Forsyth Barr offers transaction-only assistance, advice and separately managed portfolios. Its cash-management service supports several currencies, while overseas shares are normally held in custody under the terms effective 12 October 2026. Cash returns, custody rights and the New Zealand deposit-compensation rules need to be considered separately from investment performance.[1][2][3][5]
Accounts and eligibility
Sections ↑Account comparison01
Advice and transaction services
| Item | Details |
|---|---|
| Investment Transaction Service | Dealing support and research for investors making their own decisions.Source 3 |
| Investment Advisory Service | Advice within the agreed investment scope; the disclosure does not provide ongoing monitoring of the whole financial position.Source 3 |
| Premium Advisory | Ongoing portfolio monitoring and advice, while the client retains the investment decision.Source 3 |
Account comparison02
Separately managed portfolios
| Item | Details |
|---|---|
| Provider | Forsyth Barr Investment Management Limited supplies the Premium Portfolio Management and Navigator services.Source 3Source 1 |
| Authority | The agreed managed-service mandate defines the manager’s discretion.Source 3Source 1 |
| Distinct contract | A transaction account or advisory relationship is not automatically a discretionary mandate.Source 3Source 1 |
Account comparison03
Opening and long-term inactivity
| Item | Details |
|---|---|
| Before acting | Forsyth Barr requires the completed agreement and satisfactory identity verification.Source 1 |
| Client instructions | Accepted account authorities determine who may place instructions.Source 1 |
| Inactive empty account | After more than five years without activity and with no assets or funds, the firm may terminate the account without notice; this is a closure provision, not an inactivity fee.Source 1 |
Products and market access
Sections ↑Specifications04
Shares and overseas custody
| Item | Details |
|---|---|
| New Zealand shares | Non-custodial holdings require the relevant Common Shareholder Number and, for sales, authorisation code.Source 1 |
| Overseas shares | Normally held in custody unless otherwise agreed.Source 1 |
| Overseas sales | The terms generally require the securities to be in custody before they can be sold.Source 1 |
Specifications05
Cash-management currencies
| Item | Details |
|---|---|
| Interest-rate schedule | NZD, AUD, USD, CAD, GBP and EUR have published rates.Source 2 |
| Other currency balances | The page also identifies CHF, SGD, JPY and HKD banking arrangements.Source 2 |
| Investment distinction | A cash-management balance and a share or managed-fund investment have different risks and contractual treatment.Source 2 |
Trading and holding costs
Sections ↑Pricing & charges06
NZ-dollar cash rates
Pricing & charges07
Australian-dollar cash rates
Pricing & charges08
Other published cash rates
Pricing & charges09
Cash interest and fees
| Item | Details |
|---|---|
| Calculation | Interest is calculated daily and credited monthly.Source 2 |
| Published account fees | No entry, exit, transaction or monthly account fee.Source 2 |
| Management remuneration | The service retains a management margin from interest; the published customer rates are after fees.Source 2 |
Pricing & charges10
Advice and managed-service charges
| Item | Details |
|---|---|
| Brokerage | Applies to transactions under the agreed fee schedule; a universal numerical retail brokerage rate is not supplied in the reviewed disclosure.Source 3Source 1 |
| Premium Portfolio Management | Management fees are charged quarterly; brokerage can be additional.Source 3Source 1 |
| Navigator | Fees include amounts accrued within the investment and the specified monthly charging arrangements; use the service’s own agreement.Source 3Source 1 |
Platforms, orders and execution
Sections ↑Process11
Order timing and duration
| Item | Details |
|---|---|
| Outside trading hours | An instruction is handled when the relevant market next opens.Source 1 |
| Unfilled orders | Continue until executed or cancelled under the terms, subject to applicable market and order rules.Source 1 |
| Ex-dividend events | The terms describe circumstances in which fixed-limit instructions are withdrawn around ex-dividend adjustments.Source 1 |
Process12
Cancellation and partial fills
| Item | Details |
|---|---|
| Cancellation request | A request cannot reverse an already completed execution.Source 1 |
| Partly filled orders | Executed portions remain binding and must settle.Source 1 |
| Pooled execution | Where orders are aggregated, clients can receive the average execution price under the allocation rules.Source 1 |
Process13
Trade confirmations
| Item | Details |
|---|---|
| Ordinary dealing | A contract note is normally provided by the next business day.Source 1 |
| Managed accounts | Contract notes may be retained for the client rather than automatically sent.Source 1 |
| Access choice | Clients can request copies or change the instruction suppressing routine managed-account delivery.Source 1 |
Funding, settlement and transfers
Sections ↑Process14
Cash availability and reporting
Process15
Foreign-currency settlement
| Item | Details |
|---|---|
| NZ-dollar billing | A foreign-market order requested for NZ-dollar settlement also authorises the required currency transaction.Source 1 |
| Instruction effect | The specified FX request is irrevocable under the terms.Source 1 |
| Exchange rate | The bank’s rate is adjusted by Forsyth Barr’s margin and disclosed through the contract note; no universal numerical margin is asserted here.Source 1 |
Process16
Terminating custody
| Item | Details |
|---|---|
| Notice | Two business days' notice is specified for the custody arrangement.Source 1 |
| Transfer | Assets are transferred where the receiving arrangement supports them.Source 1 |
| Unresolved assets | The terms allow agreed sale, alternative custody or retention arrangements; assets left unresolved may be sold with applicable costs deducted.Source 1 |
Process17
Ending a managed service
| Item | Details |
|---|---|
| Notice | Premium Portfolio Management and Navigator provide for two business days' written notice.Source 1 |
| Penalty | The terms describe termination without a penalty.Source 1 |
| Costs still due | Accrued fees and the costs of disposing of or transferring investments remain relevant.Source 1 |
Custody and client protection
Sections ↑Protections & eligibility18
Custody ownership and separation
| Item | Details |
|---|---|
| Legal title | Forsyth Barr Custodians Limited holds legal ownership for the client.Source 4 |
| Beneficial ownership | The client remains the beneficial owner and can request a transfer under the agreement.Source 4 |
| Custodian purpose | The custodian is a separate company whose role is confined to custody.Source 4 |
Protections & eligibility19
Custody oversight and overseas assets
| Item | Details |
|---|---|
| Governance | The custody company has an independent chair and an independent director.Source 4 |
| External assurance | An annual ISAE (NZ) 3402 assurance report is available.Source 4 |
| Offshore custodian | Citibank N.A. is identified as the global custodian for offshore securities.Source 4 |
Protections & eligibility20
Where pooled cash is held
| Item | Details |
|---|---|
| Nominee | Forsyth Barr Cash Management Nominees Limited acts as bare trustee.Source 2Source 4 |
| NZD and AUD | Current cash page identifies ANZ Bank New Zealand for these balances.Source 2Source 4 |
| GBP, USD, CAD and EUR | The Hongkong and Shanghai Banking Corporation Limited is identified for these currencies.Source 2Source 4 |
| Other stated currencies | CHF, SGD, JPY and HKD are associated with ANZ in the published banking arrangements.Source 2Source 4 |
Protections & eligibility21
New Zealand deposit compensation
| Item | Details |
|---|---|
| Ordinary cap | NZ$100,000 per eligible depositor per deposit taker, subject to scheme conditions.Source 5 |
| Look-through treatment | Qualifying pooled or nominee deposits can be attributed to the underlying depositor.Source 5 |
| Aggregation | Direct and indirect eligible deposits at the same deposit taker share the limit.Source 5 |
Protections & eligibility22
What the deposit scheme excludes
| Item | Details |
|---|---|
| Foreign currency | Foreign-currency deposits are outside the scheme.Source 5 |
| Investments | Shares and managed-fund units are not protected bank deposits.Source 5 |
| Residency | The explanation states that eligible non-New Zealand residents can also qualify; coverage depends on the deposit, not residence alone.Source 5 |
Support, complaints and records
Sections ↑Process23
Internal complaints
| Item | Details |
|---|---|
| Contact | 0800 367 227 or [email protected].Source 6 |
| Acknowledgement | The published process aims to acknowledge a complaint within two days.Source 6 |
| Resolution target | The firm aims to resolve it within 20 business days.Source 6 |
Process24
Independent dispute resolution
| Item | Details |
|---|---|
| Scheme | Financial Services Complaints Limited, an independent complaints service.Source 6 |
| Telephone | 0800 347 257.Source 6 |
| Email and cost | [email protected]; eligible complaints are handled free of charge.Source 6 |
Process25
Tax and custody records
| Item | Details |
|---|---|
| Tax statements | Annual tax statements are supplied for the documented custody service.Source 4Source 1 |
| Currency presentation | The custody explanation uses NZ-dollar conversion for the relevant month-end reporting.Source 4Source 1 |
| Transaction evidence | Request retained managed-account contract notes when individual trade details are needed.Source 4Source 1 |
Research and additional services
Sections ↑Availability26
Advice remuneration and conflicts
| Item | Details |
|---|---|
| Product payments | The disclosure explains possible third-party remuneration and other conflicts.Source 3 |
| Adviser remuneration | Revenue-related remuneration can create a potential conflict.Source 3 |
| Client choice | Compare the scope and total fee arrangement of the transaction, advisory and managed services.Source 3 |
Availability27
Research and decision responsibility
| Item | Details |
|---|---|
| Research provider | Forsyth Barr Capital Markets Limited is identified as an authorised body providing research-related financial advice.Source 3 |
| Advisory accounts | The client makes the final investment decision within the chosen advisory service.Source 3 |
| Managed accounts | Discretion arises from the separate management contract, not from reading research or receiving an alert.Source 3 |
Company and service history
Sections ↑Regional comparison28
Legal-provider distinctions
| Item | Details |
|---|---|
| Forsyth Barr Limited | Transaction and advisory service provider; the disclosure describes it as a licensed Financial Advice Provider.Source 3Source 4 |
| Forsyth Barr Investment Management Limited | Provider of the identified managed portfolio services.Source 3Source 4 |
| Custody and cash nominees | Separate companies perform securities custody and pooled-cash trustee functions.Source 3Source 4 |
Regional comparison29
Investment-management register evidence
| Item | Details |
|---|---|
| Registered provider | Forsyth Barr Investment Management Limited.Source 7 |
| FSP identifier | FSP25021.Source 7 |
| Licence scope | The checked FMA record is for a managed investment scheme manager; it should not be presented as the licence for every group activity.Source 7 |
- Headquarters
- New Zealand
Legal entities & licences
These are source-dated records, not a blanket assessment of the broker. Read each issuer, identifier, status and scope together.
Forsyth Barr Limited
No separate licence entry is recorded in this panel.
Forsyth Barr Investment Management Limited
| Issuer & identifier | Recorded status | Date & scope |
|---|---|---|
| Financial Markets AuthorityFSP25021 | Authorised | Checked 27 Oct 2026FMA record for the managed investment scheme manager checked through official indexed text. This is the investment-management company, not a blanket licence for all group services.Source 7 |
Forsyth Barr Custodians Limited
New ZealandSource 4
No separate licence entry is recorded in this panel.
Forsyth Barr Cash Management Nominees Limited
No separate licence entry is recorded in this panel.
Cost illustrations and practical implications
Sections ↑Scenarios30
Calculated cash-interest example
| Item | Details |
|---|---|
| Assumption | A constant NZ$10,000 balance and unchanged 2.50% rate for 30 days.Source 2 |
| Illustrative interest | Approximately NZ$20.55 before tax using 30/365 of a year.Source 2 |
| Actual credit | Daily balances, rate changes, tax and the bank’s day-count conventions affect the amount credited.Source 2 |
Scenarios31
Custody and compensation are separate questions
| Item | Details |
|---|---|
| Securities ownership | The custody arrangement establishes beneficial ownership and asset-administration rights.Source 4Source 5 |
| Bank cash | An eligible NZ-dollar deposit may fall within the deposit scheme at its actual deposit taker.Source 4Source 5 |
| Portfolio value | Neither arrangement guarantees that an investment can be sold for its original purchase price.Source 4Source 5 |
Sources & further reading
- Forsyth Barr client terms and conditions, effective 12 October 2026 Forsyth Barr · Accessed 27 Oct 2026
- Forsyth Barr cash management: rates effective 30 September 2026 Forsyth Barr · Accessed 27 Oct 2026
- Forsyth Barr financial advice disclosure: service levels, fees and conflicts Forsyth Barr · Accessed 27 Oct 2026
- Forsyth Barr custody: beneficial ownership, custodians and assurance Forsyth Barr · Accessed 27 Oct 2026
- Forsyth Barr: Reserve Bank Depositor Compensation Scheme explanation Forsyth Barr · Accessed 27 Oct 2026
- Forsyth Barr complaints process and Financial Services Complaints Limited Forsyth Barr · Accessed 27 Oct 2026
- FMA licensed-provider record: Forsyth Barr Investment Management Limited, FSP25021 Financial Markets Authority · Accessed 27 Oct 2026
This profile reports dated public information, including broker-published services and terms. It does not independently test or guarantee execution, pricing or withdrawals. Inclusion is not an endorsement. Permissions and protections apply only to the named legal entity, service and client category; check the current official records and your contract.