Accounts and opening requirements
Sections ↑Start by distinguishing the trading-account basis from an optional financing facility. The fee labelled DF on the pricing page is brokerage; the DF facility can add a separate fee and interest when settlement is extended.[1][5]
Reference table01
Published brokerage choices
| Attribute | Cash Upfront | Collateralised | Discretionary Financing (DF) |
|---|---|---|---|
| Quoted brokerage | 0.10% | 0.21% | 0.20%Source 1 |
| Minimum brokerage | RM12 | RM12 | RM10Source 1 |
| Funding basis | Cash upfront | Approved cash/share collateral | Approved extension of settlementSource 1Source 4 |
| Additional financing fee | Not an inherent part of cash brokerage | Depends on approved facility | Separate DF fee; see belowSource 5 |
| Main restriction | Not eligible for DF under the form | Facility acceptance is separate | Conventional eligible accounts onlySource 5 |
Reference table02
Opening and authority
| Item | Published terms and practical effect |
|---|---|
| Application variants | Individual and non-individual forms are available; conventional and Islamic selections are separate.Source 9Source 5 |
| Identity and financial evidence | The form requests identity, occupation, income, source of wealth/funds and tax information.Source 5 |
| Nationality | Passport/non-Malaysian fields exist, but the form does not guarantee all-residence acceptance.Source 5 |
| Financing applicant | Share-margin documents include identification, bank and salary evidence, with approval and collateral tests.Source 3 |
| Minimum funding | No universal cash-account opening amount is established here. The RM50,000/RM100,000 figures below are facility sizes.Source 3 |
| Promotion | The equities page advertises a 30-day new-account concession. Its eligibility and current terms must be checked; the standard tariff remains the comparison baseline.Source 2 |
Products and platforms
Sections ↑Reference table03
Markets and platforms
| Item | Published terms and practical effect |
|---|---|
| Bursa | Shares and related listed instruments; Shariah and financing eligibility are separate filters.Source 2 |
| International venues | The global page identifies US exchanges, Singapore, Indonesia and Hong Kong.Source 8 |
| Interfaces | RHB Share Trading and TradeSmart have their own browser/mobile routes.Source 7 |
| Market data | Local real-time tools are described; foreign feeds have separate application/subscription forms.Source 7Source 9 |
| Futures boundary | The site also offers futures, but its night desk and futures agreement are not automatically the equities service.Source 11 |
Trading fees and ongoing costs
Sections ↑Reference table04
Discretionary financing: separate charges
| Item | Published terms and practical effect |
|---|---|
| Brokerage | 0.20%; minimum RM10 on the published DF pricing panel.Source 1 |
| Facility fee | 0.30% up to RM100,000; 0.20% above; minimum RM10 on eligible contracts outstanding after T+3.Source 5 |
| Interest | Accrues from T+2 at the applicable rate, additional to the facility fee.Source 5 |
| Example-rate warning | The product page uses an illustrative older brokerage/facility/interest calculation. It is not the standard tariff for every new account.Source 4 |
| Taxes and market charges | Contract levies and applicable taxes remain distinct from the headline brokerage.Source 5Source 6 |
Reference table05
Share-margin facility choices
| Attribute | Classic | Exclusive | Strategic |
|---|---|---|---|
| Minimum facility | RM50,000 | RM100,000 | RM100,000Source 3 |
| Accepted-share multiplier | Up to 1.5× | Up to 1.5× | Up to 1×Source 3 |
| Cash/fixed-deposit multiplier | Up to 2.5× | Up to 2.5× | Up to 2×Source 3 |
| Financing percentage | Up to 60% | Up to 60% | Up to 50%Source 3 |
| Security selection | Diversified accepted collateral | Specified eligible large-cap collateral | Approved concentrated-position arrangementSource 3 |
Orders, execution and risk controls
Sections ↑Reference table06
Settlement and order rules
| Item | Published terms and practical effect |
|---|---|
| Eligible DF contract | Extended settlement to T+7, with force-selling on T+8.Source 4Source 5 |
| Non-eligible contract | Application retains T+2 settlement and T+3 force-sale treatment.Source 5 |
| DF exclusions | Not available for Cash Upfront, share margin or Islamic accounts under the form.Source 5 |
| Conditional orders | Trigger conditions do not guarantee a fill. Gaps, available liquidity and exchange restrictions can prevent execution.Source 6 |
| Special trading programmes | Intraday or other programme schedules within the agreement are not the same tariff as the standard online pricing panel.Source 6Source 1 |
| Acknowledgement | Electronic access and receipt of an instruction are not a promise that an order, amendment or cancellation has executed.Source 6 |
Deposits, withdrawals and transfers
Sections ↑Reference table07
Cash, foreign currency and authority
| Item | Published terms and practical effect |
|---|---|
| Withdrawal destination | Use an eligible own-name bank account. Failed credits return to trust; joint-account restrictions apply.Source 5 |
| Automatic payment | The forms library includes authority to settle from trust; activation is distinct from a manual payment request.Source 9 |
| Third-party arrangements | Specific witnessed “settlement on behalf” forms exist. Do not treat ordinary external payment acceptance as unrestricted.Source 9 |
| Foreign default | MYR unless foreign currency is elected; no change after contract booking.Source 5 |
| FX conversion | MYR conversion, sale proceeds and charges follow the currency election.Source 5 |
| International remittance | Own-account instructions and remittance costs apply. No universal withdrawal cutoff was established.Source 5 |
| Overseas-investment declaration | Report changes to the foreign-exchange-policy declaration; they may affect further purchases.Source 5 |
Regulation, custody and protection
Sections ↑Reference table08
Custody and complaint boundaries
| Item | Published terms and practical effect |
|---|---|
| Legal provider | RHB Investment Bank Berhad. The corporate number in the form is not a licence identifier.Source 5Source 11 |
| SC verification | Match the legal company and current permissions in official public records; a specific firm status extract was not independently recovered.Source 12 |
| Foreign assets | Foreign brokers/custodians and nominee or omnibus holding chains may be used; voting and corporate-action instructions have separate handling provisions.Source 6 |
| Cash protection | Eligible bank-deposit protection has product, member-bank and beneficiary conditions. Shares and investment losses are not PIDM-insured.Source 15 |
| Complaints | Raise the issue with RHB first and preserve the final written response and relevant contract records.Source 11Source 14 |
| External redress | FMOS scope includes eligible direct-loss member disputes up to RM250,000; commercial pricing decisions and other exclusions remain outside its standard scope.Source 13 |
| Referral timing | Normally within six months of the provider’s final decision, or after 60 days without a response, subject to the current FMOS procedure.Source 14 |
Support and account administration
Sections ↑Reference table09
Access, security and termination
| Item | Published terms and practical effect |
|---|---|
| Equities call centre | +603 2330 8900; [email protected]. Published hours: weekdays 08:30–17:30, excluding public holidays.Source 11 |
| Night contact | The separately labelled futures night desk is not evidence of an equities emergency-order channel.Source 11 |
| MFA | TradeSmart Secure Key is documented for web/mobile authentication. Recovery details were not fully retrievable, so use the verified call centre.Source 10Source 11 |
| Account termination | General terms describe seven days’ written notice, subject to outstanding obligations.Source 6 |
| Online access termination | Separate online-service terms use seven market days; removing access does not by itself liquidate holdings.Source 6 |
| Inactive account | No single generally applicable dormancy-fee/closure interval was established for all these account routes.Source 6Source 9 |
| Outage handling | Contact the assigned dealing representative or call centre, verify order status and request confirmation. No universal emergency fee waiver is established.Source 11Source 6 |
Research, reporting and additional services
Sections ↑Reference table10
Records and optional services
| Item | Published terms and practical effect |
|---|---|
| Cash administration | Trust-settlement and direct-debit instructions require the relevant authority; revoke authorities separately when changing the account.Source 9 |
| Data subscriptions | Forms distinguish SGX, HKEX and US market-data services. Platform availability does not mean every exchange feed is included free.Source 9 |
| Account records | Retain contract notes, payment records and currency elections. A universal downloadable tax-report format or post-closure archive window was not established.Source 5Source 6 |
| Automated authority | No public retail trading-API permission model or native copied-position service was established in the reviewed share-account scope.Source 7Source 6 |
Company identity and evidence
Sections ↑The profile concerns RHB Investment Bank’s Malaysian equities business. Its platform names, cash arrangements and financing facilities are not separate interchangeable brokers. Discretionary-financing brokerage, facility fees and interest are intentionally shown as different charges. The signed current agreement is required before relying on a facility quotation. No live customer account or transaction was tested.[1][5][7]
Legal entities & licences
These are source-dated records, not a blanket assessment of the broker. Read each issuer, identifier, status and scope together.
RHB Investment Bank Berhad
No separate licence entry is recorded in this panel.
Sources & further reading
- Published brokerage prices RHB Invest Malaysia · Accessed 13 Oct 2026
- Equities service and application offers RHB Invest Malaysia · Accessed 13 Oct 2026
- Share margin financing plans RHB Invest Malaysia · Accessed 13 Oct 2026
- Discretionary financing and extended settlement RHB Invest Malaysia · Accessed 13 Oct 2026
- Individual account agreement: version 26 March 2026 RHB Invest Malaysia · Accessed 13 Oct 2026
- Equities and online dealing terms RHB Invest Malaysia · Accessed 13 Oct 2026
- RHB Share Trading and TradeSmart platforms RHB Invest Malaysia · Accessed 13 Oct 2026
- Global equity markets RHB Invest Malaysia · Accessed 13 Oct 2026
- Applications, payment authorities and data-subscription forms RHB Invest Malaysia · Accessed 13 Oct 2026
- TradeSmart Secure Key MFA RHB Invest Malaysia · Accessed 13 Oct 2026
- RHB Invest customer and dealing contacts RHB Invest Malaysia · Accessed 13 Oct 2026
- Licensed and registered persons: official verification route Securities Commission Malaysia · Accessed 13 Oct 2026
- FMOS: jurisdiction and exclusions Financial Markets Ombudsman Service · Accessed 13 Oct 2026
- Submitting a complaint to FMOS Financial Markets Ombudsman Service · Accessed 13 Oct 2026
- Deposit-insurance limitations PIDM · Accessed 13 Oct 2026
This profile reports dated public information, including broker-published services and terms. It does not independently test or guarantee execution, pricing or withdrawals. Inclusion is not an endorsement. Permissions and protections apply only to the named legal entity, service and client category; check the current official records and your contract.