Accounts and eligibility
Sections ↑The international and European IQ Option routes have different counterparties and legal documents. Sky Ladder’s current fee policy should be read alongside its withdrawal rules; fees from that offshore agreement cannot be transferred to the separately regulated IQBroker Europe service.[7][6][8][3][2]
At a glance01
Two account routes
| Item | Published terms |
|---|---|
| International | Sky Ladder LLC, Antigua and Barbuda; iqoption.com.Source 1Source 2 |
| EEA | IQBroker Europe Ltd, formerly IQOption Europe Ltd; CySEC 247/14.Source 1Source 2 |
| Contract check | Match the accepted agreement and domain to the company; a shared brand is insufficient.Source 1Source 2 |
At a glance02
Opening amount and practice balance
| Item | Published terms |
|---|---|
| International stock-CFD page | Entry deposit from USD 10; USD 10,000 virtual demo balance.Source 5Source 3 |
| Current EEA page | Entry from USD 50; refillable EUR 10,000 practice account.Source 5Source 3 |
| Practice funds | Simulated balances are not cash available to withdraw.Source 5Source 3 |
At a glance03
International account restrictions
| Item | Published terms |
|---|---|
| Number of accounts | General terms permit one account per client.Source 7Source 4Source 3 |
| Country restrictions | The global site excludes US, Canada, EU/EEA, UK and Australia; the agreement lists additional restricted territories.Source 7Source 4Source 3 |
| EEA restriction | The EEA website additionally excludes Belgium and the US.Source 7Source 4Source 3 |
Markets and contract specifications
Sections ↑At a glance04
Contract types must remain separate
| Item | Published terms |
|---|---|
| CFDs | Price exposure through a derivative, with spread and possible financing.Source 6Source 7 |
| Binary/digital options | Expiry and payout terms govern the ticket; the fee policy lists them separately.Source 6Source 7 |
| Unleveraged crypto positions | Separate maintenance provisions apply; the word custodial does not establish control of a transferable blockchain wallet.Source 6Source 7 |
At a glance05
Current EEA market inventory
| Item | Published terms |
|---|---|
| Currencies and crypto CFDs | 55 FX pairs and 27 cryptocurrency CFDs advertised.Source 3 |
| Securities-related CFDs | 423 stocks and 29 ETFs.Source 3 |
| Other CFDs | 12 indices and 13 commodities; counts are a dated website snapshot, not a guarantee of instrument availability.Source 3 |
At a glance06
International stock and valuation exposure
| Item | Published terms |
|---|---|
| Stocks | The page advertises 300+ stock CFDs and leverage up to 1:20.Source 5 |
| Private-company instruments | It markets perpetual contracts on implied private-company valuations.Source 5 |
| Ownership boundary | These products do not confer shares, voting rights or direct access to a future public offering.Source 5 |
Spreads, commissions and account charges
Sections ↑At a glance07
Global spread and overnight financing
| Item | Published terms |
|---|---|
| Spread | Variable by instrument and market conditions.Source 6 |
| Published overnight range | Policy permits 0.01%–0.5% of position face value, exceptionally up to 1.7%.Source 6 |
| Weekend convention | Friday triple financing is listed for FX, stocks, ETFs, commodities and indices; do not assume every crypto contract has the same convention.Source 6 |
At a glance08
Dormancy rules
| Item | Published terms |
|---|---|
| Trigger | 90 days without qualifying trading/financial activity; logging in does not reset the test.Source 6 |
| Charge | EUR 10 monthly, or account-currency equivalent, while funds are available.Source 6 |
| Low balances | The policy permits a smaller final deduction and closure.Source 6 |
At a glance09
Standard versus expedited withdrawals
| Item | Published terms |
|---|---|
| Standard | 2%, beginning with the second withdrawal in a calendar month.Source 6Source 10 |
| Expedited | 5%, also subject to the first-monthly-withdrawal exemption; excludes card refunds and bank transfers.Source 6Source 10 |
| Policy basis | The company reserves discretion to apply these schedules. Its blog instead says no internal withdrawal fee, so the public statements are inconsistent.Source 6Source 10 |
At a glance10
Selected withdrawal-fee bounds
At a glance11
Additional payment costs
| Item | Published terms |
|---|---|
| Currency conversion | Up to 4% on a deposit or withdrawal converted between payment and account currency.Source 6Source 10 |
| Fair-use provision | Substantial withdrawal without genuine trading can incur transaction costs plus an administrative deduction up to 5%.Source 6Source 10 |
| Third parties | Provider/bank charges can also affect the amount received.Source 6Source 10 |
At a glance12
Long-held unleveraged crypto: conflicting maximum
| Item | Published terms |
|---|---|
| Published progression | 0.25% at three months, 0.5% at six, 0.75% at nine and 1% at twelve, increasing thereafter.Source 7Source 6 |
| At eighteen months onward | General terms show 2.5%; General Fees shows 3%.Source 7Source 6 |
| Applicability | The terms address unleveraged open crypto positions. The conflict needs an account-specific fee confirmation; neither rate is presented as a universal daily charge.Source 7Source 6 |
At a glance13
Swap-free account purchase
| Item | Published terms |
|---|---|
| Activation | One-time non-refundable amount displayed when opening; deducted from real cash.Source 9 |
| Ongoing costs | Other spreads and commissions remain; the client cannot deactivate for a refund.Source 9 |
| Broker revocation | If the firm revokes within fourteen days of creation, the purchase amount is refunded under the stated exception.Source 9 |
Platforms, execution and margin
Sections ↑At a glance14
Trading interfaces
| Item | Published terms |
|---|---|
| Global | Proprietary web/desktop/mobile platform; custom indicators and signal tools are advertised.Source 4Source 3 |
| EEA | Web, Windows and mobile apps are advertised.Source 4Source 3 |
| Order authority | The presence of indicators or charts does not grant an outside service trading or withdrawal authority.Source 4Source 3 |
At a glance15
Execution and options cancellation
| Item | Published terms |
|---|---|
| Counterparty model | The global agreement allows market-maker principal dealing and transmission of some orders.Source 7 |
| Three-second cancellation | Conditional on unchanged price and the applicable platform terms.Source 7 |
| Later buyout | May be offered, with terms/costs shown on the platform; it is not a guaranteed exit facility.Source 7 |
At a glance16
Leverage belongs to the instrument and route
| Item | Published terms |
|---|---|
| EEA headline | Up to 1:30.Source 3Source 5Source 6 |
| International stocks | Up to 1:20 on the stock-CFD page.Source 3Source 5Source 6 |
| Meaning | An option stake, a CFD margin amount and full position notional are distinct quantities; one advertised ratio cannot describe all three.Source 3Source 5Source 6 |
Deposits and withdrawals
Sections ↑At a glance17
Withdrawal procedure and status
At a glance18
Separate company processing from payment transit
| Item | Published terms |
|---|---|
| Standard target | Three business days.Source 8Source 10 |
| Expedited target | One business day; exceptions and additional verification can extend processing.Source 8Source 10 |
| Provider transit | The blog quotes up to 21 business days for cards and usually one to five for bank transfers; these are not same-day payout promises.Source 8Source 10 |
At a glance19
Return-to-source priorities
| Item | Published terms |
|---|---|
| Original method | Normally required; an alternative can be selected if return is technically impossible.Source 8 |
| Bank cards | Priority refunds, capped by eligible deposits over the stated 180-day period.Source 8 |
| Boleto | Policy requires a 72-hour wait before requesting withdrawal.Source 8 |
At a glance20
Verification and minimums
| Item | Published terms |
|---|---|
| Minimum amount | The contract defers to provider/technical minimums; the blog’s USD 2 headline is not universal.Source 8Source 10 |
| Risk review | Suspicion of fraud, money laundering or contractual abuse can delay/cancel withdrawals and require extra documents.Source 8Source 10 |
Legal entities and client protection
Sections ↑At a glance21
Cyprus authorisation and approved domains
| Item | Published terms |
|---|---|
| Licensed entity | IQBroker Europe Ltd; company 327751; licence granted 30 July 2014.Source 2Source 1 |
| CySEC-approved sites | eu.iqoption.com, quadcodemarkets.com and iqbroker.eu.Source 2Source 1 |
| Global boundary | The regulator record does not make Sky Ladder LLC a Cyprus investment firm.Source 2Source 1 |
At a glance22
International corporate and money disclosures
| Item | Published terms |
|---|---|
| Company | Sky Ladder LLC, Antigua and Barbuda ILLC 004.Source 1Source 7 |
| Safeguarding claim | The site describes segregated bank accounts; this is not a guarantee against trading loss.Source 1Source 7 |
| Government permission | The incorporation number is not presented as an independently verified investment-services licence.Source 1Source 7 |
At a glance23
Financial Commission membership is now current
| Item | Published terms |
|---|---|
| Effective date | 30 September 2026; announced 19 October 2026.Source 11Source 12 |
| Published fund ceiling | EUR 20,000 per client, subject to the private body’s complaint and compensation rules.Source 11Source 12 |
| Nature | Private external dispute resolution; distinct from CySEC regulation and statutory deposit/investment insurance.Source 11Source 12 |
At a glance24
Execution audit scope
Support and complaints
Sections ↑At a glance25
International contact and escalation
| Item | Published terms |
|---|---|
| Support | [email protected].Source 7Source 11 |
| Formal complaint | [email protected].Source 7Source 11 |
| Response provision | Fourteen days after acknowledgement, extendable with notification; unresolved matters can be referred to the Financial Commission.Source 7Source 11 |
At a glance26
EEA contact channels
| Item | Published terms |
|---|---|
| Service enquiries | [email protected].Source 3Source 2 |
| Formal complaints | [email protected].Source 3Source 2 |
| Regulator-listed compliance | [email protected]; +357 25 281 641.Source 3Source 2 |
Research, automation and managed services
Sections ↑At a glance27
Analysis and education tools
| Item | Published terms |
|---|---|
| Global platform | Custom script indicators, live strategy signals, webinars and themed chats.Source 4Source 3 |
| EEA platform | News, economic calendars and more than 100 indicators/widgets advertised.Source 4Source 3 |
| Use | These are tools and information; automated signals do not establish discretionary portfolio management.Source 4Source 3 |
At a glance28
AI chatbot has an express contractual boundary
| Item | Published terms |
|---|---|
| Purpose | General account/platform information, not legal or financial advice.Source 7 |
| Accuracy | The agreement warns of outdated or incorrect answers and asks users to verify consequential information.Source 7 |
| Authority | The chatbot clause does not authorise it to trade or withdraw for the user.Source 7 |
At a glance29
Bonus and VIP marketing
| Item | Published terms |
|---|---|
| Global promotions | Deposit/no-deposit incentives, risk-free-trade promotions and VIP benefits appear on the homepage.Source 4Source 7 |
| Cashability | No universal cashable bonus or guaranteed enhanced return follows from these labels; each offer requires its own accepted rules.Source 4Source 7 |
| Fair-use sanctions | The contract allows restrictions and forfeiture for misuse of promotions or payment systems.Source 4Source 7 |
Company identity and operating history
Sections ↑At a glance30
Legal names and addresses
| Item | Published terms |
|---|---|
| Cyprus | IQBroker Europe Ltd, formerly IQOption Europe Ltd; 82nd Road 4, Kato Polemidia, Limassol 4153.Source 2Source 1 |
| Antigua and Barbuda | Sky Ladder LLC; The Colony House, 41 Nevis Street, Saint John’s.Source 2Source 1 |
| No assumed migration | A company-name change in Cyprus does not demonstrate transfer of an offshore client’s rights to that company.Source 2Source 1 |
At a glance31
Current-policy versus legacy-document scope
| Item | Published terms |
|---|---|
| Global fee policy | Names Sky Ladder LLC expressly and is linked from the current legal navigation.Source 6Source 13Source 7Source 10 |
| EEA fee page | The operative current fee text was not rendered; the old IQOption Europe PDF is not used as a universal current tariff.Source 6Source 13Source 7Source 10 |
| Contract conflict | The global crypto-maintenance maximum and withdrawal blog conflict remain material account-specific questions.Source 6Source 13Source 7Source 10 |
Legal entities & licences
These are source-dated records, not a blanket assessment of the broker. Read each issuer, identifier, status and scope together.
IQBroker Europe Ltd
| Issuer & identifier | Recorded status | Date & scope |
|---|---|---|
| Cyprus Securities and Exchange Commission247/14 | Authorised | Checked 27 Oct 2026Source 2 |
Sky Ladder LLC
No separate licence entry is recorded in this panel.
Additional information
Sections ↑At a glance32
Standard withdrawal illustration
| Item | Published terms |
|---|---|
| Assumptions | Second USD withdrawal of the calendar month; standard tariff applied; no conversion or other deductions.Source 6 |
| USD 500 request | 2% = USD 10.Source 6 |
| USD 5,000 request | 2% would be USD 100, limited to the displayed USD 30 maximum under that schedule.Source 6 |
At a glance33
Margin arithmetic using the EEA page
| Item | Published terms |
|---|---|
| Published illustration | USD 20 at 30 times leverage controls USD 600.Source 3 |
| A 1% underlying move | Approximately USD 6 before spread/financing, equal to 30% of the illustrative margin.Source 3 |
| Scope | This arithmetic does not describe a binary-option payout or guarantee a stop-out price.Source 3 |
Sources & further reading
- Company regulation and entity-specific customer route IQ Option · Accessed 27 Oct 2026
- CySEC register: IQBroker Europe Ltd, 247/14 and approved domains CySEC · Accessed 27 Oct 2026
- IQBroker Europe: current EEA offer IQ Option · Accessed 27 Oct 2026
- IQ Option international platform IQ Option · Accessed 27 Oct 2026
- International stock CFDs and private-company valuation instruments IQ Option · Accessed 27 Oct 2026
- Sky Ladder LLC: General Fees Policy IQ Option · Accessed 27 Oct 2026
- Sky Ladder LLC: General Terms and Conditions IQ Option · Accessed 27 Oct 2026
- Current international Withdrawal Policy IQ Option · Accessed 27 Oct 2026
- Islamic account terms IQ Option · Accessed 27 Oct 2026
- Withdrawal guide, updated 27 February 2026 IQ Option · Accessed 27 Oct 2026
- Financial Commission: IQ Option current member page Financial Commission · Accessed 27 Oct 2026
- IQ Option membership announcement, 19 October 2026 Financial Commission · Accessed 27 Oct 2026
- IQBroker Europe fee-policy page IQ Option · Accessed 27 Oct 2026
This profile reports dated public information, including broker-published services and terms. It does not independently test or guarantee execution, pricing or withdrawals. Inclusion is not an endorsement. Permissions and protections apply only to the named legal entity, service and client category; check the current official records and your contract.