EuroFinance: accounts, costs and trading conditions

The public account-opening FAQ describes one client account in an individual’s name. EFOCS can be explored after registration before funding, but order placement requires funds. These statements concern the client relationship and EFOCS; they do not establish a menu of MT5 account tiers.[2]

EuroFinance excludes US residents from its website’s intended audience and makes access subject to local law. The Bulgarian FSC separately records cross-border notifications for Romania and Germany; a notification does not establish unrestricted availability in every country.[20][19]

View full spreads & trading costs

The crypto specification lists a weekday session, Monday 00:00 to Friday 23:00 at UTC+3. It should not be read as a promise of weekend cryptocurrency trading. The FX table uses GMT+3, while the metals table includes a daily 00:00–01:00 break at UTC+3; check the platform for the applicable trading day.[7][5][4]

No inactivity fee does not mean permanent platform access: the MT5 terms permit suspension after three months with no open position and no positions opened or closed during that period.[12]

The execution policy assesses retail orders using total consideration, including price and execution costs. It permits off-venue transactions, including with EuroFinance acting for its own account, subject to the stated consent arrangements. A “no dealing desk” description alone therefore does not identify the counterparty to each trade.[14]

If MT5 access fails, clause 17 allows telephone instructions to close existing positions. Remote orders require client identification; the firm may refuse an instruction where identification is uncertain.[12]

The initial MT5 password must be changed within 24 hours. Report suspected compromise immediately; restored access requires identification. Suspending access does not cancel earlier orders or transactions.[12]

Fund only from an account in your own name: the funding portal says third-party deposits are returned. To add an outgoing beneficiary account, the FAQ directs clients to email its account number to [email protected]; the destination must also be in the client’s name.[15][16]

MT5 deposits in another currency are converted to the selected account base currency. Withdrawals can be refused if the remaining funds would not cover margin and current losses.[12]

Compensation addresses a qualifying inability to return client assets, with statutory exclusions; it does not reimburse ordinary market losses. The current terms expressly include the euro-denominated cap effective from 1 January 2026.[13]

The retail CFD page states negative-balance protection and account closeout at 50% of minimum required margin. The linked MT5 special terms retain different 50%/30% threshold wording and shortfall liability. Obtain the retail agreement’s applicable version before relying on those older general clauses.[8][12]

Complaints are free and can be submitted in writing at an office, by post or by email. The policy sets a ten-day internal review-report stage; it permits extension to one month where information or complexity requires it and provides notice of delay. Unresolved matters can be taken to the Bulgarian FSC, alternative dispute resolution or court.[21]

EuroFinance provides a cash statement with opening/closing balances and movements on request. Its tax FAQ also offers annual tax certificates on request, while leaving calculation and payment of personal taxes with the client.[13][22]

The MT5 page describes automatic copying of other traders, alongside Expert Advisors and VPS hosting. The public overview does not specify what happens to existing copied positions when a subscription stops; that operational rule should be established before using the service.[3]

Separate services include wealth management, investment banking and Amundi funds. These have their own investment purpose and terms; availability of those services does not make a self-directed CFD order an advised investment.[23]

Its operating base is Sofia, and its international scope combines global market exposure with documented European cross-border notifications. Investors should distinguish the assets available to trade from the countries in which an account can actually be accepted.[20][19]