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Fortissio: account discounts, overnight costs and CFD dealing rules

Fortissio is VIE Finance’s Greek CFD brand on Xcite. Its equity-based tiers reduce spreads and overnight charges, but a €150 quarterly inactivity charge and a 0.7% currency-conversion fee can still matter. The current site also documents a dealing contact, educational-position reversals and instrument-level leverage inconsistencies worth checking before an order.

By FXBrokers.ai EditorialOperating status: ActiveSources checked Published Updated
Profile scope

VIE Finance’s Greek CFD service uses Xcite. Public spread, leverage and fee schedules contain material inconsistencies; the applicable instrument and account terms should be confirmed before trading.

  • The operator is VIE FINANCE A.E.P.E.Y. S.A.; Spain’s CNMV lists it for EEA cross-border services under 4476.
  • The published tiers range from US$200 withdrawable equity to US$200,000 and above, with discounts from 0% to 60%.
  • The current tariff permits €150 quarterly after at least three months without trading.
  • Educational positions reverse gains and reimburse losses; they are not a withdrawable profit bonus.

Accounts and access

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Account tiers depend on withdrawable equity. They provide price and rollover discounts rather than a different regulator or a guarantee of lower total trading costs. The company reserves the right to change tier conditions.[2]

At a glance01

Entry and mid-range tiers

Entry and mid-range tiers
ItemTerms and implications
StarterUS$200–999 withdrawable equity;0% price/rollover discount.Source 2
ExplorerUS$1,000–4,999;5% discount.Source 2
ChampionUS$5,000–9,999;10% discount.Source 2
EliteUS$10,000–14,999;15% discount.Source 2
At a glance02

Higher-equity tiers

Higher-equity tiers
ItemTerms and implications
LuxuryUS$15,000–29,999;20% discount.Source 2
VIPUS$30,000–49,999;25% discount.Source 2
PrestigeUS$50,000–74,999;30% discount.Source 2
SuperiorUS$75,000–99,999;35% discount.Source 2
At a glance03

Top tiers and seniority

Top tiers and seniority
ItemTerms and implications
InfinityUS$100,000–149,999;40% discount.Source 2
RoyalUS$150,000–199,999;50% discount.Source 2
ExpertUS$200,000 and above;60% discount.Source 2
Seniority arrangementThe page separately describes accounts over one year old with at least €5,000 withdrawable equity:40% spread/rollover discount and specified positive sell-side rollovers. The qualification currency differs from the dollar tier table.Source 2

View full spreads & trading costs

Markets and platforms

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At a glance04

Markets and economic exposure

Markets and economic exposure
ItemTerms and implications
CFD categoriesCurrencies, shares, indices, commodities, ETFs, synthetic derivatives and cryptocurrency references are described on the site.Source 1Source 12
OwnershipA CFD provides contractual price exposure; it does not give ownership of the referenced share, ETF, coin or commodity.Source 1Source 12
Catalogue sizeThe homepage advertises more than 300 assets; live availability depends on the platform and instrument.Source 1Source 12
At a glance05

Xcite access

Xcite access
ItemTerms and implications
WebThe company links its Xcite browser trading service.Source 1Source 12
MobileThe website links the Xcite mobile application.Source 1Source 12
Other terminalsThe published platform offer does not establish Fortissio access to MT4, MT5 or a public trading API.Source 1Source 12
At a glance06

Educational positions

Educational positions
ItemTerms and implications
Who qualifiesNew clients whose trading account is verified and approved.Source 13
How manyThe first five positions.Source 13
Financial resultLosses are credited back; profits are reversed. The positions are intended to have no net financial benefit.Source 13
Time limitEach must close within 72 hours; otherwise the system closes it under the execution policy.Source 13

Fees and ongoing costs

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At a glance07

Published example specifications

Published example specifications
ItemTerms and implications
EUR/USD spreadThe product sheet quotes 0.0004 in price units, equivalent to 4 pips before any applicable tier discount; it is not 0.0004 pips.Source 3
EUR/USD minimum1,000 units of base currency in the published row.Source 3
Gold spreadThe GOLD row quotes 3 in its price column; interpret it with that symbol’s contract and point specification.Source 3
At a glance08

Overnight charges before applicable discounts

Overnight charges before applicable discounts
ItemTerms and implications
Currencies0.015% of overnight exposure.Source 3
CommoditiesStandard category 0.033%; the sheet lists instrument exceptions such as cocoa.Source 3
IndicesStandard category 0.026%.Source 3
SharesStandard category 0.065%, with numerous named exceptions.Source 3
Cryptocurrency CFDs0.1% of overnight exposure.Source 3
Charging timeThe sheet states 00:00 GMT; the percentage is based on exposure, not merely the margin deposit.Source 3
At a glance09

Inactivity charge and closure

Inactivity charge and closure
ItemTerms and implications
Fee triggerAt least three months without trading activity.Source 3Source 12
ChargeThe current cost page permits €150 quarterly.Source 3Source 12
Dormant terminationThe service agreement separately permits termination after more than one year of inactivity.Source 3Source 12
No automatic equivalenceA login is not stated to reset the trading-activity fee trigger, and a quarterly fee is not a one-off account-closure charge.Source 3Source 12
At a glance10

Currency conversion

Currency conversion
ItemTerms and implications
Rate0.7% of realised net profit or loss where the instrument currency differs from the account currency.Source 3
ExemptionThe page says the conversion fee does not apply to forex pairs.Source 3
Overnight financingIt also applies to relevant rollover charges; the live position display reflects the conversion effect.Source 3

Orders, margin and execution

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At a glance11

Retail leverage policy

Retail leverage policy
ItemTerms and implications
Major currenciesPolicy ceiling 1:30; a lower instrument limit takes precedence.Source 4
Other currencies, gold and listed major indicesGenerally 1:20 under the category policy.Source 4
Other commodities and indicesGenerally 1:10.Source 4
Shares, ETFs and synthetic derivatives1:5.Source 4
Crypto references1:2; educational positions are separately shown at 1:20.Source 4
At a glance12

A discrepancy in instrument specifications

A discrepancy in instrument specifications
ItemTerms and implications
EUR/USD leverageThe product-sheet row shows 1:20 while the category policy permits up to 1:30.Source 3Source 4
EUR/USD marginThe same row displays 3.33% default retail margin, which is inconsistent with 1:20 if used as a simple reciprocal.Source 3Source 4
Practical checkUse the actual order margin in Xcite and obtain clarification before relying on a position-size calculation from the webpage.Source 3Source 4
At a glance13

Margin close-out

Margin close-out
ItemTerms and implications
TriggerThe margin page describes closure below 50% of the required initial margin.Source 5
SequenceWith multiple positions, it says the smallest-volume position closes first, repeating as necessary.Source 5
Other ordersThe rule also applies to positions with a stop-loss or limited-risk protection.Source 5
HoursClose-out is described as operating during market opening hours, leaving gap risk outside them.Source 5
At a glance14

Execution arrangement and dated evidence

Execution arrangement and dated evidence
ItemTerms and implications
2025 reviewThe company’s 2025 execution-quality report describes an STP model for CFDs.Source 15
VenueIt lists Naxex Invest Ltd in Cyprus, CySEC 161/11, with the business relationship starting 1 December 2023.Source 15
Evidence scopeThis is the broker’s report for 2025, not independent execution testing or a promise of present fill speed.Source 15

Deposits, withdrawals and balances

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At a glance15

Deposit methods

Deposit methods
ItemTerms and implications
Published railsCards, bank transfers and selected e-wallets.Source 6
Wire beneficiaryVIE Finance’s bank details are supplied within the trading account.Source 6
Wire timingThe deposit page says receipt may take up to four business days, followed by an email when credited.Source 6
Source checksCard ownership and e-wallet funding evidence can be required.Source 6
At a glance16

Withdrawal workflow

Withdrawal workflow
ItemTerms and implications
RequestThrough the platform or the company’s withdrawal form.Source 7
DestinationNormally the original funding method; bank details may be requested in some cases.Source 7
ProcessingThe company states one business day for processing. Transfer time depends on the payment method.Source 7
Bank chargesSending and correspondent banks may impose their own fees.Source 7
At a glance17

Withdrawable equity and open positions

Withdrawable equity and open positions
ItemTerms and implications
Changing amountOpen positions can change available withdrawable equity while a request is being processed.Source 7Source 13
Insufficient fundsIf a request is rejected for insufficient funds, the website says a new request can be submitted for a different amount.Source 7Source 13
Educational creditReimbursement of an educational loss must be read together with reversal of educational gains; it is not a promotional cash payout.Source 7Source 13

Regulation and client protection

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At a glance18

Firm and permission evidence

Firm and permission evidence
ItemTerms and implications
Greek operatorVIE FINANCE A.E.P.E.Y. S.A., GEMI 122000301000, publishes HCMC licence 4/792/20.7.2017.Source 12Source 16
Spain passportCNMV entry 4476 lists the Greek firm for cross-border services, registered 4 January 2018.Source 12Source 16
MeaningThe Spanish entry is a passport record for the Greek firm, not a separate Spanish domestic licence.Source 12Source 16
At a glance19

Protection and loss disclosure

Protection and loss disclosure
ItemTerms and implications
Retail negative balancesThe service agreement provides negative-balance protection at CFD-account level; funds supporting other positions in the account can absorb losses.Source 12Source 1Source 9
Investment Guarantee FundThe agreement describes membership and eligibility conditions; retail classification alone does not guarantee a valid compensation claim.Source 12Source 1Source 9
Current retail-loss warningThe homepage and regulations page both displayed 77% on 27 October 2026.Source 12Source 1Source 9

Support, records and complaints

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At a glance20

Contacts and hours

Contacts and hours
ItemTerms and implications
Customer service+302112340925; [email protected].Source 8Source 7
Published hoursMonday–Friday, 08:00–20:00 GMT+2, as stated on the contact page.Source 8Source 7
Funding and withdrawals[email protected].Source 8Source 7
Complaints[email protected].Source 8Source 7
At a glance21

Dealing assistance

Dealing assistance
ItemTerms and implications
Documented problemFor insufficient-margin difficulties closing hedged positions, the margin page directs clients to the Brokerage Department.Source 5Source 8
Direct route+302112340924 or [email protected].Source 5Source 8
ScopeThat documented route should not be broadened into a guarantee of 24-hour telephone dealing or acceptance of every order during an outage.Source 5Source 8
At a glance22

Complaint timetable

Complaint timetable
ItemTerms and implications
AcknowledgementThe dedicated procedure says within two working days.Source 14
ResponseA final or holding response within four weeks; by eight weeks, a final response or an explanation of continuing delay.Source 14
Submission windowThe policy says complaints should be made within one year of the relevant facts.Source 14
External routeIt describes access to an eligible alternative-dispute body, including the Hellenic Consumers’ Ombudsman; legal rights remain separate.Source 14

Additional services

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At a glance23

Analysis and notifications

Analysis and notifications
ItemTerms and implications
AutochartistThe website offers technical-pattern research through Autochartist.Source 1Source 10Source 11
Market toolsCharts, an economic calendar and market news are linked.Source 1Source 10Source 11
SMSMarket notifications are offered through the SMS service; a message is not confirmation that a trade has been placed.Source 1Source 10Source 11
At a glance24

Account benefits and their scope

Account benefits and their scope
ItemTerms and implications
BITA accessThe account page links access to different BITA synthetic products to the equity tier.Source 2Source 3Source 12
DiscountsPublished discounts concern spread/price and rollover; they should not be assumed to waive conversion, inactivity or bank charges.Source 2Source 3Source 12
Advice and copyingThe inspected documents do not establish a Fortissio copy-trading or discretionary AI execution service.Source 2Source 3Source 12

Company and operating history

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At a glance25

Identity and location

Identity and location
ItemTerms and implications
BrandFortissio is a brand of VIE Finance, not a separate anonymous platform provider.Source 12Source 16
Address4, 28th October Street, 15124 Marousi, Greece.Source 12Source 16
Spain noteCNMV records that the firm clarified in May 2022 that it does not permit affiliate programmes for Spain.Source 12Source 16
At a glance26

Document and account continuity

Document and account continuity
ItemTerms and implications
Current linked agreementThe PDF filename contains 2019, but its cover is internally dated September 2024; filenames alone do not establish the version.Source 12Source 15
Transfer clauseThe agreement permits transfer/novation and related account-information transfer with 15 business days’ notice.Source 12Source 15
Historical recordThe execution report covers 2025; it does not measure execution quality in 2026.Source 12Source 15
The companies behind the brand

Legal entities & licences

These are source-dated records, not a blanket assessment of the broker. Read each issuer, identifier, status and scope together.

VIE FINANCE A.E.P.E.Y. S.A.

GreeceSource 12

No separate licence entry is recorded in this panel.

Important terms and limitations

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At a glance27

Costs most likely to be missed

Costs most likely to be missed
ItemTerms and implications
Overnight exposureFinancing is calculated on exposure, so a small margin deposit can support a much larger charge base.Source 3
ConversionA losing non-FX trade can still incur the 0.7% conversion charge.Source 3
Unused accountThe €150 administrative charge repeats quarterly if its conditions apply.Source 3
Follow the evidence

Sources & further reading

  1. Current brand, Xcite and retail risk disclosure Fortissio / VIE Finance · Accessed 27 Oct 2026
  2. Account-equity tiers and discount schedule Fortissio / VIE Finance · Accessed 27 Oct 2026
  3. Retail leverage categories Fortissio / VIE Finance · Accessed 27 Oct 2026
  4. Margin close-out and dealing assistance Fortissio / VIE Finance · Accessed 27 Oct 2026
  5. Deposit methods and verification Fortissio / VIE Finance · Accessed 27 Oct 2026
  6. Withdrawal requests and processing Fortissio / VIE Finance · Accessed 27 Oct 2026
  7. Support, back office, dealing and complaints contacts Fortissio / VIE Finance · Accessed 27 Oct 2026
  8. VIE Finance legal and regulatory disclosures Fortissio / VIE Finance · Accessed 27 Oct 2026
  9. Autochartist research service Fortissio / VIE Finance · Accessed 27 Oct 2026
  10. SMS market notifications Fortissio / VIE Finance · Accessed 27 Oct 2026
  11. Currently linked service agreement, internally dated September 2024 VIE FINANCE A.E.P.E.Y. S.A. · Accessed 27 Oct 2026
  12. Educational-position terms VIE FINANCE A.E.P.E.Y. S.A. · Accessed 27 Oct 2026
  13. Complaint and grievance procedure VIE FINANCE A.E.P.E.Y. S.A. · Accessed 27 Oct 2026
  14. Execution quality summary covering 2025 VIE FINANCE A.E.P.E.Y. S.A. · Accessed 27 Oct 2026
  15. VIE Finance, EEA investment-firm passport entry 4476 Comisión Nacional del Mercado de Valores · Accessed 27 Oct 2026

This profile reports dated public information, including broker-published services and terms. It does not independently test or guarantee execution, pricing or withdrawals. Inclusion is not an endorsement. Permissions and protections apply only to the named legal entity, service and client category; check the current official records and your contract.

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