Accounts & headline costs
Sections ↑interactive investor is a UK flat-fee investment platform whose Core, Plus and Premium plans package a Trading Account, Stocks and Shares ISA and personal pension under one monthly charge. The choice is therefore not simply which account to open: the plan changes portfolio limits, dealing charges, foreign-exchange rates, family access and the treatment of advanced trading.[2][1]
The standard platform and ii360 should be treated as connected but distinct services. ii360 has its own trading and foreign-exchange schedule and uses Interactive Brokers for execution and clearing; Premium’s free trades and standard dealing prices do not automatically transfer into that account.[4][5]
Broker essentials01
interactive investor at a glance
| Measure | Value | Context |
|---|---|---|
| Contracting investment firm | Interactive Investor Services Limited | FCA firm reference 141282.Source 7 |
| Ownership | Part of Aberdeen Group | The acquisition completed in May 2022.Source 6 |
| Standard price plans | Core, Plus and Premium | Monthly flat fees rather than a percentage platform charge.Source 2Source 1 |
| Account wrappers | Trading Account, ISA and SIPP | Junior ISA and family arrangements depend on plan.Source 1 |
| Advanced route | ii360 | Separate advanced-investing account with its own charges.Source 4Source 5 |
Account comparison02
Monthly plans and account scope
| Plan | Monthly fee | Portfolio/account boundary |
|---|---|---|
| Core | £5.99 | Up to £100,000; core Trading Account, ISA and SIPP accessSource 2Source 1 |
| Plus | £14.99 | No portfolio limit; Junior ISA and up to five fee-free family membersSource 2Source 1 |
| Premium | £39.99 | No portfolio limit; unlimited eligible family members, free Business Account and ii360Source 1Source 3 |
Platforms & products03
ii360 access and charging
| Item | Core or Plus | Premium |
|---|---|---|
| Platform fee | £20 a month add-on | Included in the £39.99 Premium planSource 4Source 5 |
| FX | 0.25%; minimum US$2 on a manually placed conversion | Same ii360 scheduleSource 5 |
| Execution and clearing | Interactive Brokers provides these services | Interactive Brokers provides these servicesSource 5 |
| Standard free trades | Do not apply to ii360 | Premium free trades do not apply to ii360Source 4 |
Account comparison04
Accounts and ownership use cases
| Account | Main role | Important condition |
|---|---|---|
| Trading Account | Taxable investment account | Tax depends on the investor’s circumstancesSource 1 |
| Stocks and Shares ISA | UK tax wrapper | Annual subscription and transfer rules applySource 1 |
| Personal Pension (SIPP) | Retirement investing | Access and withdrawals follow pension rulesSource 1 |
| Junior ISA | Investing for a child | Available on Plus and Premium, not CoreSource 1 |
| Business Account | Company investing | Free with Premium; otherwise separately pricedSource 3 |
Products & platforms
Sections ↑Platforms & products05
Products, tools and evidence to check
| Area | What ii provides | What remains separate |
|---|---|---|
| Investment range | Shares, funds, ETFs, investment trusts and other eligible securities | Each security carries its own costs and market riskSource 1 |
| Research and voting | Research, insights and shareholder-voting facilities | Availability can vary by security and accountSource 1 |
| ii360 tools | Real-time market data, charting and broader advanced-trading tools | Separate application, charges and execution structureSource 4 |
| Advice | ii Advice available at separate prices | Personal advice is not included merely by opening a self-directed accountSource 3 |
Fees & holding costs
Sections ↑Pricing & charges06
Standard-platform dealing and FX charges
| Plan | UK/US and fund dealing | Other international and FX |
|---|---|---|
| Core | £3.99 for UK/US shares and funds | £9.99 other international; 0.75% FXSource 2 |
| Plus | £3.99 UK/US; £1.49 funds; one free monthly trade | £7.99 other international; 0.75% FX up to £50,000 and 0.25% aboveSource 2 |
| Premium | £2.99 UK/US; fund trades free; ten free monthly trades | £5.99 other international; 0.25% FXSource 1Source 3 |
Deposits, withdrawals & transfers
Sections ↑Cash withdrawals use a nominated bank account and depend on settlement rather than the portfolio valuation. The standard account withdrawal procedure and ii360 are separate services; the times below describe the standard ii route.[9]
Account comparison07
Standard-platform withdrawal and transfer mechanics
| Area | Published position | Practical detail |
|---|---|---|
| Ordinary withdrawal before 2pm | Usually received by the next working day | Requests after 2pm normally take two working days; selling investments adds settlement time first.Source 10 |
| New uninvested deposits | A £1,000-or-more deposit can be subject to a 30-day withdrawal wait | The withdrawal help page applies this condition when the newly added cash has not been invested.Source 9 |
| Urgent withdrawal | £15 published service charge | Use the urgent cash-withdrawal option; bank cut-offs and checks still apply.Source 11 |
| Transfer into ii | Cash or eligible existing investments | An in-specie transfer moves the securities; cash transfer requires liquidation at the old provider.Source 12 |
| Multi-currency balances | Trading Account and SIPP support multiple currencies | This does not mean an ISA can hold the same foreign-currency cash balances.Source 13 |
Keeping securities invested during an in-specie transfer avoids a forced cash interval, but it does not fix their price. Market exposure continues while the transfer is processed. Whether a security can move depends on acceptance by the receiving account and completion by the delivering provider.[12]
Protection & regulation
Sections ↑Key numbers08
Protection and legal boundaries
| Measure | Value | Context |
|---|---|---|
| FCA status | Firm reference 141282 | Interactive Investor Services Limited is the investment firm for the standard service.Source 7 |
| FSCS investment limit | Up to £85,000 for an eligible claim | The scheme concerns firm failure and protected claims, not investment losses.Source 8 |
| ii360 execution firm | Interactive Brokers | Execution and clearing are provided by a separate firm for the advanced account.Source 5 |
| Parent ownership | Aberdeen Group | Ownership does not merge every group product, licence or liability.Source 6 |
- Headquarters
- Leeds, United Kingdom — part of Aberdeen Group
- Founded
- 1995
Legal entities & licences
These are source-dated records, not a blanket assessment of the broker. Read each issuer, identifier, status and scope together.
Interactive Investor Services Limited
| Issuer & identifier | Recorded status | Date & scope |
|---|---|---|
| Financial Conduct Authority141282 | Registered | Checked 10 Oct 2026Current FCA firm record for the UK investment firm.Source 7 |
Opening an account & support
Sections ↑Account comparison09
Official support and escalation contacts
| Area | Published position | Practical detail |
|---|---|---|
| UK customer contact centre | 0345 607 6001 | Published weekday hours: 7:45am–5:30pm GMT; bank holidays excluded.Source 14 |
| Calling from overseas | +44 113 346 2309 | Use the official contact route for account administration and access issues.Source 14 |
| International trading support | 5:30pm–9:00pm GMT Monday–Friday | The contact page distinguishes this later dealing-support period from the general contact centre.Source 14 |
| Written correspondence | 4th Floor, 3 South Brook Street, Leeds LS10 1FT | The official contact page accepts returned account forms at this address.Source 14 |
The official location/contact page links the complaint process separately from routine account enquiries. Retain the transaction date, order reference and correspondence when raising an operational issue; the named support route does not itself promise an execution price or a successful cancellation.[15]
Additional services
Sections ↑Key numbers10
Family and relationship mechanics
| Measure | Value | Context |
|---|---|---|
| Plus family benefit | Up to five fee-free family members | Family members receive the applicable Plus rates subject to ii’s conditions.Source 2 |
| Premium family benefit | Unlimited eligible family members | Each can hold up to £250,000 across eligible ii accounts under the published benefit.Source 1Source 3 |
| Family linking | View and trade with authority | Access depends on the account holder’s permission and ii’s controls.Source 1 |
| Regular investing | Free on the standard platform | The selected investment and account must support the service.Source 1 |
Additional Information
Sections ↑Sources & further reading
- ii Premium pricing and included benefits interactive investor · Accessed 10 Oct 2026
- interactive investor launches Core, Plus and Premium pricing interactive investor · 8 Dec 2025 · Accessed 10 Oct 2026
- interactive investor enhances Premium price plan interactive investor · 6 Oct 2026 · Accessed 10 Oct 2026
- ii360 advanced investing platform interactive investor · Accessed 10 Oct 2026
- ii360 rates and charges interactive investor · Accessed 10 Oct 2026
- Our ownership interactive investor · Accessed 10 Oct 2026
- Interactive Investor Services Limited — FCA firm reference 141282 Financial Conduct Authority · Accessed 10 Oct 2026
- Investment protection Financial Services Compensation Scheme · Accessed 10 Oct 2026
- Withdrawing money from a standard ii account interactive investor · Accessed 15 Oct 2026
- ISA funding and withdrawal timing interactive investor · Accessed 15 Oct 2026
- Urgent cash withdrawals interactive investor · Accessed 15 Oct 2026
- Transferring investments to ii interactive investor · Accessed 15 Oct 2026
- Current ii charges and multi-currency account scope interactive investor · Accessed 15 Oct 2026
- Contact centre and international-trading support interactive investor · Accessed 15 Oct 2026
- Official address, identity checks and complaint link interactive investor · Accessed 15 Oct 2026
This profile reports dated public information, including broker-published services and terms. It does not independently test or guarantee execution, pricing or withdrawals. Inclusion is not an endorsement. Permissions and protections apply only to the named legal entity, service and client category; check the current official records and your contract.