Accounts and eligibility
Sections ↑At a glance01
The account relationship
| Item | Details |
|---|---|
| Required accounts | A securities depot and a cash account for settlement are required.Source 2 |
| Local provider | The selected local Raiffeisenbank provides the customer relationship and its applicable account conditions.Source 2 |
| Investment approach | Customers can invest independently or use the separately described adviser support.Source 2 |
At a glance02
Which price document to use
| Item | Details |
|---|---|
| Online brokerage | The national eBanking schedule is effective from 1 January 2026.Source 1Source 4Source 2 |
| Custody and other account services | Obtain the fee schedule for the actual local Raiffeisenbank.Source 1Source 4Source 2 |
| Advice and telephone orders | Do not apply the eBanking commission table automatically to adviser or telephone transactions.Source 1Source 4Source 2 |
Products and markets
Sections ↑At a glance03
Investments available through the depot
| Item | Details |
|---|---|
| Securities | Shares, bonds and investment funds.Source 2 |
| Other listed products | Structured products and warrants are included in the described securities service.Source 2 |
| Options | The depot page directs traded options to an adviser; this is not a promise that all derivatives are available in eBanking.Source 2 |
At a glance04
Funds and trading classification
| Item | Details |
|---|---|
| Net-asset-value funds | Separate eBanking brokerage rates apply to money-market/bond funds and to equity/strategy/other funds.Source 1 |
| Unclassified funds | A fund without the relevant classification uses the equity-fund category in the tariff.Source 1 |
| Exchange-traded funds | ETF trading follows the applicable listed-security category rather than the net-asset-value fund tariff.Source 1 |
Trading and account costs
Sections ↑The following eBanking percentages are graduated: the lower excess rate applies only to the part of an order above CHF 100,000. Brokerage excludes additional taxes and third-party expenses.[1]
At a glance05
Swiss shares, ETFs and structured products
At a glance06
Foreign and OTC securities
At a glance07
Bonds
At a glance08
Fund orders at net asset value
| Item | Details |
|---|---|
| Money-market and bond funds | 0.40% on the first CHF 100,000, then 0.075% on the excess; CHF 5 minimum.Source 1 |
| Equity, strategy and other funds | 0.75% on the first CHF 100,000, then 0.15% on the excess; CHF 5 minimum.Source 1 |
| Product expenses | The brokerage commission is separate from the investment fund’s own costs.Source 1 |
At a glance09
Examples of graduated brokerage
| Item | Details |
|---|---|
| CHF 10,000 Swiss-share order | CHF 50 brokerage before external expenses and any conversion.Source 1 |
| CHF 150,000 Swiss-share order | CHF 500 on the first CHF 100,000 plus CHF 50 on the excess: CHF 550.Source 1 |
| CHF 150,000 foreign-share order | CHF 750 plus CHF 75: CHF 825 before additional charges.Source 1 |
At a glance10
Partial fills and additional costs
| Item | Details |
|---|---|
| Statement-based minimum | Partial executions are charged per settlement statement; from the second settlement day a new statement and minimum can arise.Source 1 |
| Tax treatment of brokerage | The stated brokerage is exempt from Swiss VAT.Source 1 |
| Extras | Stamp duties, exchange charges and other external costs are additional.Source 1 |
At a glance11
Custody and report pricing
| Item | Details |
|---|---|
| Custody | The local bank’s custody tariff applies; the national brokerage sheet does not establish a group-wide custody minimum.Source 4Source 2 |
| Tax reports | Availability is described centrally, but fees must be taken from the selected bank’s terms.Source 4Source 2 |
| Total account cost | Include cash-account and optional-service charges as well as brokerage and custody.Source 4Source 2 |
At a glance12
Notification charges
| Item | Details |
|---|---|
| Order notifications | Push, email and SMS notifications are available for supported events.Source 3 |
| SMS price | CHF 0.20 per SMS is stated for the eBanking notification service.Source 3 |
| Choice of channel | Use the notification settings to select the appropriate delivery route.Source 3 |
Platforms, orders and execution
Sections ↑At a glance13
Order types
| Item | Details |
|---|---|
| Standard orders | Market and limit orders are described.Source 3 |
| Sell stop orders | Stop-market and stop-limit instructions are supported for the relevant securities.Source 3 |
| Execution trade-off | A stop-limit order can remain unfilled if its limit cannot be met; a trigger does not guarantee the desired execution price.Source 3 |
At a glance14
Order entry and market processing
| Item | Details |
|---|---|
| Submission | Orders for most markets can be entered around the clock.Source 3 |
| Automatic processing | The bank describes automatic weekday processing with an interruption from 23:00 to 23:30.Source 3 |
| Execution | The relevant market must be open; submitting an order outside market hours does not produce an immediate trade.Source 3 |
At a glance15
Validity and acceptance
| Item | Details |
|---|---|
| Validity | The available validity periods depend on the exchange.Source 3 |
| Status check | During market hours, check for the accepted status, “Akzeptiert”, rather than assuming entry alone means exchange acceptance.Source 3 |
| Securities not found | A request can be made to add a security, but trading remains subject to the bank enabling it.Source 3 |
At a glance16
Currency of an existing holding
| Item | Details |
|---|---|
| Adding to a position | An existing position can be increased only in its original trading currency through the stated function.Source 3 |
| Selling | The existing holding is sold in that same currency.Source 3 |
| Practical effect | A security quoted in several currencies does not automatically let the customer switch a held position’s currency in the order ticket.Source 3 |
At a glance17
Mobile access and account migration
| Item | Details |
|---|---|
| Access channels | The bank supports eBanking and mobile access, with a dedicated Raiffeisen app assistance route.Source 3Source 7Source 6 |
| Login help | The assistance index includes Raiffeisen-app, PhotoTAN and SMS-related topics.Source 3Source 7Source 6 |
| Device changes | Follow the instructions for the authentication method attached to the account; the presence of several help paths does not mean every customer uses the same method.Source 3Source 7Source 6 |
Cash, currencies and transfers
Sections ↑At a glance18
Cash and foreign-currency settlement
| Item | Details |
|---|---|
| Settlement account | Purchases, sales and income use the account linked to the depot.Source 2Source 1 |
| Currency conversion | A foreign-currency trade can require conversion if there is no sufficiently funded account in the matching currency.Source 2Source 1 |
| Matching currency balance | Holding the relevant currency can avoid a conversion on that settlement, subject to the chosen account arrangement.Source 2Source 1 |
At a glance19
Moving securities to Raiffeisen
| Item | Details |
|---|---|
| Transfer instruction | The bank provides a transfer request that the adviser can forward to the delivering bank.Source 2Source 4 |
| Cash transfer versus asset transfer | Moving cash and transferring securities in kind are different processes.Source 2Source 4 |
| Charges and timing | The local receiving-bank terms and the delivering institution’s charges and processing requirements matter.Source 2Source 4 |
At a glance20
Income and corporate actions
| Item | Details |
|---|---|
| Income | Routine distributions are collected through custody administration.Source 2 |
| Corporate actions | Actions requiring an election need a customer instruction within the communicated deadline.Source 2 |
| Monitoring | Holding securities independently still requires attention to corporate-action notices and account messages.Source 2 |
Legal entity and investor protection
Sections ↑At a glance21
Deposit protection follows the local bank
| Item | Details |
|---|---|
| Limit | Eligible deposits are protected up to CHF 100,000 per customer and independent Raiffeisenbank.Source 5 |
| Several accounts at one bank | Eligible balances and accrued interest are aggregated.Source 5 |
| Different local banks | Each Raiffeisenbank is a separate bank, so the scheme treats them separately.Source 5 |
At a glance22
What the deposit limit includes
| Item | Details |
|---|---|
| Cash accounts | Eligible current, private, savings and time-deposit balances are covered within the aggregate limit.Source 5 |
| Foreign currency | Eligible foreign-currency cash balances are included.Source 5 |
| Securities | Shares and bonds in a securities depot are not deposits; the deposit limit does not reimburse their market losses.Source 5 |
At a glance23
Joint relationships and the central cooperative
| Item | Details |
|---|---|
| Joint relationship | The bank’s explanation treats the eligible joint community as a separate client relationship for the CHF 100,000 limit.Source 5 |
| Raiffeisen Schweiz | The central cooperative and the customer’s independent local bank are distinct roles.Source 5 |
| Account agreement | Use the named legal bank on the agreement when assessing protection and claims.Source 5 |
At a glance24
Current regulatory context
Support and complaints
Sections ↑At a glance25
eBanking assistance
At a glance26
App and dealing assistance
| Item | Details |
|---|---|
| Raiffeisen app assistance | +41 58 105 01 00, with the published customer-service opening hours.Source 6Source 2Source 3 |
| Order or account questions | The local bank and adviser remain the contacts for the depot and telephone dealing.Source 6Source 2Source 3 |
| Urgent instructions | Support availability does not itself establish an after-hours execution service; verify the status of an existing order before resubmitting it.Source 6Source 2Source 3 |
Research, reporting and additional services
Sections ↑At a glance27
Electronic documents and archiving
| Item | Details |
|---|---|
| Documents | eBanking provides PDF statements, transaction confirmations and custody or tax documents.Source 3 |
| Availability | Electronic documents are available for two years through the described service.Source 3 |
| Personal archive | Download and retain records needed beyond that access period.Source 3 |
| Tax-document download | Under the profile name, Mail & Dokumente → Steuerunterlagen provides the previous year’s documents individually or as a combined PDF package.Source 3 |
At a glance28
Wealth reporting
| Item | Details |
|---|---|
| Content | The wealth statement includes assets, liabilities, allocation and currency information, with performance and sustainability information where applicable.Source 2 |
| Performance measures | The bank describes both money-weighted and time-weighted returns.Source 2 |
| Frequency | Year-end reporting is available, with monthly, quarterly or half-yearly periods available on request.Source 2 |
At a glance29
Swiss and international tax reports
| Item | Details |
|---|---|
| Swiss tax statement | Can be ordered once or on a recurring basis; the electronic tax-statement PDF can be imported into supported Swiss tax software.Source 2Source 4 |
| Country reports | The bank describes reports for Germany, Austria, Italy and France.Source 2Source 4 |
| Other reporting | A generic report can be configured by language, currency and capital-gains calculation method; local charges apply.Source 2Source 4 |
At a glance30
Personal finance tools
Company and account provider
Sections ↑At a glance31
Network and customer provider
| Item | Details |
|---|---|
| Central organisation | Raiffeisen Schweiz Genossenschaft is the central cooperative for the Swiss Raiffeisen network.Source 4Source 5 |
| Contracting bank | The independent local Raiffeisenbank named in the customer documents supplies the account relationship.Source 4Source 5 |
| Why this matters | Custody terms, service contacts and deposit-limit aggregation depend on that legal-bank identity.Source 4Source 5 |
- Headquarters
- St. Gallen, Switzerland
Legal entities & licences
These are source-dated records, not a blanket assessment of the broker. Read each issuer, identifier, status and scope together.
Raiffeisen Schweiz Genossenschaft
No separate licence entry is recorded in this panel.
Practical account considerations
Sections ↑At a glance32
Compare the full cost of a local offer
| Item | Details |
|---|---|
| National component | Use the graduated eBanking commission and transaction minimum.Source 1Source 4 |
| Local component | Add the selected bank’s custody, cash-account and report fees.Source 1Source 4 |
| Transaction-specific component | Add foreign exchange, stamp duty and venue or intermediary charges where applicable.Source 1Source 4 |
Sources & further reading
- Raiffeisen — eBanking brokerage schedule from 1 January 2026 Raiffeisen Switzerland E-Banking Securities · Accessed 29 Oct 2026
- Raiffeisen — securities depot, investment access and reporting Raiffeisen Switzerland E-Banking Securities · Accessed 27 Oct 2026
- Raiffeisen — eBanking securities orders, notifications and electronic documents Raiffeisen Switzerland E-Banking Securities · Accessed 29 Oct 2026
- Raiffeisen — local-bank account and securities prices Raiffeisen Switzerland E-Banking Securities · Accessed 27 Oct 2026
- Raiffeisen — deposit protection by independent local bank Raiffeisen Switzerland E-Banking Securities · Accessed 29 Oct 2026
- Raiffeisen — customer service and eBanking support Raiffeisen Switzerland E-Banking Securities · Accessed 27 Oct 2026
- Raiffeisen — login and Raiffeisen app assistance Raiffeisen Switzerland E-Banking Securities · Accessed 27 Oct 2026
- FINMA — approval of Raiffeisen and ZKB recovery and emergency plans, 14 October 2026 Swiss Financial Market Supervisory Authority · Accessed 27 Oct 2026
This profile reports dated public information, including broker-published services and terms. It does not independently test or guarantee execution, pricing or withdrawals. Inclusion is not an endorsement. Permissions and protections apply only to the named legal entity, service and client category; check the current official records and your contract.