FXCC: EU account markups, silver commissions and funding terms

FX markup sits within the spread. At an illustrative underlying EUR/USD spread of 0.1 pip, the combined spread would be 0.9 pip on XL and 1.6 pips on Standard: USD 9 versus USD 16 for 100,000 EUR, assuming unchanged bid/ask conditions and excluding financing or conversion. These are calculations, not observed average spreads.[5][6]

The higher Standard deposit threshold does not buy the lowest FX markup. Advanced is advertised at up to 1:200, while EU retail specifications set limits of 1:30, 1:20 or 1:10. A large deposit alone does not establish professional leverage entitlement.[3][6]

The XL and Standard account cards list 30 instruments. Advanced is promoted with 200+, while the trading-conditions page describes 46 FX pairs, precious metals and two US equity indices. That is a material catalogue discrepancy for an Advanced applicant; the standard retail specification sheet supports the narrower forex-and-metals reference above.[3][4]

Financing can debit or credit an overnight position; both long and short rates can be negative. FXCC applies rollover at 23:59 server time and a triple charge on Wednesday. Current rates appear in MT4’s Market Watch instrument properties as Swap long and Swap short. Point-based amounts are converted into the account currency.[7]

After 120 days of inactivity, the customer agreement permits a monthly USD 5, EUR 5 or GBP 5 charge according to account currency, stopping at zero. Its activity definition refers to trading, position changes and deposits. It also permits closing a zero-balance inactive account after one year.[8]

FXCC’s promotion refunds processor deposit charges up to 100 currency units per client. The company can withhold or recover that subsidy for insufficient trading or abuse. Card deposits start at USD 20, but the first payment must still satisfy the selected account minimum. Profits are sent by bank wire; original capital returns to its funding method.[9]

The customer agreement places transfer-provider charges on the client while stating that FXCC adds no extra deposit or withdrawal commission. Funding methods depend on residence, and withdrawals require identity verification and an authenticated request. A change from the original receiving account needs the company’s approval.[8]

MT4 supplies the familiar MQL4 Expert Advisor workflow. FXCC also advertises MultiTerminal and a multi-account manager, while its mobile applications provide charts, order management and trading history. The demo account starts with USD 10,000 of virtual funds, allowing a prospective client to examine the platform and instrument list.[10][3]

The account page advertises EAs and hedging. However, the customer agreement’s abusive-trading definition includes robots without prior written consent and explicitly names scalping. Automated or very short-duration strategies therefore need the company’s written permission clarified before use. Trailing stops and EAs depend on the client terminal remaining operational.[8]

The additional toolkit includes an economic calendar, technical analysis, forex news, live quotes and calculators for position size, margin and lot size. These are research aids; the site’s ECN/STP descriptions are company statements about its model, rather than measured execution results.[11][1]

The Cyprus company says client money is held separately from corporate funds. ICF compensation concerns eligible claims when the firm cannot return client money or instruments. CySEC specifies the lower of 90% of cumulative covered claims and EUR 20,000, aggregated across accounts with the failed member. Professional clients and eligible counterparties are excluded under the company’s policy. This does not reimburse ordinary trading losses.[13][14][17]

For example, an established eligible claim of EUR 10,000 would produce EUR 9,000 under that formula; several accounts do not create several EUR 20,000 limits. Eligibility and the formal compensation trigger must still be satisfied.[17]

FX Central Clearing’s 2025 prudential disclosure, signed on 20 May 2026, reports a total capital ratio of 193% at 31 December 2025 against the stated 100% minimum. It is a dated snapshot of the Cyprus company, published on a solo basis, and does not establish the capital position of every business using the FXCC brand.[15]

The international fxcc.com site separately identifies Central Clearing Ltd in Mwali, Comoros. That company and its global account promotion are outside the Cyprus pricing reference above. The EU company’s stated restrictions include residents of the United States, Canada and Japan; its CySEC licence should be matched to FX Central Clearing Ltd and fxcc.eu.[16][12][2]

Headquarters

Limassol, Cyprus (FX Central Clearing Ltd)

Founded

2010 (brand-stated establishment; Cyprus company incorporated 2 December 2009)