Riyad Capital’s brokerage offering spans Saudi shares and listed derivatives, GCC and international securities, and several margin-financing arrangements. The account must be read as a set of routes rather than a single tariff: local stock and option charges, Basic versus Professional US pricing, and daily or monthly financing each use different fee units and risk controls.[1][3][5]
Accounts & headline costs
Sections ↑Account comparison01
Trading and finance routes
| Route | Published use | Condition that changes the economics |
|---|---|---|
| Saudi local trading | Saudi equities, listed options, sukuk and bonds through digital and assisted channels. | Brokerage, exchange, settlement and VAT components differ by product.Source 1 |
| US Basic | Commission-free digital stock trading during official sessions. | Regulatory fees remain; options are USD 1.99 per contract and pre-market access is shorter.Source 3 |
| US Professional | USD 0.01 per share, USD 1.99 minimum; lower option contract rate. | Full pre-market session and a different published margin spread.Source 3 |
| Monthly margin | Monthly financed Saudi-equity route with published zero Riyad trading commission and no administration fee. | Profit, collateral, eligible securities and agreement conditions remain.Source 6 |
| Daily margin | Utilisation-based daily route with published commission reduction. | The 99% Riyad-commission discount does not remove exchange, tax or financing terms.Source 7 |
Broker essentials02
Company and opening context
| Measure | Value | Context |
|---|---|---|
| Company | Riyad Capital Company | Saudi closed joint-stock company and investment-services provider.Source 3Source 10 |
| CMA licence | 37-07070 | The company renders the licence as 07070-37; the CMA directory independently lists Riyad Capital Company and its securities-business activities.Source 10Source 12 |
| Paid-up capital | SAR 500 million | Company capital is not an investor compensation fund.Source 10 |
| Trading channels | Online, app, IVR, ATM, centres and broker-assisted dealing | Availability and charges can differ by channel.Source 1Source 8 |
Pricing & charges03
Selected local prices
| Product | Published charge | Qualification |
|---|---|---|
| Saudi equities | 0.155% of traded value plus VAT | Brokerage headline; market and statutory treatment should be checked on the live ticket.Source 1 |
| Listed options | SAR 6 per contract plus VAT | Page states broker and exchange charge are included; settlement adds SAR 2.50 per contract.Source 1 |
| Option exercise | SAR 2.40 per contract plus VAT | Exercise charge is separate from the opening/closing contract fee.Source 1 |
| Sukuk and bonds | Public English/Arabic wording is internally difficult to reconcile | The pages combine “0.50% bps” and other percentages; no corrected payable amount is invented here.Source 1Source 2 |
Account comparison04
US package comparison
| Feature | Basic | Professional |
|---|---|---|
| Stock commission | Free during official market sessions | USD 0.01 per share; USD 1.99 minimumSource 3 |
| Options | USD 1.99 per contract | USD 1.50 per contract; USD 1.99 minimumSource 3 |
| Pre-market | 2.5 hours | Full 5.5-hour sessionSource 3 |
| Margin spread | Published page shows BM + 1.5% | Published page shows BM + 2.5%Source 3 |
Products & platforms
Sections ↑Availability05
Market and product access
| Area | Published access | Boundary |
|---|---|---|
| Saudi equities | Local Tadawul securities with live data and digital dealing. | No public page establishes every security’s margin eligibility.Source 1 |
| Saudi listed derivatives | Options and other exchange products where enabled. | Contract, settlement and exercise charges use different units.Source 1 |
| US shares and options | Two commission packages with pre-market access and margin. | US regulatory fees, FX and product permissions remain.Source 3 |
| GCC / international | Separate GCC and global services. | Market-specific custody, tax, minimums and settlement apply.Source 4 |
| Margin lending | Daily, monthly and broader financing arrangements for eligible Saudi securities. | Borrowing approval, collateral values and liquidation rights come from the accepted contract.Source 5Source 6Source 7 |
Platforms & products06
Digital and assisted channels
| Channel | Function | Operational boundary |
|---|---|---|
| Riyad Capital Online | Orders, portfolio and investment-service access. | Browser access does not establish uninterrupted service.Source 1 |
| Riyad Capital Mobile | Trading, portfolio monitoring and service requests. | Device security and authentication remain account-holder responsibilities.Source 8 |
| Riyad Interactive Phone / ATM | Phone and bank-network access for supported functions. | Not every product or instruction is necessarily available through each channel.Source 1 |
| Direct broker / centres | Assisted dealing and service. | Published local call-centre hours are Sunday–Thursday 09:30–16:00; holidays can differ.Source 1Source 9 |
| Riyad Global | International-market route. | International pricing and asset availability are not interchangeable with the local account.Source 3Source 4 |
Fees & holding costs
Sections ↑Pricing & charges07
Fee layers to combine
| Layer | Treatment |
|---|---|
| Brokerage | Product and package specific; zero-commission labels apply only to named routes and sessions.Source 1Source 3 |
| Regulatory / exchange | Explicitly excluded from the US free-stock headline and can remain in local products.Source 3Source 1 |
| VAT | Saudi VAT applies where stated.Source 1 |
| Currency conversion | International positions and cash movements can create FX costs outside the stock commission.Source 4 |
| Borrowing profit / margin rate | Daily, monthly and US BM-linked rates are separate from transaction fees.Source 3Source 5Source 6Source 7 |
Scenarios08
Illustrative explicit charges
| Scenario | Published explicit component | Excluded |
|---|---|---|
| 100 US shares under Professional | USD 1.99 minimum | Regulatory fees, spread, FX, margin and taxes.Source 3 |
| Three US option contracts under Basic | USD 5.97 | Exchange/regulatory fees and exercise/assignment.Source 3 |
| SAR 50,000 Saudi share trade | SAR 77.50 before VAT | Spread, market/statutory charges and financing.Source 1 |
Pricing & charges09
Financing arrangements
| Feature | Daily route | Monthly route |
|---|---|---|
| Charge basis | Profit on utilisation under agreement | Monthly financing arrangement under agreementSource 7Source 6 |
| Riyad trading commission | Published 99% discount | Published zero Riyad trading commissionSource 7Source 6 |
| Administration fee | No separate fee stated on the public page | Published as zeroSource 7Source 6 |
| Other costs | Exchange, VAT, collateral and contract terms remain | Exchange, VAT, collateral and contract terms remainSource 7Source 6 |
Execution & trading rules
Sections ↑Trading & service hours10
Execution and session controls
| Topic | Published position |
|---|---|
| Saudi market sessions | Orders follow Tadawul product and market sessions; digital and broker channels are offered.Source 1 |
| US official session | Basic zero-stock commission is limited to official market sessions.Source 3 |
| US pre-market | Basic offers 2.5 hours; Professional advertises 5.5 hours.Source 3 |
| Advanced orders | The US service advertises advanced and compound orders and options strategies.Source 3 |
| Technical interruption | The legal footer warns that technical means carry risk; a guaranteed outage-dealing route was not established.Source 3Source 9 |
Order status, settlement and account balance should be reconciled before duplicating an instruction after an interruption. The existence of app, online, IVR and direct-broker routes provides alternatives, but the public pages do not promise that every route remains available during every outage.[1][8][9]
Deposits, withdrawals & transfers
Sections ↑Transfer terms11
Cash and collateral distinctions
| Balance or movement | Practical treatment |
|---|---|
| Own cash | Available cash is distinct from unsettled sale proceeds and reserved obligations.Source 1 |
| Margin capacity | Approved borrowing is not withdrawable cash and can fall as collateral values change.Source 5 |
| Excess over financing | The margin material allows transfer out only of amounts exceeding financing and required collateral.Source 5 |
| International cash | Currency, bank and market account determine conversion and transfer handling.Source 4 |
| Securities transfer | Public overview did not establish a complete retail transfer-out tariff or timeline.Source 4Source 9 |
No trading bonus or non-withdrawable promotional credit is used in this profile. Fee waivers and commission discounts are price conditions, not account cash. They do not increase the amount available to withdraw and can end if the customer no longer meets the product terms.[3][6][7]
Protection & regulation
Sections ↑Protections & eligibility12
Regulatory and risk boundaries
| Area | Evidence | What it does not establish |
|---|---|---|
| Contracting company | Riyad Capital Company, Saudi Arabia. | Riyad Bank branding does not replace the brokerage agreement.Source 10Source 3 |
| CMA licence | The CMA directory lists Riyad Capital Company for dealing, managing investments and operating funds, arranging, advising and custody; the company publishes licence 37-07070 / 07070-37. | Authorisation is not a guarantee of return or full recovery.Source 10Source 12 |
| Client assets | Brokerage and financing accounts carry contractual custody and collateral rules. | A general corporate page does not prove the treatment of every foreign sub-custodian.Source 1Source 5 |
| Private insurance | No current per-client or aggregate private policy was established. | Do not infer insurance from regulation or paid-up capital.Source 10 |
| Financing shortfall | Collateral can be sold or additional funds required under the agreement. | A commission waiver is not negative-balance protection.Source 5 |
Opening an account & support
Sections ↑Customer-service routes
Unified service numberTelephone
EmailEmail
WhatsApp / digital supportWebsite
https://www.riyadcapital.com/web/riyad-capital/information/faqSource 9
Scope Official page lists digital support and centre locations.
Local trading call centreTelephone
+966 920 012 299Source 1
Scope Order/support hours shown as Sunday–Thursday 09:30–16:00.
Hours Saudi local time; holidays can alter service.
No call, complaint or order-placement test was performed.
Process13
Records useful for a complaint or review
| Issue | Keep |
|---|---|
| Price or commission | Trade confirmation, package, channel, session and fee breakdown.Source 1Source 3 |
| Margin dispute | Accepted contract, collateral schedule, rate, notices and liquidation records.Source 5 |
| Technical issue | Screenshots, order status, device time and support reference.Source 8Source 9 |
| Cash movement | Bank reference, currency, value date and available-balance display.Source 4 |
Additional services
Sections ↑Reference table14
Services beyond ordinary dealing
| Service | Scope | Boundary |
|---|---|---|
| Market research | Sell-side and CIO research access. | Research is not personalised discretionary management unless separately contracted.Source 1 |
| Options strategies | US platform advertises contract strategies and advanced orders. | Approval and market-risk requirements still apply.Source 3 |
| Discretionary portfolio management | Separate asset-management service for institutional and high-net-worth clients. | An Investment Management Agreement governs the mandate; it is separate from a self-directed trading account.Source 11 |
| Centres and ATM access | Physical and bank-network service channels. | Availability of one function does not imply every brokerage instruction is supported.Source 1 |
Company background & evidence
Sections ↑The facts15
Company context
| Measure | Value | Context |
|---|---|---|
| Legal form | Saudi closed joint-stock company | The footer gives commercial registration and head-office details.Source 10 |
| Paid-up capital | SAR 500 million | Corporate capital, not client insurance.Source 10 |
| Head office | Riyadh, Saudi Arabia | Current footer identifies Financial Boulevard / Al Aqeeq district.Source 10 |
| Evidence boundary | Official pages and tariff statements | No live account, financing, execution, transfer or support-response test.Source 1Source 3Source 5 |
- Headquarters
- Riyadh, Saudi Arabia
Legal entities & licences
These are source-dated records, not a blanket assessment of the broker. Read each issuer, identifier, status and scope together.
Riyad Capital Company
| Issuer & identifier | Recorded status | Date & scope |
|---|---|---|
| Capital Market Authority37-07070 | Authorised | Checked 29 Oct 2026The CMA Financial Market Institutions directory names Riyad Capital Company with dealing, managing investments and operating funds, arranging, advising and custody activities. The licence number is company-published, also rendered as 07070-37.Source 10Source 12 |
Additional Information
Sections ↑Reference table16
Checks before relying on a quoted condition
| Check | Why it matters |
|---|---|
| Contracting entity and region | Group brands, tariffs and protection rules do not automatically transfer to another legal company or country route.Source 1Source 3Source 5 |
| Order channel and market | Online, app, telephone and branch prices can differ; exchange and statutory charges can remain.Source 1Source 3Source 5 |
| Settlement versus withdrawable cash | A credited trade or deposit can be usable for trading before it is settled or eligible for bank withdrawal.Source 1Source 3Source 5 |
| Promotion or rate date | Temporary waivers, youth plans, interest rates and finance prices need the live eligibility period and cap.Source 1Source 3Source 5 |
| Transfer direction and asset eligibility | Incoming and outgoing transfers can use different forms, fees, timelines and treatment of fractions or unsupported assets.Source 1Source 3Source 5 |
This profile is a neutral reference to Riyad Capital’s Saudi and US trading and margin services. It does not choose between Basic and Professional, estimate personal borrowing suitability or resolve malformed public sukuk pricing without a clearer operative tariff.[1][3][5]
Sources & further reading
- Local trading prices, channels and exchange products Riyad Capital · Accessed 16 Oct 2026
- Arabic local-trading page and sukuk/bond wording Riyad Capital · Accessed 16 Oct 2026
- US Market Basic and Professional packages Riyad Capital · Accessed 16 Oct 2026
- International trading service and account conditions Riyad Capital · Accessed 16 Oct 2026
- Margin-financing range and application process Riyad Capital · Accessed 16 Oct 2026
- Monthly margin features and fee treatment Riyad Capital · Accessed 16 Oct 2026
- Daily margin features and published commission relief Riyad Capital · Accessed 16 Oct 2026
- Riyad Capital Mobile functions and security Riyad Capital · Accessed 16 Oct 2026
- Support, service centres and contact channels Riyad Capital · Accessed 16 Oct 2026
- Corporate information, company-published CMA licence and head office Riyad Capital · Accessed 29 Oct 2026
- Discretionary Portfolio Management: clients and investment mandate Riyad Capital · Accessed 29 Oct 2026
- Financial Market Institutions: named Riyad Capital Company entry Capital Market Authority · Accessed 29 Oct 2026
This profile reports dated public information, including broker-published services and terms. It does not independently test or guarantee execution, pricing or withdrawals. Inclusion is not an endorsement. Permissions and protections apply only to the named legal entity, service and client category; check the current official records and your contract.