FXCess offers spread-inclusive Classic and commission-based ECN trading through Notesco (BVI) Limited. Its current linked terms contain title-transfer collateral provisions that materially affect ownership of deposited funds; the legal agreement deserves as much attention as the low opening deposit.[2][9][8]
Accounts and opening requirements
Sections ↑Account comparison01
Classic and ECN: current published account page
| Feature | Classic | ECN |
|---|---|---|
| Minimum spread | Main table: 1.6 pips; later block: 0.5 pips. Internal conflict. | From 0.0 pips.Source 2 |
| Dealing commission | None advertised. | USD 4.50 per lot round turn.Source 2 |
| Minimum deposit | USD 10. | USD 10.Source 2 |
| Minimum size / FX lot | 0.01 lot / 100,000 units. | 0.01 lot / 100,000 units.Source 2 |
| Headline maximum leverage | 1:1,000. | 1:500.Source 2 |
| Swap-free / bonus | Available / available. | Neither offered.Source 2 |
| Account currencies | EUR, GBP, JPY, USD, NGN; later block also lists IDR. | EUR, GBP, JPY, USD, NGN.Source 2 |
Markets and contract scope
Sections ↑At a glance02
Advertised markets and contract scope
| Class | Contract and verification point |
|---|---|
| Foreign exchange | Leveraged major, minor and other currency-pair CFDs; no physical delivery impliedSource 3Source 4Source 1 |
| Metals | Gold and silver-type CFDs; check quote currency and contract unitsSource 3Source 4Source 1 |
| Energy | Oil-type contracts may be cash- or expiry-linked and involve rollover adjustmentsSource 3Source 4Source 1 |
| Equity indices | Stock-market benchmark CFDs; constituent shares are not ownedSource 3Source 4Source 1 |
| Individual stocks and futures | Check whether the selected item is a share CFD or futures-referenced CFDSource 3Source 4Source 1 |
| Instrument count | Help centre indicates 200+; other marketing pages use a higher figureSource 3Source 4Source 1 |
| Market access | Live MT4 Market Watch and contract specification determine what this account can tradeSource 3Source 4Source 1 |
Trading costs and account charges
Sections ↑At a glance03
Charge component and interpretation
| Item | Treatment |
|---|---|
| Classic FX dealing | Spread-inclusive headline; published commission-free FX wordingSource 2Source 7Source 1 |
| ECN FX dealing | USD 4.50 per lot round turn plus live floating spreadSource 2Source 7Source 1 |
| ECN round trip at one standard lot | USD 4.50 commission before spread, conversion, execution or holding chargesSource 2Source 7Source 1 |
| Overnight holding | Symbol- and direction-specific swap/financing; check current MT4 specificationSource 2Source 7Source 1 |
| Weekend/holiday exposure | Special rollover days and market closures can change the charged periodSource 2Source 7Source 1 |
| Equity/index CFDs | Not necessarily charged or financed in the same way as spot FXSource 2Source 7Source 1 |
| Dormancy | Current contract distinguishes 90-day low-balance archiving and longer unclaimed balances; no fixed recurring inactivity tariff is establishedSource 2Source 7Source 1 |
At a glance04
Idle cash and low-balance lifecycle
| Trigger | Terms §16 |
|---|---|
| Cash interest | None payable.Source 9 |
| 90 days without funding/trading; balance ≤1 cent | Account archived; residual amount may be deducted.Source 9 |
| No movement for at least three years; client untraceable | Recorded balance may be released after reasonable tracing efforts.Source 9 |
Platforms, orders and margin controls
Sections ↑Specifications05
Account margin and liquidation: contract §9
Specifications06
New positions during restricted periods
| Period or instrument | Contract §9.3 |
|---|---|
| Window | Friday 21:00–24:00 server time, weekends and occasionally ahead of major releases.Source 9 |
| FX / gold / other instruments | FX maximum 1:100; gold margin 8× normal; other instruments 4×.Source 9 |
| Scope | Applies to new positions in these periods; positions opened outside them remain unaffected by this rule.Source 9 |
Deposits, withdrawals and settlement
Sections ↑At a glance07
Money movement workflow
| Step | Published treatment / unresolved condition |
|---|---|
| Identity verification | Account/KYC approval required before full withdrawal eligibilitySource 5Source 6Source 7Source 1 |
| Initial deposit | Card and bank-wire methods are described; selection varies by countrySource 5Source 6Source 7Source 1 |
| Deposit currencies | USD, EUR, GBP and JPY appear on regional funding guidanceSource 5Source 6Source 7Source 1 |
| Wire deposit timing | Guidance indicates banking transfers can take 2–5 business daysSource 5Source 6Source 7Source 1 |
| Return of funded principal | Payment-source and anti-money-laundering routing rules applySource 5Source 6Source 7Source 1 |
| Withdrawal of trading profit | Broker help article specifies bank wireSource 5Source 6Source 7Source 1 |
| Bonus credit | Separate from withdrawable cash; see applicable terms and removal effectsSource 5Source 6Source 7Source 1 |
| Outgoing wire deductions | Intermediary-bank fees may affect net receipt; fixed current rate not establishedSource 5Source 6Source 7Source 1 |
Process08
Contractual withdrawal processing
Entities, permissions and safeguards
Sections ↑Entities & regulation09
BVI entity match and contractual capacity
| Evidence | Finding |
|---|---|
| Official BVI directory | Notesco (BVI) Limited appears as a regulated entity with dealing-as-agent category.Source 8Source 9 |
| Company licence reference | SIBA/L/24/1175 in the current terms.Source 8Source 9 |
| Contract execution wording | Terms also describe principal/counterparty dealing; the register category is not silently broadened here.Source 8Source 9 |
Entities & regulation10
Title-transfer collateral: current terms §16
| Issue | Contractual wording, paraphrased |
|---|---|
| Ownership | Transferred funds become company property.Source 9 |
| Safeguarding | No client-money trust or segregation under TTCA.Source 9 |
| Insolvency | Client ranks as an unsecured creditor, without claim to a specific asset.Source 9 |
| Use of collateral | Company may transfer or use funds, including for general business.Source 9 |
Support, complaints and account access
Sections ↑Process11
Formal complaint route
| Stage | Published policy |
|---|---|
| Service issue | [email protected].Source 10 |
| Compliance escalation | [email protected], from the registered email address.Source 10 |
| Compliance conflict | Representative Officer handles a complaint involving Compliance.Source 10 |
Process12
Complaint response clocks
| Milestone | Policy timing |
|---|---|
| Acknowledgment | Within five business days.Source 10 |
| Investigation | Final or holding response within eight weeks; reasons and estimate if delayed.Source 10 |
| After final response | Eight weeks to state continuing dissatisfaction before the file is treated as resolved.Source 10 |
Copy trading, incentives and trading tools
Sections ↑The website advertises Trading Central, PMAM and introducing-broker services. These are separate facilities; Classic/ECN pricing alone does not establish a portfolio-management mandate, bonus cash right or guaranteed automation uptime.[1]
Company structure and regional scope
Sections ↑FXCess is a trade name of Notesco (BVI) Limited, company 2112827. The international BVI contract, rather than a similarly named group firm, determines the customer’s rights.[9][8]
Legal entities & licences
These are source-dated records, not a blanket assessment of the broker. Read each issuer, identifier, status and scope together.
Notesco (BVI) Limited
| Issuer & identifier | Recorded status | Date & scope |
|---|---|---|
| British Virgin Islands Financial Services CommissionSIBA/L/24/1175 | Not verified | Checked 26 Oct 2026Official directory matches the firm and dealing-as-agent category; this licence number is stated in the company contract. Contract principal wording is reported separately.Source 7Source 1Source 8Source 9 |
Sources & further reading
- Broker site and jurisdiction footer FXCess · Accessed 22 Oct 2026
- Current Dutch-language account comparison and responsive account blocks FXCess · Accessed 26 Oct 2026
- Help centre: available financial markets FXCess · Accessed 22 Oct 2026
- Classic index CFD spread schedule FXCess · Accessed 22 Oct 2026
- Help centre: profit withdrawal instructions FXCess · Accessed 22 Oct 2026
- Funding and account currency disclosure FXCess · Accessed 22 Oct 2026
- Legal document directory FXCess · Accessed 22 Oct 2026
- Notesco (BVI) Limited regulated-entity entry BVI Financial Services Commission · Accessed 26 Oct 2026
- Terms of Business v2026-004 (linked from official legal page) FXCess · Accessed 26 Oct 2026
- Complaint Handling Policy v2025-001 FXCess · Accessed 26 Oct 2026
This profile reports dated public information, including broker-published services and terms. It does not independently test or guarantee execution, pricing or withdrawals. Inclusion is not an endorsement. Permissions and protections apply only to the named legal entity, service and client category; check the current official records and your contract.