Availability04
Market and product access
| Area | Published access | Practical limitation |
|---|---|---|
| Singapore shares and ETFs | SGX through Online Trading | SGX fees and settlement rules sit beside bank commission.Source 1Source 2 |
| Overseas shares and ETFs | Selected exchanges within the advertised 14-market range | Currency conversion, local levies and transfer charges differ.Source 1Source 2 |
| Rights and corporate actions | Nominee administration | Instruction deadlines can precede issuer deadlines and charges can apply.Source 3Source 2 |
| Accredited Investor route | Eligible customers can access stated pricing and product scope | Classification changes regulatory protections and must not be inferred from wealth alone.Source 1 |
Platforms & products05
Digital order routes
| Tool | Published function | Boundary |
|---|---|---|
| Online Trading web | Order entry, portfolio and market access | The service is distinct from general online banking even though login and cash are integrated.Source 1Source 3 |
| SC Mobile | Supported account and order access | Device availability does not establish uninterrupted market execution.Source 1Source 4 |
| After-hours order entry | Orders can be queued for the next supported session | Queueing is not overnight execution.Source 5 |
| Emergency kill switch | Disables digital banking and Online Trading access | Reactivation requires a branch visit under the current guidance.Source 6 |
Fees & holding costs
Sections ↑Pricing & charges06
Commission examples
| Example | Priority | Personal |
|---|---|---|
| S$10,000 SGX order | S$18 at 0.18% | S$20 at 0.20%, before SGX and other charges.Source 1 |
| US$10,000 supported overseas order | US$20 at 0.20% | US$25 at 0.25%, subject to applicable minimums and levies.Source 1 |
| Custody | S$0 standard custody fee | S$0 standard custody fee.Source 1 |
Pricing & charges07
Market and transfer charges that sit outside commission
| Charge | Published treatment | Scope |
|---|---|---|
| SGX trading fee | 0.0075% | Exchange charge in addition to bank commission.Source 2 |
| SGX clearing fee | 0.0325% | Exchange clearing charge.Source 2 |
| SGX settlement-instruction fee | S$0.35 | Per applicable settlement instruction.Source 2 |
| US SEC sale fee | 0.00206% from 2 April 2026 under the cited guide | Applies to covered US sales; current rule and broker schedule should be rechecked at trade time.Source 2 |
| Outgoing securities transfer | Market/currency-specific tariff | Line and external-agent costs can apply.Source 2 |
For a S$10,000 Priority SGX purchase, the bank commission is S$18, the 0.0075% trading fee is S$0.75 and the 0.0325% clearing fee is S$3.25, before the S$0.35 settlement-instruction fee and spread. The illustrated total is S$22.35, excluding tax and other events.[1][2]
Execution & trading rules
Sections ↑Specifications08
Order and settlement controls
| Situation | Contractual position | Consequence |
|---|---|---|
| Market closed | Order can be queued | The order reaches the market in the next supported session and can face a different price.Source 5 |
| Insufficient settlement cash | Bank can transfer between customer accounts or force-sell under the terms | Keep the required market currency available before settlement.Source 3 |
| Execution chain | Bank may use brokers, agents, custodians and clearing entities | The interface provider is not automatically principal to the trade.Source 3 |
| Corporate action | Nominee processes instructions and deadlines | Late or missing customer instruction can default under the terms.Source 3 |
The bank relationship simplifies cash movement but does not remove the market’s settlement cycle. A trade confirmation, account cash balance and withdrawable bank balance are separate states, particularly when the security is foreign-currency denominated.[3]
Deposits, withdrawals & transfers
Sections ↑Transfer terms09
Funding and settlement
| Route | Published treatment | Risk/control |
|---|---|---|
| Market settlement account | Fund the relevant supported currency | Avoid relying on another currency balance without an authorised conversion or transfer.Source 3 |
| Internal bank transfer | Move cash between eligible Standard Chartered accounts | Cut-offs, conversion and security controls can apply.Source 4 |
| Sale proceeds | Remain subject to market settlement and bank availability | Do not equate an executed sale with immediately withdrawable cash.Source 3 |
| Incoming/outgoing portfolio transfer | Use the bank’s securities-transfer process and current tariff | Nominee/CDP structure and foreign agents affect eligibility and timing.Source 2Source 1 |
Reference table10
Why the custody route matters
| Question | Online Trading answer | Practical implication |
|---|---|---|
| CDP link | Not used for this service | Singapore securities are held through the bank/nominee chain.Source 1 |
| Transfer to another broker | Line and market charges can apply | Confirm the receiving registration and foreign-agent route.Source 2 |
| Withdraw sale cash | Wait for settlement and account availability | A pending shortfall or security review can block movement.Source 3 |
| Close access in an emergency | Kill switch disables digital trading | It also removes digital access until branch reactivation.Source 6 |
Protection & regulation
Sections ↑Essentials11
Entity and permissions
| Measure | Value | Context |
|---|---|---|
| Contracting institution | Standard Chartered Bank (Singapore) Limited | Singapore-incorporated bank identified in current terms.Source 4Source 8 |
| MAS status | Qualifying Full Bank, SGS Primary Dealer and exempt capital-markets/financial-adviser entity | MAS directory lists dealing, product financing and custodial permissions among its activities.Source 8 |
| Custody form | Nominee structure under the Online Trading terms | A nominee security is not the same as an insured bank deposit.Source 1Source 3 |
Protections & eligibility12
Protection boundaries
| Asset/problem | Relevant framework | What it does not mean |
|---|---|---|
| Eligible bank deposit | Singapore deposit-insurance rules can apply by depositor and scheme member | Securities and market loss are not insured deposits.Source 10Source 8 |
| Custodied security | Client-asset and nominee terms govern holding and return | Issuer loss and price movement remain.Source 3 |
| Accredited Investor classification | Different statutory protection profile can apply | A promotional commission does not compensate for the classification change.Source 1 |
| Unresolved complaint | Bank first, then FIDReC where eligible | FIDReC scope, limits and deadlines are separate from MAS supervision.Source 9Source 7 |
Opening an account & support
Sections ↑Process13
Application and security controls
| Stage | Published process | What to retain |
|---|---|---|
| Open/activate | Complete eligible banking and trading onboarding | Allow the published 7–14 business-day estimate after complete requirements.Source 1 |
| Market currency | Open/fund the required settlement account | Keep conversion and transfer records.Source 3 |
| Fraud concern | Use the bank’s verified fraud routes or emergency disablement | Do not rely on contact details received in an unsolicited message.Source 7Source 6 |
| Complaint | Use the bank process before external referral | Keep order, statement and final-response evidence.Source 9 |
Official service and escalation routes
Online Trading supportTelephone
Fraud and scam helpWebsite
Digital kill switch guidanceWebsite
https://www.sc.com/sg/fraud-scam/disable-your-digital-services/Source 6
Scope Emergency disabling of digital banking and Online Trading.
FIDReCWebsite
https://www.fidrec.com.sg/process/Source 9
Scope Independent dispute resolution for eligible unresolved Singapore financial disputes.
FIDReC first requires the institution to have an opportunity to resolve the dispute. Its published jurisdiction excludes complaints brought more than six months after the institution’s final reply. Mediation has no claim ceiling; adjudication is capped at S$150,000 per claim filed from 1 July 2024, subject to eligibility and exclusions.[11]
Additional services
Sections ↑Reference table14
Services and classifications with separate conditions
| Service | Published effect | Boundary |
|---|---|---|
| Priority tier | Lower percentage commission and no minimum under current standard table | Priority eligibility and continuing status apply.Source 1 |
| Accredited Investor promotion | 0.15% commission through 30 September 2027 for eligible participants | Classification and product conditions are material; it is not ordinary cash.Source 1 |
| Multi-currency banking | Cash settlement in supported currencies | Bank FX and transfer economics remain.Source 3Source 2 |
| Kill switch | Rapidly removes digital access after suspected compromise | Trading and banking access both remain disabled until the stated reactivation process.Source 6 |
Company background & evidence
Sections ↑The facts15
Research context
| Measure | Value | Context |
|---|---|---|
| Business | Singapore bank-integrated nominee securities service | The profile covers Online Trading, not every Standard Chartered wealth product.Source 1 |
| Authority evidence | MAS firm-specific directory | Current permissions and contact details were inspected.Source 8 |
| Current pricing check | 15 October 2026 | The standard tier and accredited-investor offer are kept separate.Source 1Source 2 |
| Testing limit | No funded order, FX, transfer, kill-switch or support test | Published procedures are not measured performance.Source 7 |
The central distinction is between a bank account, a trading settlement account and a nominee-held security. They share one provider interface but have different protection, settlement and transfer rules.[3][10]
- Headquarters
- Singapore — service of Standard Chartered Bank (Singapore) Limited
Legal entities & licences
These are source-dated records, not a blanket assessment of the broker. Read each issuer, identifier, status and scope together.
Standard Chartered Bank (Singapore) Limited
| Issuer & identifier | Recorded status | Date & scope |
|---|---|---|
| Monetary Authority of SingaporeMAS FID 2623 | Authorised | Checked 15 Oct 2026MAS directory lists the bank as a Qualifying Full Bank, SGS Primary Dealer, Exempt Capital Markets Services Entity and Exempt Financial Adviser, with relevant dealing, financing and custody activities.Source 8 |
Additional Information
Sections ↑Reference table16
Checks before relying on a quoted price
| Check | Why it matters |
|---|---|
| Customer tier | Priority and Personal percentages differ.Source 1 |
| Market and minimum | Personal overseas orders can have currency-specific minima.Source 1 |
| Local levies | Exchange and settlement fees sit outside commission.Source 2 |
| Settlement currency | A shortfall can trigger account transfer or forced sale.Source 3 |
| Custody route | Online Trading does not link to the customer’s CDP account.Source 1 |
This is a neutral account and operating reference. It does not recommend the service or imply first-hand testing of execution, currency conversion, transfers, security controls or complaint outcomes.
Sources & further reading
- Singapore Online Trading: markets, tiers, custody and opening Standard Chartered Singapore · Accessed 15 Oct 2026
- Singapore pricing guide: market, transfer and regulatory charges Standard Chartered Singapore · Accessed 15 Oct 2026
- Online Equities Trading Terms Standard Chartered Singapore · Accessed 15 Oct 2026
- Online and mobile banking terms and Singapore entity Standard Chartered Singapore · Accessed 15 Oct 2026
- Online trading order and after-hours FAQs Standard Chartered Singapore · Accessed 15 Oct 2026
- Emergency digital-services disablement and reactivation Standard Chartered Singapore · Accessed 15 Oct 2026
- Fraud and scam contact routes Standard Chartered Singapore · Accessed 15 Oct 2026
- MAS directory: Standard Chartered Bank (Singapore) Limited permissions Monetary Authority of Singapore · Accessed 15 Oct 2026
- FIDReC dispute-resolution process FIDReC · Accessed 29 Oct 2026
- Singapore deposit insurance coverage overview Singapore Deposit Insurance Corporation · Accessed 15 Oct 2026
- FIDReC jurisdiction, claim limits and exclusions FIDReC · Accessed 29 Oct 2026
This profile reports dated public information, including broker-published services and terms. It does not independently test or guarantee execution, pricing or withdrawals. Inclusion is not an endorsement. Permissions and protections apply only to the named legal entity, service and client category; check the current official records and your contract.