EXCA Prime: CFD and share accounts, execution, funding and Cyprus protection

EXCA Prime offers leveraged CFDs and a separate cash-share route through Exclusive Change Capital Ltd. Its geographic notice covers EEA clients and certain additional regions listed by CySEC; access remains dependent on the applicant’s location and classification.[1]

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The company’s own LinkedIn description identifies MetaTrader 5 for individual clients and FIX/API infrastructure for institutions. It restricts FIX connectivity and institutional bridging to professional clients and eligible counterparties. The inspected public material does not map every desktop, web and mobile function or establish whether client-side automation persists after disconnection.[5]

The CFD key information documents distinguish spreads, applicable commissions, overnight financing and currency conversion. Non-account-currency cash, realised results and charges are converted with a conversion fee. A current percentage and an instrument-specific financing quote were not established from the static documents; the actual symbol schedule remains necessary for a complete holding-cost calculation.[6]

After one year without deposits, withdrawals or trades, the agreement treats an account as dormant and permits a monthly fee. Its current amount was not established. A further six dormant months with no funds can lead to closure; one active account prevents the inactivity charge.[9]

Under the July 2026 execution policy, the company acts as principal and execution venue for CFDs. Cash-share and exchange-traded-product orders are transmitted to an execution venue. It processes client orders individually rather than aggregating them. Market conditions can cause slippage, partial fills or execution at the first available price after a gap.[7]

The policy describes market, limit, stop-loss and take-profit orders, with trailing stops dependent on platform functionality. A 0.01-lot CFD minimum is described, while maximum order size and total exposure limits can change. Retail CFD close-out applies when account funds plus unrealised results fall below 50% of total initial margin. These are account-level controls, not guaranteed stop prices.[7]

The agreement gives up to five business days for a complete withdrawal instruction, subject to identity checks, sufficient funds and margin, and payment to the original funding account or another account belonging to the client. Failed checks can extend that period.[9]

Funding in another currency is converted by the relevant bank or provider at its rate. This payment conversion is distinct from the trading-account conversion charge in the CFD documents; the presence of several account currencies does not establish a freely transferable multi-currency wallet.[8]

The safeguarding policy separates client money from operating funds and describes daily reconciliations. Client money can be pooled with other clients’ money, placed with third parties or held outside the EEA. It describes insolvency and recovery risks at those institutions; segregation does not remove every custody or intermediary risk. The company is not obliged to pay interest on client cash.[10]

Negative balance protection is advertised for retail clients. Professional status should not be treated as carrying the same protection.[15]

The company’s Cyprus Investor Compensation Fund notice covers eligible claims when the firm cannot meet its obligations, subject to scheme exclusions. The stated limit is the lower of 90% of the covered claim and EUR 20,000 per client across accounts. Professional clients and eligible counterparties are among excluded categories. This is not reimbursement for ordinary trading losses.[11]

The public continuity policy describes arrangements for disruptive incidents but does not provide a dedicated emergency dealing number, permitted telephone instructions or an outage execution timetable. The general company telephone should therefore be treated as a support route until dealing authority is confirmed.[13]

The complaint policy calls for acknowledgement within five business days and an outcome within two months. If delayed, a holding response is followed by a final response within a further month. It identifies the Financial Ombudsman of Cyprus as an escalation route and gives a complaint reference for follow-up.[12]

For share dealing, clients must promptly report compromised credentials, missing confirmations and statement discrepancies. Security failures can lead to payment or account restrictions.[9]

The information-security policy describes access controls, backups and incident reporting. It does not establish a specific customer recovery workflow or a fixed withdrawal hold after credentials are changed.[14]

For share dealing, the agreement describes daily activity statements and platform access to balances, positions and transaction history. It does not establish a particular CSV export or country-specific tax certificate. Records are retained for at least five years after termination.[9]

API integration is advertised on the main website, but no public endpoint manual, permission matrix, rate limits or withdrawal authority was established. The institutional eligibility boundary described above matters before assuming that a retail MT5 account includes direct API access.[1]

Exclusive Capital announced its EXCA Prime rebrand in May 2025. The current CySEC roster identifies Exclusive Change Capital Ltd under licence 330/17 and lists both Exclusive Capital Prime and EXCA Prime as approved trade names.[16][2]

The firm’s 2025 prudential disclosure reports own funds of approximately EUR 3.213 million at 31 December 2025 against a EUR 750,000 minimum requirement. These are dated regulatory-capital figures for the named company, not a guarantee of future solvency or a valuation of client assets.[17]

Headquarters

Limassol, Cyprus

CySEC announced a €40,000 settlement with Exclusive Change Capital Ltd on 3 July 2025, following a board decision on 26 May. The investigation concerned a possible breach of organisational requirements during January–August 2021. The announcement states that the company paid the settlement. This is the authority’s description of a settled possible violation, rather than a finding that the current licence has been withdrawn.[18]