Revolut’s UK investment service sits inside the same app as its payments account, but the brokerage is supplied by Revolut Trading Ltd under separate investment terms. The plan chosen for the wider Revolut account changes the number of commission-free orders; once that allowance is used, the order charge depends on whether the customer has Trading Pro or Ultra pricing.[1][5]
The general investment account and Stocks and Shares ISA share the same monthly free-order allowance. Moving a trade into an ISA does not create a second allowance, and third-party taxes or regulatory charges can still apply even when Revolut’s own commission is zero.[2][4]
Accounts & headline costs
Sections ↑Broker essentials01
Revolut Trading UK at a glance
| Measure | Value | Context |
|---|---|---|
| Investment firm | Revolut Trading Ltd | UK company number 11567840; FCA firm reference 933846.Source 5Source 7 |
| Interfaces | Revolut mobile app and web app | Invest is one section inside the broader Revolut service.Source 5 |
| Core products | Eligible shares and exchange-traded products | Availability depends on the customer, security and market.Source 6 |
| ISA | Stocks and Shares ISA | ISA and general investment orders share the plan allowance.Source 2 |
| Trading Pro | £15 a month after trial | Separate subscription for lower commission and additional tools.Source 3 |
Account comparison02
Investment-account routes
| Route | Tax/ownership purpose | Pricing relationship |
|---|---|---|
| General investment account | Taxable securities account | Uses the plan allowance and post-allowance commissionSource 1Source 5 |
| Stocks and Shares ISA | UK tax wrapper | Shares the same free-order allowance; no separate ISA subscription feeSource 2 |
| Trading Pro add-on | Pricing and tool upgrade | Sits on top of an eligible Revolut plan and accountSource 3 |
Fees & holding costs
Sections ↑Pricing & charges03
Free order allowance by Revolut plan
Platforms & products04
Trading Pro changes
| Feature | Trading Pro | Standard plan mechanics |
|---|---|---|
| Monthly subscription | £15 after the 30-day trial | No Trading Pro subscription chargeSource 3 |
| Commission beyond allowance | 0.12%; £0.01 minimum | 0.25%; £0.01 minimum on non-Ultra plansSource 3Source 1 |
| Order size | Higher published limits | Standard limits applySource 3 |
| Tools | Additional analytics and order controls | Core Invest featuresSource 3 |
Key numbers05
Third-party charges that can survive “free” trading
| Measure | Value | Context |
|---|---|---|
| UK Stamp Duty Reserve Tax | Generally 0.5% on eligible UK share purchases | A tax rather than Revolut commission.Source 4 |
| UK PTM levy | £1.50 on qualifying trades above £10,000 | Applies under the published market rules.Source 4 |
| US SEC sale fee | US$20.60 per US$1 million of covered sales | Section 31 rate from 4 April 2026; client pass-through and rounding follow the provider’s schedule.Source 12Source 4 |
| FINRA Trading Activity Fee | Member-level assessment paused 1 October–31 December 2026 | Do not treat an older per-share schedule as the current FINRA assessment. Any separately retained broker charge requires its own disclosed basis; inspect the confirmation.Source 11Source 4 |
| European transaction taxes | Market-specific | Rates depend on the security and jurisdiction.Source 4 |
Execution & trading rules
Sections ↑Platforms & products06
Execution and product controls
| Control | What the customer sees | What remains conditional |
|---|---|---|
| Order entry | Instrument, quantity or value, estimated charge | Execution price can differ when the market movesSource 5 |
| Fractional investing | Available for eligible securities | Fractional interests can have transfer and order restrictionsSource 6Source 5 |
| Market hours | Regular and supported extended sessions | Liquidity, spreads and eligible orders vary by sessionSource 6 |
| Corporate actions | Processed through the brokerage chain | Dates, elections and tax treatment depend on the issuer and custodianSource 5 |
Reference table07
Reinvestment and settlement
| Subject | Published terms | Practical scope |
|---|---|---|
| US security sale | Normally one trading day to settlement | Market holidays can delay the withdrawal date.Source 9 |
| UK / EU security sale | Normally two trading days | The relevant asset market, not the app account currency, controls settlement.Source 9 |
| General investment account | Sale proceeds can be reinvested immediately | This does not make the proceeds bank-withdrawable.Source 9 |
| Stocks and Shares ISA | Reinvestment waits for settlement | Different operational rule from the general investment account.Source 9 |
Deposits, withdrawals & transfers
Sections ↑Event timeline08
Funding, cash and transfer boundaries
| Item | Documented route | Important distinction |
|---|---|---|
| Funding Invest | Money moved from the customer’s Revolut balance | The payment account and investment account are supplied under different termsSource 5 |
| ISA subscription | No separate Revolut ISA platform fee | The wider plan subscription and order costs still applySource 2 |
| Transfer out | No Revolut transfer-out fee on the cited ISA page | Receiving firms, taxes or unsupported assets can affect the processSource 2 |
| Uninvested cash | Held under the investment-service arrangements | Cash treatment is not the same as a bank deposit merely because it appears in the same appSource 5 |
The investment withdrawal route is Invest → Withdraw. Settled proceeds move to the matching USD, EUR or GBP main Revolut balance in the currency of the sold asset. That is the transfer out of Invest; a subsequent external-bank payment and any currency exchange are separate operations under the relevant Revolut service.[9]
Protection & regulation
Sections ↑Key numbers09
Legal and protection structure
| Measure | Value | Context |
|---|---|---|
| FCA reference | 933846 | Revolut Trading Ltd.Source 7 |
| Banking/payment service | Separate Revolut entity and terms | A Revolut bank or e-money account is not the broker-dealer account.Source 5 |
| FSCS investment protection | Potentially up to £85,000 for an eligible claim | Does not insure market performance or every product loss.Source 5Source 8 |
| Plan marketing | Revolut subscription benefit | A free-order allowance is not the same as zero total trading cost.Source 1Source 4 |
Opening an account & support
Sections ↑Reference table10
UK investment complaints
| Subject | Published terms | Practical scope |
|---|---|---|
| Submit | In-app chat, official complaint form or [email protected] | Include account contact details, dates, the problem and the requested resolution.Source 10 |
| Acknowledgement | By the end of the third business day at the latest | The firm then communicates progress through app chat/email.Source 10 |
| Final response | The firm aims to respond within eight weeks | Eligible complaints may then go to the Financial Ombudsman Service.Source 10 |
| Ombudsman timing | Normally within six months of the final response | FOS can also consider an eligible case after eight weeks without a final response.Source 10 |
This process belongs to Revolut Trading Ltd’s investment service. A complaint about a payment, bank account or another Revolut product follows its own provider’s procedure. The ombudsman determines jurisdiction and eligibility; investment-market losses alone are not a service complaint.[10]
Company background & evidence
Sections ↑- Headquarters
- London, United Kingdom
Legal entities & licences
These are source-dated records, not a blanket assessment of the broker. Read each issuer, identifier, status and scope together.
Revolut Trading Ltd
| Issuer & identifier | Recorded status | Date & scope |
|---|---|---|
| Financial Conduct Authority933846 | Registered | Checked 10 Oct 2026Current FCA firm reference for the UK investment firm.Source 7 |
Sources & further reading
- Trading fees and order allowance Revolut Help Centre · Accessed 10 Oct 2026
- Fees for a UK Stocks and Shares ISA Revolut Help Centre · Accessed 10 Oct 2026
- Trading Pro subscription Revolut Help Centre · Accessed 10 Oct 2026
- Regulatory fees and transaction taxes Revolut Help Centre · Accessed 10 Oct 2026
- Investment Services Terms Revolut Trading Ltd · 4 Jun 2026 · Accessed 10 Oct 2026
- Stocks and ETFs in Revolut Invest Revolut · Accessed 10 Oct 2026
- Revolut Trading Ltd — FCA firm reference 933846 Financial Conduct Authority · Accessed 10 Oct 2026
- Investment protection Financial Services Compensation Scheme · Accessed 10 Oct 2026
- Investment cash withdrawal and settlement Revolut Trading · Accessed 15 Oct 2026
- Revolut Trading Ltd complaints handling disclosure Revolut Trading · Accessed 15 Oct 2026
- Immediately effective pause of FINRA TAF, October–December 2026 FINRA · Accessed 15 Oct 2026
- Section 31 fee rate from 4 April 2026 US Securities and Exchange Commission · Accessed 15 Oct 2026
This profile reports dated public information, including broker-published services and terms. It does not independently test or guarantee execution, pricing or withdrawals. Inclusion is not an endorsement. Permissions and protections apply only to the named legal entity, service and client category; check the current official records and your contract.