Freedom24 is the European brand of Freedom Finance Europe Ltd, a Cypriot investment firm inside Nasdaq-listed Freedom Holding Corp. The retail service combines U.S., European and Asian securities, bonds, options and recurring investment plans. Its two public tariffs use different charging formulas: Smart is designed around per-share and per-order fees, while All Inclusive adds percentage commissions and a personal-manager service.[1][2][3][4]
Group figures require careful scope. Freedom Holding reported 8.743 million total customers across banking, brokerage, insurance and other segments at 30 June 2026, while retail brokerage customers were 874,000. Neither number is a count of Freedom24 European accounts alone.[6]
Accounts & headline costs
Sections ↑Core tariff comparison
| Charge | Smart | All Inclusive |
|---|---|---|
| Monthly subscription | €0 | €0Source 2 |
| U.S. / European stocks and ETFs | 0.02 US$/€ per share + 2 US$/€ per order | 0.5% + €0.012 per share + 1.2 US$/€ per orderSource 2 |
| Asian stocks and ETFs | 0.25% + HKD 10 per order | 0.25% + HKD 10 per orderSource 2 |
| U.S. stock options | US$0.65 per contract | US$3 per contract + €10 per orderSource 2 |
| Bonds | 0.15% + €5 per order | 0.50% + €5 per orderSource 2 |
| Personal manager | Not included in tariff headline | Included as the tariff’s service distinctionSource 2 |
Products & platforms
Sections ↑Investment routes
| Route | Published access | Boundary |
|---|---|---|
| Stocks and ETFs | U.S., European and Asian markets | Instrument availability and residence restrictions applySource 1Source 2 |
| Recurring investment plan | 0% commission on eligible stock/ETF purchases | Applies to the plan route and selected products, not every manual orderSource 3 |
| ETF catalogue | 3,600+ ETFs | Company-stated universe; fund expenses remainSource 3 |
| Bonds | Minimum lots described from €/$1,000 | Market price, accrued interest and tariff charges still applySource 4 |
| U.S. stock options | Available under tariff-specific contract pricing | Options approval and market risk applySource 2 |
Trading and service mechanics
| Feature | Published position | Practical meaning |
|---|---|---|
| TraderNet platform | Multi-market trading interface | Platform access sits inside the Freedom24 account relationshipSource 1 |
| Bond order hours | 09:00–18:00 UTC+3 in the cited promotion | Market and liquidity conditions can differ outside local sessionsSource 4 |
| Bond minimum lot | From €/$1,000 | A minimum nominal amount, not the final cash invoiceSource 4 |
| Suitability / appropriateness | Can govern access to specific instruments | Catalogue display is not automatic eligibilitySource 1 |
| Local support network | Offices and tied agents across several EU countries | The Cypriot company remains the named European investment firmSource 1 |
Fees & holding costs
Sections ↑Other published charges
The tariff comparison can reverse with trade size. Smart charges a fixed amount per share plus US$/€2 per order, whereas All Inclusive combines 0.5% of value, a smaller per-share amount and US$/€1.2 per order. A customer must calculate the actual security price, quantity and service value; there is no universal cheapest tariff.[2]
Deposits, withdrawals & transfers
Sections ↑Cash movement and the borrowing distinction
| Subject | Published terms | Practical scope |
|---|---|---|
| Deposit | Bank card or bank transfer | Published bank-transfer time 1–3 business days; no Freedom24 bank-deposit commission, external fees possible.Source 8Source 9 |
| Withdraw | Member Area → Cash → Withdraw; active security session required | Only the customer’s own bank account; first request needs bank details.Source 8Source 9 |
| Cash versus surplus funds | The withdrawal screen offers own cash or borrowed surplus | Surplus includes portfolio collateral value; withdrawing it attracts margin-lending charges.Source 8Source 9 |
| Withdrawal fee | €7 or US$7 according to base currency in the guide | Bank and correspondent charges may be additional.Source 8Source 9 |
| Bank details | IBAN/SWIFT, or account number/sort code for domestic UK GBP | Submitted orders and PDF receipts remain available in the account.Source 8Source 9 |
Protection & regulation
Sections ↑Protection statements
| Provision | Company statement | Boundary |
|---|---|---|
| Investor Compensation Fund | Up to €20,000 | Eligibility and covered failure conditions apply; not protection from market lossSource 5 |
| Client funds | Held in segregated accounts with partner depositories/banks | Company statement; custody chain and instrument form still matterSource 5 |
| MiFID II framework | CySEC-regulated EU investment firm | Regulatory framework, not a rating of investment performanceSource 1Source 5 |
| Parent SEC reporting | Freedom Holding is a U.S.-listed reporting company | Parent reporting does not convert every subsidiary product into a U.S. brokerage accountSource 1Source 6 |
Opening an account & support
Sections ↑The individual application uses the Freedom24 app for identity checks. The official guide accepts address evidence such as a government document, bank statement or utility bill showing the applicant’s name and residential address, issued within the previous three months. This document requirement is separate from the bank-ownership details needed for a withdrawal.[10]
The closure route is Member Area → Security → Close Account after opening a security session. Pending withdrawal requests must be completed before closure. Closing access is separate from selling investments or settling a borrowing balance; the account’s own closure workflow establishes the remaining requirements.[11]
Additional services
Sections ↑Company background & evidence
Sections ↑Freedom24 essentials
| Measure | Value | Context |
|---|---|---|
| European operating company | Freedom Finance Europe Ltd | Cyprus company HE324220.Source 1 |
| CySEC licence | CIF 275/15 | Company states the licence was issued 20 May 2015.Source 1 |
| Parent | Freedom Holding Corp. | Nasdaq-listed diversified financial group.Source 1Source 6 |
| Published ETF universe | More than 3,600 ETFs | Company marketing figure; instrument availability and appropriateness checks apply.Source 3 |
| Group retail brokerage customers | 874,000 | Freedom Holding measure at 30 June 2026, not Freedom24 Europe alone.Source 6 |
Freedom Holding Q1 FY2027
| Metric | Reported result | Scope |
|---|---|---|
| Total net revenue | US$732.5 million | Consolidated quarter ended 30 June 2026Source 6 |
| Total assets | US$14.0 billion | Consolidated group assetsSource 6 |
| All-segment customers | 8.743 million | Banking, brokerage, insurance and other segments combinedSource 6 |
| Retail brokerage customers | 874,000 | Group brokerage segment countSource 6 |
| Brokerage revenue | US$282.6 million | Group brokerage segment, up 60% year over yearSource 6 |
- Headquarters
- Limassol, Cyprus — Freedom Finance Europe Ltd; parent group operates internationally
- Founded
- 2013 for Freedom Finance Europe Ltd; licence issued 2015
Legal entities & licences
These are source-dated records, not a blanket assessment of the broker. Read each issuer, identifier, status and scope together.
Freedom Finance Europe Ltd
| Issuer & identifier | Recorded status | Date & scope |
|---|---|---|
| Cyprus Securities and Exchange Commission275/15 | Authorised | Checked 15 Oct 2026Direct CySEC firm record identifies licence 275/15, granted 20 May 2015, and the approved Freedom24 trade name.Source 7 |
Freedom Holding Corp.
No separate licence entry is recorded in this panel.
Additional Information
Sections ↑Sources & further reading
- Freedom24 company, ownership and CySEC licence Freedom24 · Accessed 9 Oct 2026
- Freedom24 All Inclusive and Smart tariffs Freedom24 · Accessed 9 Oct 2026
- Freedom24 ETF universe and recurring investment plan Freedom24 · Accessed 9 Oct 2026
- Freedom24 bond access Freedom24 · Accessed 9 Oct 2026
- Client-fund and investor-compensation disclosures Freedom24 · Accessed 9 Oct 2026
- Freedom Holding first-quarter fiscal 2027 results Freedom Holding Corp. · 10 Aug 2026 · Accessed 9 Oct 2026
- CySEC current firm record: Freedom Finance Europe Ltd Cyprus Securities and Exchange Commission · Accessed 15 Oct 2026
- Cash withdrawal guide Freedom24 · Accessed 15 Oct 2026
- Account deposit guide Freedom24 · Accessed 15 Oct 2026
- Individual account identity verification Freedom24 · Accessed 15 Oct 2026
- Account closure procedure Freedom24 · Accessed 15 Oct 2026
This profile reports dated public information, including broker-published services and terms. It does not independently test or guarantee execution, pricing or withdrawals. Inclusion is not an endorsement. Permissions and protections apply only to the named legal entity, service and client category; check the current official records and your contract.