EasyBourse became a commercial brand of La Banque Postale on 1 October 2026. Its five trading plans, market-specific commissions and SRD costs remain documented in the current brochure, while the transition to a La Banque Postale counterpart account for funding is being introduced through client notices rather than one universal legacy-account switch date.[1][2][3]
Accounts and eligibility
Sections ↑Account comparison01
Plans and wrappers
| Item | Details |
|---|---|
| Plans | EasyDécouverte, EasyPremium, EasyStart, EasyExpert and EasyIntense.Source 1 |
| Wrappers | Ordinary securities account, PEA and PEA-PME subject to their eligibility rules.Source 1 |
| Plan effect | Commission, activity charge and market access differ; account-wrapper caps still apply.Source 1 |
Account comparison02
EasyStart eligibility
Account comparison03
EasyStart first-year benefit
Products and market access
Sections ↑Specifications04
Euronext and German/US access
| Item | Details |
|---|---|
| Euronext | Plan-specific electronic dealing.Source 1 |
| US/Xetra | Available to the stated plans; EasyDécouverte is sell-only by telephone for those markets.Source 1 |
| Découverte phone exception | The usual €11 telephone supplement is not added to the specified mandatory-phone sales.Source 1 |
Specifications05
Other overseas markets
Trading and holding costs
Sections ↑Pricing & charges06
Découverte, Premium and Start Euronext
Pricing & charges07
Expert and Intense Euronext
Pricing & charges08
US and Xetra brokerage
Pricing & charges09
Monthly activity charges
Pricing & charges10
PEA dealing constraints
Pricing & charges11
Custody and special account charges
Pricing & charges12
Currency conversion
Pricing & charges13
SRD financing and rollover
Pricing & charges14
Charts, quotes and alerts
| Item | Details |
|---|---|
| ProRealTime | €15/month; free for Intense with at least one qualifying monthly execution.Source 1 |
| Streaming/Infront | The stated Euronext streaming and Infront services are free.Source 1 |
| Email/push alerts | Free.Source 1 |
| SMS | €0.75 per alert; Expert/Intense include ten monthly.Source 1 |
Pricing & charges15
Corporate actions and registration
| Item | Details |
|---|---|
| Online corporate-action instruction | €0; telephone/mail instruction €9 in the stated category.Source 1 |
| Registered holding service | €18.Source 1 |
| Meeting access | Votaccess free; other meeting certificate €6.Source 1 |
| Unlisted corporate action | 1.20%, capped at €200.Source 1 |
Pricing & charges16
Other administration
Platforms, orders and execution
Sections ↑Process17
Web, mobile and telephone
| Item | Details |
|---|---|
| Digital access | EasyBourse web and mobile access continue after internalisation.Source 1Source 3 |
| Telephone orders | Market/plan restrictions and supplements apply.Source 1Source 3 |
| Migration | The legal transfer does not require a new interface or new account number under the FAQ.Source 1Source 3 |
Process18
SRD collateral
| Item | Details |
|---|---|
| Cash/money-market collateral | 20% requirement, corresponding to up to five times that collateral under the standard rule.Source 1 |
| Eligible EEA bonds | 25% requirement.Source 1 |
| Eligible EU/EEA equities/funds | 40% requirement.Source 1 |
| Risk control | Requirements can increase; collateral ratios are not a guarantee against forced closing or loss.Source 1 |
Funding, settlement and transfers
Sections ↑Process19
Legal migration versus payment migration
| Item | Details |
|---|---|
| Legal effective date | 1 October 2026.Source 2 |
| Funding rollout | The FAQ describes the new counterpart-account arrangement being introduced in coming weeks with customer instructions.Source 2 |
| Existing customer action | Continue the current route until the applicable notice explains the change.Source 2 |
Process20
La Banque Postale counterpart account
| Item | Details |
|---|---|
| No existing CCP | A free counterpart account is provided under the transition arrangement.Source 2 |
| Existing CCP | The existing account’s normal contractual tariff continues.Source 2 |
| Ownership | Individual EasyBourse accounts use the appropriate same-name account; a joint relationship requires the matching joint counterpart account.Source 2 |
Process21
Funding after the new setup
| Item | Details |
|---|---|
| Linked transfer | Immediate funding in seconds is described after setup, without a transfer charge.Source 2Source 1 |
| Outside bank | Route external-bank money through the linked counterpart account when the new arrangement applies.Source 2Source 1 |
| Online outgoing payment | €0 in the published schedule; telephone payment to another bank €3.20.Source 2Source 1 |
Process22
Outgoing securities transfers
Process23
2026 new-account brokerage refund
| Item | Details |
|---|---|
| Application window | Complete eligible applications from 1 September to 31 December 2026; one account per person.Source 4 |
| Eligible activity | Up to 50 qualifying online buy orders of at least €300, executed by 28 February 2027 on the stated venues.Source 4 |
| Refund cap | €500 for Expert/Intense; €250 for the other eligible plans.Source 4 |
| Payment condition | Refund within 60 days after 28 February if the account remains open; SRD and tax costs are excluded.Source 4 |
Custody and client protection
Sections ↑Protections & eligibility24
Securities custody and compensation
| Item | Details |
|---|---|
| Owned securities | The client remains the owner; ordinary custody assets should be returned independently of the bank’s insolvency estate.Source 2Source 5 |
| Non-return protection | The French securities guarantee can cover eligible missing securities up to €70,000 per client and institution when the institution is unable to return or reimburse them.Source 2Source 5 |
| Market losses | Falling share prices, issuer losses and poor investment decisions are outside this guarantee.Source 2Source 5 |
Protections & eligibility25
Cash at the bank and aggregation
| Item | Details |
|---|---|
| Associated bank cash | Eligible cash is included in the bank deposit guarantee, up to €100,000 per depositor and institution in the ordinary case.Source 5Source 2 |
| Several accounts | CTO, PEA and other accounts at the same legal bank do not create separate institution limits.Source 5Source 2 |
| Nature of protection | These are conditional statutory schemes, not a private insurance promise covering portfolio performance.Source 5Source 2 |
Support, complaints and records
Sections ↑Process26
Customer and sales contacts
| Item | Details |
|---|---|
| Telephone | 01 456 19 000.Source 1Source 3 |
| Existing-client service | Monday–Friday 08:00–20:00, French local time.Source 1Source 3 |
| Commercial service | Monday–Friday 09:00–20:00.Source 1Source 3 |
| Migration continuity | Published customer contacts remain unchanged.Source 1Source 3 |
Process27
Statements and recovery services
Process28
Complaint response framework
Research and additional services
Sections ↑Availability29
Recurring investment and alerts
| Item | Details |
|---|---|
| Scheduled investment | Minimum €50 per security/month in the stated service; setup free.Source 1 |
| Monitoring | Email/push alerts and optional SMS support price monitoring.Source 1 |
| Authority distinction | A standing investment instruction has defined terms; research alerts alone do not authorise a trade.Source 1 |
Company and service history
Sections ↑Regional comparison30
Current legal provider
Regional comparison31
What the legal transfer preserves
| Item | Details |
|---|---|
| Existing contracts | Transferred automatically under the stated legal process.Source 2 |
| Existing customer details | Account numbers, products and access remain under the FAQ’s continuity description.Source 2 |
| New signature | No new contract signature is required solely for the internalisation.Source 2 |
- Headquarters
- France
Legal entities & licences
These are source-dated records, not a blanket assessment of the broker. Read each issuer, identifier, status and scope together.
La Banque Postale SA — EasyBourse commercial brand
No separate licence entry is recorded in this panel.
Cost illustrations and practical implications
Sections ↑Scenarios32
Calculated monthly activity cost
Scenarios33
Calculated SRD financing example
Sources & further reading
- EasyBourse: current securities tariff brochure, effective 1 June 2026 with La Banque Postale branding EasyBourse / La Banque Postale · Accessed 27 Oct 2026
- EasyBourse: official internalisation and funding-transition FAQ EasyBourse France · Accessed 27 Oct 2026
- EasyBourse: internalisation into La Banque Postale effective 1 October 2026 EasyBourse France · Accessed 27 Oct 2026
- EasyBourse: September–December 2026 new-account and transfer campaign conditions EasyBourse · Accessed 27 Oct 2026
- FGDR: securities guarantee, ownership, non-return conditions and related cash Fonds de Garantie des Dépôts et de Résolution · Accessed 27 Oct 2026
This profile reports dated public information, including broker-published services and terms. It does not independently test or guarantee execution, pricing or withdrawals. Inclusion is not an endorsement. Permissions and protections apply only to the named legal entity, service and client category; check the current official records and your contract.