Accounts & headline costs
Sections ↑Geojit’s current stock-broking and depository service is identified on its mandatory-information pages as Geojit Investments Limited, while related advisory, distribution and portfolio businesses can use other Geojit entities. The account, brokerage plan, demat type and activated market segments determine the customer’s charges and rights.[3][10]
Account and service routes at a glance
| Account / route | Customer and legal scope | Principal condition |
|---|---|---|
| Resident trading and demat account | Individual investors using Geojit Investments Limited | KYC, bank, nominee and segment activation rules apply.Source 3Source 10 |
| BSDA demat account | Eligible individual with holdings within regulatory thresholds | AMC and DP transaction caps differ from a regular demat account.Source 3Source 10 |
| Regular demat account | Customers outside BSDA conditions or choosing regular service | Annual and transaction charges follow the chosen scheme.Source 3Source 10 |
| MTF-enabled account | Resident client with PoA/DDPI and approved securities | Financing, pledge, margin and forced-liquidation terms apply.Source 3Source 10 |
Headline charges and what they cover
| Item | Published basis | Important scope |
|---|---|---|
| Account opening | Published at nil for the digital demat/trading route | Statutory, brokerage, DP and product charges remain.Source 2 |
| Online cash equities | Delivery 0.30%; intraday 0.03% in the displayed standard/GInvest Max tariff | Other plans and minimums differ.Source 1 |
| Futures/options | Lot or order-based slabs tied to cash-margin bands | Exchange, tax and margin charges remain.Source 1 |
| Regular demat AMC | ₹700 yearly under Scheme A or ₹2,500 for six years under Scheme B | Corporate and BSDA treatment differs.Source 6 |
| BSDA AMC | Nil through ₹4 lakh; ₹100 from ₹4,00,001 through ₹10 lakh; regular tariff above ₹10 lakh | BSDA eligibility also applies.Source 5Source 6 |
Selected online plan rates
| Item | Details |
|---|---|
| GInvest Max delivery / intraday | 0.30% / 0.03%.Source 1 |
| GInvest Max equity futures / options | 0.01% / ₹50 per lot.Source 1 |
| GTrade Max intraday cash | Lower of ₹20 per executed order or 0.03%; delivery remains 0.30%.Source 1 |
| GTrade Max derivatives | Use the detailed lot-volume schedule: its futures headline and slab table are inconsistent.Source 1 |
Products & platforms
Sections ↑Geojit offers exchange trading, demat custody, mutual funds and related investment services. The FLIP platform can support cash, derivatives and MTF only when the relevant account and segment have been activated.[4][8][3]
Products and account boundaries
| Product route | Published scope | Boundary |
|---|---|---|
| Equity cash | Delivery and intraday exchange orders | Brokerage plan, settlement and DP debit charges apply.Source 1 |
| Futures and options | Activated NSE/BSE/commodity derivatives segments | Margin, expiry and contract-specific risks apply.Source 1Source 3 |
| MTF | Selected Group 1 shares published by Geojit | Resident status, DDPI/PoA, pledge and financing terms apply.Source 8 |
| Funds and other services | Distribution, advisory or portfolio services through the relevant Geojit entity | Do not infer that every group product sits in the broker account.Source 10Source 3 |
Fees & holding costs
Sections ↑Brokerage must be combined with exchange/statutory charges, GST, DP debit fees, AMC, pledge/MTF costs and physical-service charges. A low percentage brokerage does not cap a per-certificate dematerialisation or transfer cost.[1][5][6][7]
Cost layers beyond the headline
| Cost layer | When it applies | Why it matters |
|---|---|---|
| DP sale debit | Securities leave the demat account after a sale | BSDA/RSDA percentage, minimum and cap apply.Source 5Source 6 |
| Off-market transfer | Securities move outside the normal Geojit trade settlement | Receiving-broker and transaction-value rules change the charge.Source 5Source 6 |
| Demat/remat | Paper certificate converted or rematerialised | Per-certificate, minimum and courier charges apply.Source 7 |
| MTF interest and pledge | Broker-funded position remains open | Brokerage is only a small part of leveraged holding cost.Source 8 |
| Plan/segment charges | F&O lot/order slab or cash percentage applies | One tariff cannot be applied to every segment.Source 1 |
Demat debits and collateral events
| Item | Details |
|---|---|
| Sale through Geojit | 0.02%, minimum ₹30 and maximum ₹75.Source 5Source 6 |
| Sale through another broker | 0.03%, minimum ₹75.Source 5Source 6 |
| Off-market transfer within Geojit | 0.02%, minimum ₹20 and maximum ₹100.Source 5Source 6 |
| Margin pledge / release / invocation | ₹10 per scrip.Source 5Source 6 |
| MTF pledge | ₹30 per scrip.Source 5Source 6 |
| Tax basis | Published DP charges exclude applicable taxes.Source 5Source 6 |
Execution & trading rules
Sections ↑Platform and order controls
| Route / control | Published capability | Operational limit |
|---|---|---|
| FLIP web | Order entry, market data, positions and account controls | Browser/session connectivity and activated products apply.Source 4 |
| FLIP mobile | Mobile trading with biometric or TOTP 2FA | Biometric cannot cover every multi-account device arrangement.Source 9 |
| MyGeojit | Profile, reports, activations and service requests | Some changes take effect later or require documents.Source 8Source 9 |
| MTF order type | Select MTF for approved securities after activation | Group-1 eligibility and risk controls can change.Source 8 |
Orders remain subject to exchange hours, price bands, margin and system status. Enabling MTF changes the financing and collateral relationship; it does not change a market order into a guaranteed-price instruction.[4][8]
Deposits, withdrawals & transfers
Sections ↑Cash funding and withdrawal lifecycle
| Stage | Published route | Constraint |
|---|---|---|
| Pay-in from registered bank | Supported transfer route to the trading ledger | Third-party funds and cut-off rules can delay use.Source 10 |
| Payout | Withdrawal of free settled cash to the registered bank | Margin, open orders and settlement blocks reduce availability.Source 10 |
| MTF cash/collateral | Cash and pledged securities support financed trades | Shortfalls can create interest, calls or liquidation.Source 8 |
Moving an existing portfolio
| Transfer type | Published treatment | Material consequence |
|---|---|---|
| Broker sale settlement | DP debit after an exchange sale | The DP charge is distinct from brokerage.Source 5Source 6 |
| Off-market / other-broker transfer | Instruction to another demat account | Different percentage/minimum terms apply when receiver is not Geojit.Source 5Source 6 |
| Demat/remat | Physical and electronic form conversion | Certificate and courier charges plus processing time apply.Source 7 |
Trading margin, ledger cash and bank-withdrawable cash must be reconciled. Demat transfers move securities, not acquisition-cost tax advice, and a pledged security cannot be treated as freely transferable until the pledge is released.[10][8][6]
Protection & regulation
Sections ↑Protection chain
| Layer | Published position | What it does not mean |
|---|---|---|
| Stock broker/DP | Geojit Investments Limited under current SEBI and depository registrations | Group reputation is not a guarantee of value.Source 3 |
| Depository | NSDL/CDSL beneficial-owner records under the DP relationship | A depository record does not prevent a valid pledge or debit.Source 3 |
| Exchange mechanisms | Investor grievance and protection arrangements under exchange rules | Coverage is event-specific and not ordinary market-loss insurance.Source 10 |
| SCORES/ODR | SEBI complaint facilitation and online dispute process after the entity stage | A complaint filing does not establish liability or compensation.Source 10Source 11 |
Use the current broker registration, DP identification and product entity. Geojit group pages can list advisory, PMS, distribution and insurance registrations that do not automatically govern the stock-broker account.[3][10]
Opening an account & support
Sections ↑Opening, service and escalation
| Route | Use | Boundary |
|---|---|---|
| Account opening | Digital KYC and document process with zero opening charge | Approval and segment activation remain conditional.Source 2 |
| Customer service | Published service email and telephone channels | Account-specific action requires authentication.Source 10 |
| Security recovery | TOTP can be disabled and re-enabled through controlled steps | Lost access and bank/profile changes can require stronger checks.Source 9 |
| Complaint escalation | Broker grievance contact, exchange, SCORES and ODR | Use the route corresponding to trading, DP or another service.Source 10Source 11 |
Telephone and app support
| Contact | Published number or route | Service scope |
|---|---|---|
| Customer service | 0484 6193200 | Published customer-care number.Source 3 |
Support and complaint contacts
A security reset is not the same as releasing cash. Preserve the reset confirmation, changed-device records, order IDs and payout request. A broker can apply additional verification before sensitive actions after account recovery.[9][10]
Additional services
Sections ↑Distinctive services
| Service | Function | Condition |
|---|---|---|
| MTF | Broker-funded purchase of approved shares | Only specified clients and securities qualify; interest and collateral rules apply.Source 8 |
| FLIP 2FA choices | TOTP, OTP or biometric access | The available method depends on device/account configuration.Source 9 |
| Reports and tax records | Account statements, P&L and other records | Physical copies can carry a fee; reports are not personalised tax advice.Source 1Source 6 |
Activating MTF
| Item | Details |
|---|---|
| Individual route | MyGeojit → Profile → Activables → MTF Registration; activation is described as the next trading day.Source 8 |
| Eligibility | Resident clients; PoA or DDPI, approved NSE Group 1 securities and Geojit’s eligible list.Source 8 |
| Other entities | HUF and non-individual applications use the branch route.Source 8 |
Geojit’s wider group also offers research, advice, PMS and distribution. Those services can have different contracts and registrations from execution-only broking.[3][10]
Company background
Sections ↑Geojit at a glance
| Measure | Value | Context |
|---|---|---|
| Contracting entity | Geojit Investments Limited | Source 3 |
| Primary jurisdiction | India | Source 3 |
| Headquarters | Kochi, Kerala, India | Source 3 |
| Founded / lineage | 1987 group lineage; current broker registration dated 18 July 2024 | Source 6 |
| Platforms | FLIP web; FLIP mobile; MyGeojit | Source 4Source 9 |
Company and service boundaries
Current broker and depository identity
| Item | Details |
|---|---|
| Stock broker | Geojit Investments Limited: INZ000318938, registration dated 18 July 2024.Source 3Source 6 |
| Depository participant | IN-DP-781-2024, dated 4 November 2024.Source 3Source 6 |
| Registered office | 34/659-P, Civil Line Road, Padivattom, Kochi 682024.Source 3Source 6 |
- Headquarters
- Kochi, Kerala, India
- Founded
- 1987 group lineage; current broker registration dated 18 July 2024
Legal entities & licences
These are source-dated records, not a blanket assessment of the broker. Read each issuer, identifier, status and scope together.
Geojit Investments Limited
No separate licence entry is recorded in this panel.
Additional information
Sections ↑Practical checks before using the service
| Question | Why it changes the result |
|---|---|
| Which Geojit entity is contracted? | It determines the registration and complaint route.Source 3 |
| Is the demat account BSDA or regular? | AMC and DP transaction charges differ.Source 5Source 6 |
| What brokerage plan applies? | Displayed average or slab figures do not replace the accepted tariff.Source 1 |
| Is MTF active and collateral pledged? | Financing and liquidation risks change the account.Source 8 |
| Can TOTP/biometric be recovered securely? | Access recovery can affect urgent trading and withdrawals.Source 9 |
Sources & further reading
- Brokerage charges and plans Geojit · Accessed 29 Oct 2026
- Free demat and trading account opening Geojit · Accessed 16 Oct 2026
- Current broker/DP registration details Geojit · Accessed 29 Oct 2026
- FLIP trading platform Geojit · Accessed 16 Oct 2026
- BSDA AMC and transaction charges Geojit Support · Accessed 29 Oct 2026
- Individual account-opening kit: registrations and demat tariffs, pages 2 and 26–27 Geojit · Accessed 29 Oct 2026
- Dematerialisation and rematerialisation charges Geojit Support · Accessed 16 Oct 2026
- MTF activation and scope Geojit Support · Accessed 29 Oct 2026
- TOTP recovery and disable procedure Geojit Support · Accessed 16 Oct 2026
- Investor charter and grievance contacts Geojit · Accessed 16 Oct 2026
- SEBI SCORES complaint system Securities and Exchange Board of India · Accessed 16 Oct 2026
This profile reports dated public information, including broker-published services and terms. It does not independently test or guarantee execution, pricing or withdrawals. Inclusion is not an endorsement. Permissions and protections apply only to the named legal entity, service and client category; check the current official records and your contract.