MeSolo is MeDirect Bank’s self-directed investment service for eligible adult Belgian residents. The tariff effective 1 July 2026 sets share brokerage at 0.15% with currency-specific minimums and no brokerage on European-listed ETFs. The account has no ordinary opening, maintenance or closure fee, while investment FX, outgoing security transfers and statutory dormant-account administration have separate charges.[1][4][3]
Accounts and eligibility
Sections ↑Account comparison01
Who can open an account
Account comparison02
Identity and joint-account authority
| Item | Details |
|---|---|
| Identification | Use itsme or upload the identity document and complete the specified selfie process.Source 4 |
| Joint ownership | Up to two natural-person holders, each meeting the eligibility conditions.Source 4 |
| Authority | Each holder normally acts individually unless a different written arrangement applies.Source 4 |
Account comparison03
Ordinary fees and statutory dormancy
| Item | Details |
|---|---|
| Routine account charges | Opening, maintenance and closure are free.Source 1Source 4 |
| Dormancy definition | At least five years without intervention by the holder or beneficiary.Source 1Source 4 |
| Dormant administration | 10% of the balance, maximum €200; the tariff does not describe a recurring annual trading-inactivity fee.Source 1Source 4 |
Products and market access
Sections ↑Specifications04
MeSolo investment range
| Item | Details |
|---|---|
| Listed investments | Eligible shares and European-listed ETFs.Source 1Source 3 |
| Other investments | Selected bonds and non-listed funds.Source 1Source 3 |
| Transfer eligibility | The bank checks the security’s type, listing venue, currency and required product documents.Source 1Source 3 |
Specifications05
Self-directed versus managed service
| Item | Details |
|---|---|
| MeSolo | The investor submits investment instructions.Source 4Source 1 |
| MeManaged | Separate discretionary portfolio service, with its own mandate and fees.Source 4Source 1 |
| Information | General product information is not personalised investment advice for a MeSolo trade.Source 4Source 1 |
Trading and holding costs
Sections ↑Pricing & charges06
Share brokerage and currency minimums
Pricing & charges07
ETF and investment-fund charges
| Item | Details |
|---|---|
| European-listed ETFs | Zero brokerage; the bank describes this as permanent pricing rather than a temporary campaign.Source 1Source 2 |
| Non-listed funds | No MeDirect subscription or redemption fee.Source 1Source 2 |
| Product-level costs | Fund operating charges remain; fund managers can pay the bank distribution remuneration.Source 1Source 2 |
Pricing & charges08
Bond dealing
Pricing & charges09
FX and securities transfers
Pricing & charges10
Cash payments and paper records
Pricing & charges11
Separate managed-account pricing
| Item | Details |
|---|---|
| MeManaged management fee | 0.90% annually including VAT, calculated under the service’s quarterly valuation rules.Source 1 |
| Service-specific concessions | No entry, withdrawal or transaction charge is listed for that service.Source 1 |
| Scope | These management terms do not convert a MeSolo account into discretionary management.Source 1 |
Platforms, orders and execution
Sections ↑Process12
Digital order access
| Item | Details |
|---|---|
| Channels | Dedicated online banking and the banking app.Source 4Source 3 |
| Instruction quality | Orders must be complete, precise and validly received.Source 4Source 3 |
| Transmission | Market and intermediary opening hours affect when an instruction reaches execution.Source 4Source 3 |
Process13
Cancellation is conditional
| Item | Details |
|---|---|
| Initial order | Cancellation or amendment cannot undo an order already executed.Source 4 |
| Market rules | The venue must permit the requested change or cancellation.Source 4 |
| Timing | A submitted request requires valid receipt; it does not guarantee execution has stopped immediately.Source 4 |
Process14
Balances and delivery obligations
| Item | Details |
|---|---|
| Cash | Accounts must remain positive; overdrafts are not permitted.Source 4 |
| Sell order | The client remains responsible for timely delivery of securities.Source 4 |
| Market rules | Minimum quantities, settlement and cancellation deadlines vary by instrument and venue.Source 4 |
Funding, settlement and transfers
Sections ↑Process15
Preparing an incoming transfer
| Item | Details |
|---|---|
| Ownership | The sending and receiving holdings must have the same beneficial ownership.Source 3 |
| Information | Provide the security name, ISIN, exchange and currency, with source-portfolio details.Source 3 |
| File upload | PDF, JPG or PNG files up to 4 MB, or manual entry.Source 3 |
Process16
Submitting and monitoring a transfer
| Item | Details |
|---|---|
| Route | App or online banking: MeSolo portfolio, then the transfer facility.Source 3 |
| Multiple sending brokers | Submit a separate request for each institution.Source 3 |
| Progress | Saved, in-progress, cancelled and completed statuses; drafts are retained for 30 days.Source 3 |
Process17
Transfer timing and paperwork
Process18
Reimbursement limits
Custody and client protection
Sections ↑Protections & eligibility19
Belgian protection systems
| Item | Details |
|---|---|
| Eligible deposits | Up to €100,000 per depositor at MeDirect Bank, aggregated across qualifying deposits.Source 4 |
| Unavailable instruments | Conditional compensation up to €20,000 per eligible holder.Source 4 |
| Loss boundary | Securities protection concerns non-return after bank failure, not price falls.Source 4 |
Protections & eligibility20
Identification and restrictions
| Item | Details |
|---|---|
| Ongoing checks | The bank can request updated identity and source-of-funds evidence.Source 4 |
| Incomplete identification | An account block or refusal to execute operations is possible under the terms.Source 4 |
| Ownership | Assets must belong to their named owner; split usufruct/bare-ownership accounts are not supported.Source 4 |
Support, complaints and records
Sections ↑Process21
Normal client support
Process22
Emergency access blocking
| Item | Details |
|---|---|
| Outside normal hours | +32 2 887 20 04 for blocking account access.Source 4 |
| Trigger | Report suspected unauthorised access, instructions or compromised security details without delay.Source 4 |
| Service boundary | This is an access-blocking route, not a published overnight trading desk.Source 4 |
Process23
Transfer support and records
| Item | Details |
|---|---|
| Transfer questions | Use secure messages.Source 3Source 1 |
| Cost evidence | Retain the sending broker’s charge evidence for reimbursement.Source 3Source 1 |
| Records | Online documents are free; preserve acquisition and transaction records when moving a portfolio.Source 3Source 1 |
Research and additional services
Sections ↑Availability24
Corporate-action administration
| Item | Details |
|---|---|
| Income | Listed dividend, coupon and stock-dividend administration is free.Source 1 |
| Other events | Free processing is listed for redemptions, buybacks, bonus issues, mergers and splits.Source 1 |
| US withholding relief | The listed relief-at-source service is free; eligibility and supporting documentation still matter.Source 1 |
Availability25
Fund remuneration and information
| Item | Details |
|---|---|
| Distribution remuneration | The bank describes payments from fund managers as part of its business model.Source 2Source 4 |
| Investment choice | The investor must assess product documents and costs.Source 2Source 4 |
| Advice boundary | General information does not mean the bank assessed a MeSolo purchase against personal objectives.Source 2Source 4 |
Company and service history
Sections ↑Regional comparison26
Belgian operating bank
Regional comparison27
July 2026 tariff change
- Headquarters
- Belgium
Legal entities & licences
These are source-dated records, not a blanket assessment of the broker. Read each issuer, identifier, status and scope together.
MeDirect Bank SA / MeDirect Bank NV
No separate licence entry is recorded in this panel.
Cost illustrations and practical implications
Sections ↑Scenarios28
Calculated small-share purchase
Scenarios29
Calculated transfer reimbursement
| Item | Details |
|---|---|
| Assumptions | Three eligible lines worth at least €500 each, charged €120 each by the sending broker; no previous reimbursement.Source 1Source 3 |
| Line ceiling | €100 per line produces €300 reimbursement, within the €500 lifetime ceiling.Source 1Source 3 |
| Remaining expense | €60 remains; earlier reimbursements can reduce the remaining lifetime allowance.Source 1Source 3 |
Scenarios30
Dormancy is a legal account process
| Item | Details |
|---|---|
| After five inactive years | The bank starts the required search for the holder or beneficiary.Source 4 |
| Unsuccessful contact | The terms provide for transfer to the Deposit and Consignment Office before the end of the sixth year after the last intervention.Source 4 |
| Distinction | Infrequent trading does not itself establish a recurring monthly or annual trading-inactivity charge.Source 4 |
Sources & further reading
- MeDirect Belgium tariff effective 1 July 2026 MeDirect Belgium — MeSolo · Accessed 27 Oct 2026
- MeDirect Belgium CEO: permanent ETF pricing and July 2026 share-fee reduction MeDirect Belgium — MeSolo · Accessed 27 Oct 2026
- MeDirect Belgium: securities-transfer eligibility, procedure, timing and reimbursement MeDirect Belgium — MeSolo · Accessed 27 Oct 2026
- MeDirect Belgium general terms: eligibility, security, dormant accounts and investments MeDirect Belgium — MeSolo · Accessed 27 Oct 2026
This profile reports dated public information, including broker-published services and terms. It does not independently test or guarantee execution, pricing or withdrawals. Inclusion is not an endorsement. Permissions and protections apply only to the named legal entity, service and client category; check the current official records and your contract.