Accounts & headline costs
Sections ↑Selfwealth combines flat-fee Australian and international brokerage with optional Premium research tools and separately managed portfolios. Its familiar A$9.50 domestic charge is independent of order size for retail clients, while US brokerage is temporarily discounted to zero until the end of October 2026 before the standard US$9.50 rate returns.[1][3]
Selfwealth at a glance
| Measure | Value | Context |
|---|---|---|
| Investment firm | SelfWealth Pty Ltd | Australian Financial Services Licence 421789.Source 8 |
| Australian brokerage | A$9.50 per retail trade | Flat rate under the cited schedule.Source 1Source 2 |
| US brokerage | US$0 until 31 October 2026; then US$9.50 | Promotional period is explicitly time-limited.Source 1Source 3 |
| Australian custody | CHESS-sponsored HIN | Eligible Australian holdings are registered to the client.Source 1 |
| Interfaces | Desktop and mobile app | Premium changes data and research features, not the legal account owner.Source 7 |
Account and product routes
| Route | Main use | Important condition |
|---|---|---|
| Australian brokerage | ASX shares and ETFs | CHESS-sponsored; A$9.50 flat retail brokerageSource 1 |
| US brokerage | US shares and ETFs | USD wallet, FX conversion and international custody termsSource 3Source 4 |
| Hong Kong brokerage | HKEX securities | HKD wallet and market-specific feesSource 7 |
| Managed Investments | Income and cash-management portfolios | AUM-based fees; brokerage included inside the managed portfolioSource 5 |
| Bundles | Thematic direct-share baskets | Discounted brokerage applies under the feature’s rulesSource 1 |
Products & platforms
Sections ↑Ownership, platform and execution boundaries
| Area | Australian service | International service |
|---|---|---|
| Holdings | CHESS-sponsored under the client HIN | Held through the international custody providerSource 1 |
| Cash | ANZ-linked Australian cash structure | Separate USD/HKD cash walletsSource 2Source 4 |
| Quotes | Live on load when account conditions are met | Live availability depends on holdings/cash in that marketSource 7 |
| Brokerage unit | A$9.50 per domestic trade | US$9.50 standard US fee and market-specific Hong Kong termsSource 1Source 3 |
Fees & holding costs
Sections ↑Brokerage and currency charges
| Market/action | Charge | Scope |
|---|---|---|
| Australian shares and ETFs | A$9.50 | Retail online trade under the current flat scheduleSource 1Source 2 |
| US shares and ETFs | US$0 through 31 October 2026 | Temporary promotion; standard US$9.50 followsSource 1Source 3 |
| AUD/USD conversion | 60 basis points | Applied when cash moves between currency walletsSource 4 |
| US sell TAF | US$0.000195 per share; US$9.79 maximum | Regulatory pass-through under the cited scheduleSource 3 |
Account and optional service fees
| Measure | Value | Context |
|---|---|---|
| Account opening | A$0 | No application fee.Source 2 |
| Ongoing account fee | A$0 | No activity requirement under the cited retail schedule.Source 2 |
| Same-owner stock transfer | A$0 | Applies to eligible transfers between matching registrations.Source 2 |
| Off-market transfer | A$27.50 per holding | For transfers involving different registered owners.Source 2 |
| Delivery versus Payment placement | A$33 | Optional DvP service charge.Source 2 |
Managed Investment tier schedule
| Tier / total balance | Managed portfolio | Cash management |
|---|---|---|
| Blue: below A$100,000 | 0.45% p.a.; A$3 monthly minimum | 0.25% p.a.; A$3 monthly minimumSource 5 |
| Black: A$100,000–<A$500,000 | 0.40% p.a. | 0.20% p.a.Source 5 |
| Gold: A$500,000–<A$1 million | 0.35% p.a. | 0.15% p.a.Source 5 |
| Platinum: A$1m–<A$5m | 0.30% p.a. | 0.10% p.a.Source 5 |
| Diamond: A$5m or more | 0.25% p.a. | 0.05% p.a.Source 5 |
Deposits, withdrawals & transfers
Sections ↑Funding and cash treatment
| Item | Published treatment | Practical effect |
|---|---|---|
| AUD cash account | No client interest | Cash remains available for trading but does not accrue interestSource 6 |
| USD/HKD cash | No client interest | Same no-interest treatment across international cash balancesSource 6 |
| FX conversion | Rate locked/displayed under current account workflow | 60-basis-point spread is embedded in the conversionSource 4 |
| US dividends | Paid into USD after withholding and processing | A 1.5% processing fee can apply under international termsSource 3 |
Selfwealth’s ordinary cash withdrawal is made from the AUD cash account to the nominated bank account. The withdrawal page gives a 2pm AEST/AEDT processing cut-off, so an overseas securities sale, a currency-wallet conversion and the final AUD bank payment should be treated as separate steps.[10][4]
AUD withdrawal and account administration
| Area | Published position | Practical detail |
|---|---|---|
| Request route | Trading Account → Withdraw from AUD on the website | The nominated bank receives the payment.Source 10 |
| Before 2pm AEST/AEDT | Published arrival: next business day | Weekend and public-holiday requests wait until the next business day for processing.Source 10 |
| Change bank details: individual portfolio | Biometric verification route; manual form fallback | The manual fallback is normally 1–2 business days. The article excludes trust, company and joint accounts from the individual route.Source 11 |
| Close account | Email [email protected] | Include the Selfwealth ID in the subject line; resolve remaining assets and balances through the service process.Source 12 |
Protection & regulation
Sections ↑Australian securities are CHESS-sponsored, while overseas holdings and currency balances use a separate international custody chain. Currency conversion is performed when money moves between wallets, and uninvested cash across AUD, USD and HKD does not earn interest for the client.[4][6]
Regulatory and service scope
| Measure | Value | Context |
|---|---|---|
| AFSL | 421789 | Held by SelfWealth Pty Ltd.Source 8 |
| Advice | Factual and general information | Selfwealth states it is not providing personal recommendations.Source 8 |
| Australian ownership | CHESS sponsorship | Does not apply to overseas holdings.Source 1 |
| Managed and brokerage services | Different charging models | A managed AUM fee should not be confused with the flat brokerage account.Source 5Source 1 |
- Headquarters
- Melbourne, Australia
Legal entities & licences
These are source-dated records, not a blanket assessment of the broker. Read each issuer, identifier, status and scope together.
SelfWealth Pty Ltd
| Issuer & identifier | Recorded status | Date & scope |
|---|---|---|
| Australian Securities and Investments Commission421789 | Registered | Checked 10 Oct 2026Company-published AFSL number; confirm in ASIC Professional Registers Search.Source 8Source 9 |
Opening an account & support
Sections ↑A formal complaint should first be raised with Selfwealth through its published complaints procedure. If the outcome is unsatisfactory, the company identifies the Australian Financial Complaints Authority as the external dispute-resolution route. The complaint policy and AFCA eligibility govern that process; CHESS sponsorship is an ownership arrangement rather than a complaint-resolution promise.[13][14]
Account access, withdrawals and disputes should use the official Selfwealth contact centre and authenticated support. International custody, an AUD cash account and a managed portfolio remain separate service components even when displayed together.[15][8]
Additional services
Sections ↑Selfwealth Premium
| Measure | Value | Context |
|---|---|---|
| Monthly price | A$29 | Optional subscription.Source 2 |
| Annual price | A$240 | Equivalent to A$20 a month when paid yearly.Source 7 |
| Market data | Streaming updates for supported markets | Standard accounts use refresh-based live quotes where eligible.Source 7 |
| Research and community | Reports, charts and comparison tools | These features do not constitute personal financial advice.Source 7Source 8 |
Additional Information
Sections ↑Sources & further reading
- Selfwealth pricing Selfwealth · Accessed 10 Oct 2026
- Selfwealth fees and charges Selfwealth Help Centre · 17 Jun 2026 · Accessed 10 Oct 2026
- US trading fees Selfwealth Help Centre · 9 Jun 2026 · Accessed 10 Oct 2026
- International cash conversion rate Selfwealth Help Centre · Accessed 10 Oct 2026
- Managed Investment fees and pricing Selfwealth Help Centre · 1 Oct 2026 · Accessed 10 Oct 2026
- Interest on cash balances Selfwealth Help Centre · Accessed 10 Oct 2026
- Selfwealth Premium Selfwealth · Accessed 10 Oct 2026
- Legal disclaimer and AFSL Selfwealth · 19 Feb 2026 · Accessed 10 Oct 2026
- Professional registers search Australian Securities and Investments Commission · Accessed 10 Oct 2026
- AUD cash withdrawal instructions and cut-off Selfwealth · Accessed 15 Oct 2026
- Individual nominated-bank changes and manual fallback Selfwealth · Accessed 15 Oct 2026
- Closing a Selfwealth account Selfwealth · Accessed 15 Oct 2026
- Selfwealth complaints and AFCA escalation Selfwealth · Accessed 15 Oct 2026
- Complaints-handling policy, 3 July 2025 Selfwealth · Accessed 15 Oct 2026
- Selfwealth official contacts Selfwealth · Accessed 15 Oct 2026
This profile reports dated public information, including broker-published services and terms. It does not independently test or guarantee execution, pricing or withdrawals. Inclusion is not an endorsement. Permissions and protections apply only to the named legal entity, service and client category; check the current official records and your contract.