Libertex: EU CFD accounts, Invest shares, fees and platform differences

Libertex combines its own CFD interface with MetaTrader accounts and a separate share-investing service. CFD trading and share custody operate under different agreements. This profile covers the European service operated by Indication Investments Ltd.[4][9][1]

The proprietary platform’s €20, £20, CHF20 or PLN100 figure is a minimum trade amount, not the opening deposit. The current Terms and Fees page separately lists a €100 minimum first deposit for both CFD and Invest services; Invest’s one-share minimum is an order-size requirement. Keeping these amounts separate avoids understating the funding needed to open a position.[15][16]

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The CFD range spans currencies, shares, indices, metals, energy, other commodities, ETFs and cryptocurrencies. A stock CFD creates a trading contract with the broker. In the Invest service, shares are held on the client’s behalf by the company or a custodian, potentially in pooled nominee accounts. The share-dealing agreement therefore matters as much as the common Libertex branding when choosing between the two.[6][9]

MT4 and MT5 both permit automated trading and hedging. Existing MT4 strategies use its own Expert Advisor environment; MT5 uses MQL5. The proprietary interface instead makes the trade amount and selected multiplier central to position sizing. A €100 trade amount at a multiplier of 20 represents €2,000 of underlying exposure before price movements and charges.[5][6][10]

A qualifying proprietary-platform trade using €1,000 of margin incurs up to €3 at the 0.3% adjustment rate. This margin-based charge is separate from spread, commission and overnight financing.[10]

Closing an account and leaving money behind are separate events. The current CFD fee page states that, if the remaining balance has not been withdrawn within two months after termination of the agreement, a monthly maintenance charge of €10, £10, CHF10 or PLN50 can apply. Trading statements and account closure itself are listed as free. This is distinct from the ordinary 180-day inactivity test.[16]

Published retail leverage reaches 30:1 on major currency pairs; 20:1 on other currencies, gold and major indices; 10:1 on other commodities and minor indices; 5:1 on shares and ETFs; and 2:1 on cryptocurrencies. On MT5, a 50% margin-level close-out can trigger liquidation starting with the least profitable position.[7][11]

Indication Investments is the contractual counterparty and execution venue for its CFDs. The agreement provides for segregated client money and negative balance protection; ordinary stop orders can still execute away from their requested price in fast or thin markets. Invest assets are governed by separate custody provisions. Eligible ICF claims are limited to the lower of 90% of covered claims and €20,000 per client.[8][9][14]

Withdrawal review and final arrival are separate stages. Libertex describes internal review as usually taking minutes to a few hours. After dispatch, e-wallet and card payouts can arrive within hours; card refunds typically take three to five business days, and bank transfers one to several business days. These are the company’s processing indications. Withdrawals normally return to the original funding source in the client’s name.[12][8]

Libertex’s official legal-document list provides separate CFD and Invest agreements, execution policies, a client complaints procedure and an account-closure request form. The stated service contact is [email protected] and +357 22 025 100. A withdrawal or closure request should identify the CFD or Invest account, because closing a trading relationship and realising assets held in custody are different operations.[17]

Headquarters

Limassol, Cyprus (European operating company)

Founded

1997 (group origins)