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Deriv: European CFD and multiplier accounts, contract sizes, costs and payments

A practical reference to Deriv’s EU/EEA service: MT5 CFDs, Deriv Trader multipliers, selected FX specifications, euro payment limits, account charges and the Maltese operating company.

By FXBrokers editorial deskOperating status: ActiveSources checked Published Updated
Profile scope

The practical service tables cover the European operating company. Group ownership and scale are labelled separately. C70156 is the Maltese company registration number; it is not presented as a financial-services licence number.

  • The practical account and payment tables cover Deriv Investments (Europe) Limited and its EU/EEA service.
  • MT5 uses margin and lot sizes; Deriv Trader multipliers use a stake and selected multiplier.
  • Published EU payment minima start at €10 for the listed cards and e-wallets; a €1 multiplier stake is a different minimum.
  • Cash-account dormancy and MT5 inactivity have separate triggers and consequences.

Deriv combines a MetaTrader CFD service with its own stake-based multiplier platform. The European service is provided by Deriv Investments (Europe) Limited in Malta. This profile follows that EU/EEA route for account mechanics, charges and payments; group facts are identified separately.[4][5][2]

Broker essentials01

Company and ownership

Company and ownership
MeasureValueContext
Origins1999The group traces its business to 1999.Source 1
Founder and ownershipJean-Yves Sireau; majority shareholderIdentified in the 20 May 2025 leadership announcement.Source 1
LeadershipRakshit Choudhary, sole CEO from May 2025The announcement moved Sireau away from daily operations.Source 1
Holding companyDeriv.com Limited, GuernseyThe group regulatory page gives company registration 71479.Source 3
Published scale1,000+ employees; 18 locations in 13 countriesCompany website snapshot checked 9 October 2026; not audited financial measures.Source 2
Eligible residentsSelected EU/EEA countries; Malta excludedThe EU general terms exclude Malta and non-EU/EEA residents; account acceptance remains country-specific.Source 9
European registered officeBirkirkara, MaltaLevel 3, W Business Centre, Triq Dun Karm, BKR 9033. This is the EU company’s registered office.Source 2

The May 2025 announcement described more than three million clients globally. That is a dated company scale claim, not a count of currently active or funded accounts. [1]

Two different trading arrangements

Sections ↑
Account comparison02

European trading services

European trading services
FeatureDeriv MT5Deriv Trader
ContractCFDs using margin and lot sizesMultipliers using a cash stake and selected multiplierSource 4Source 5
Markets on the EU platform pageForex, stocks, ETFs, stock indices, commodities, crypto and Derived IndicesForex, cryptocurrencies and Derived IndicesSource 4Source 5Source 9
Published entry measureInstrument-specific minimum volume; selected FX pairs below start at 0.01 lotStakes from €1Source 6Source 5
Main price structureSpread and overnight financingOpening commission on notional exposureSource 8
Position controlsMargin monitoring and stop-out rulesTake profit, stop loss and optional deal cancellationSource 8Source 5

Funding and trade minima differ. CFD margin depends on lot size, price and leverage; a €10 payment does not fund every position. The €1 multiplier stake is a contract minimum.[7][6][5]

Platforms & products03

Platforms and working tools

Platforms and working tools
AccessPractical featuresScope
MT5 desktopCharts, indicators and MQL5 Expert AdvisorsAutomated strategies run in the desktop terminal.Source 4Source 8
MT5 web and mobileAccess to the CFD account and manual tradingExpert Advisors do not run in these versions.Source 4Source 8
Deriv Trader browser platformCustomisable chart workspace, indicators and multiplier controlsProprietary multiplier interface.Source 5
Account statementsMT5 monthly; Deriv Trader quarterlyThrough each platform.Source 8

Contracts and trading costs

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Pricing & charges04

Selected EU FX specifications

Selected EU FX specifications
PairPublished minimum spreadContract / smallest tradeLeverage / margin
AUD/USD0.7 pips100,000 AUD / 0.01 lot1:20 / 5%Source 6
AUD/CAD1.7 pips100,000 AUD / 0.01 lot1:20 / 5%Source 6
AUD/JPY1.5 pips100,000 AUD / 0.01 lot1:20 / 5%Source 6
CHF/JPY2.8 pips100,000 CHF / 0.01 lot1:30 / 3.33%Source 6
EUR/AUD1.6 pips100,000 EUR / 0.01 lot1:20 / 5%Source 6
EUR/CAD1.3 pips100,000 EUR / 0.01 lot1:30 / 3.33%Source 6
Pricing & charges05

Charges that change the trade calculation

Charges that change the trade calculation
ItemPublished EU termsApplication
FX trading commission0% on the EU forex pageThe bid–ask spread remains a cost.Source 6
Multiplier opening commissionUp to 0.5% of notional, with a €/$0.10 minimumNotional equals stake × multiplier.Source 8
CFD overnight financingDaily swap adjustmentInstrument-dependent; triple rollovers and holiday adjustments apply.Source 8
Currency conversionConversion fees may apply; third-party exchange rates can applyCheck the account currencies used for deposits, withdrawals and transfers.Source 10
Funding without proportionate tradingPayment processing costs may be passed onA transfer through the account is not necessarily free if little or no trading occurs.Source 10

Calculated example: €10 stake × 20 multiplier = €200 notional. At the published 0.5% ceiling, opening commission is €1. Actual instrument tariffs can be lower.[8]

Funding and account maintenance

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At a glance06

Selected European payment routes

Selected European payment routes
MethodDeposit rangeWithdrawal rangePublished processing
Visa / Visa Electron€10–€500€10–€500Deposit instant; withdrawal 1 working daySource 7
Skrill€10–€500€10–€500Both instantSource 7
Neteller€10–€500€10–€500Both instantSource 7
Jetonbank€10–€500€10–€500Both instantSource 7
Mastercard / Maestro€10–€500Not available on the published tableDeposit instantSource 7
Bitcoin€20–€1,000 equivalent€20–€2,000 equivalentBoth listed as instantSource 7

The cash account and MT5 balance are separate operational balances, with internal transfers between them. Deriv does not pay interest on held funds. Payment methods must belong to the account holder and cannot be shared between different clients.[10]

At a glance07

Dormancy and MT5 inactivity

Dormancy and MT5 inactivity
Account or triggerPublished consequenceTime basis
Cash account: no transactions for over 12 monthsUp to €10 or US$10 dormancy chargeMay recur every six monthsSource 9
MT5 real account: 60 days without activityTrading may be restricted and funds transferred to the Deriv accountOperational restriction; not the cash-account dormancy tariffSource 9
MT5 real account: two years without activityAccount may be archivedSeparate from the 60-day restrictionSource 9
MT5 demo account: 30 days without activityAccount may be deletedDemo balance is not client moneySource 9

Sessions, execution and protections

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Trading & service hours08

Published hours and rollover

Published hours and rollover
ServiceScheduleBasis
Selected FX pairs aboveSunday 22:10 to Friday 21:55; daily break 21:59–22:10GMT schedule shown on the EU instrument pageSource 6
Derived Indices on MT524 hours a day, seven days a weekAvailability stated on the EU platform pageSource 4
CFD financing cut-off21:59 GMT; 20:59 GMT during daylight saving timeOpen positions past the cut-off count as overnightSource 8
Protections & eligibility09

European account protections and execution

European account protections and execution
SubjectEstablished positionScope
Margin close-outBelow 50% margin, positions close progressively, largest loss firstStop-out provisions also permit adjustmentsSource 8
Execution venueDeriv is the sole execution venue under current EU trading termsDeriv Trader and Deriv MT5Source 8
Negative balancesLiability is limited by reference to funds in the MT5 accountRetail terms contain professional-client, eligible-counterparty and agreement-breach exclusionsSource 9
Client moneyThe EU general terms describe separate client-money arrangementsDeriv Investments (Europe) LimitedSource 9
Compensation membershipDIEL appears in the current official participant listMalta Investor Compensation SchemeSource 11
Compensation amount90% of an eligible net claim, capped at €20,000 in aggregateQualifying investment-firm failure; trading losses are outside the schemeSource 12

The EU company states that it is regulated by the MFSA and serves EEA residents. Its compensation-scheme membership is independently visible in the scheme’s participant list. The MFSA register portal returned an error during this check, so this profile does not supply an independently verified current licence number; the company number C70156 and the scheme’s LEI are different identifiers.[2][11][13]

Account closure and complaint handling

Sections ↑

Under the European general terms, a customer can terminate by giving notice and must close open trades as soon as reasonably practicable, within 21 days. Deriv can then close remaining trades at the prevailing market price. Outstanding amounts are deducted before the net balance returns to a verified payment method, subject to lawful holds. This is a separate process from a dormant MT5 account being restricted or archived.[9]

Send a formal service complaint with evidence to [email protected]. The current EU terms specify a final response within 15 business days, using the Malta business-day definition. An unsatisfactory response, or no decision within that period, can be referred to the Office of the Arbiter for Financial Services, which determines eligibility.[9]

Amy, Deriv’s AI chat assistant, is expressly limited to general support in the EU terms. It does not supply investment advice or discretionary trading authority. An answer in chat is therefore different from an accepted trading instruction or a formal complaint decision.[9]

Company background & evidence

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Founded
1999; group origins
The companies behind the brand

Legal entities & licences

These are source-dated records, not a blanket assessment of the broker. Read each issuer, identifier, status and scope together.

Deriv Investments (Europe) Limited

MaltaSource 2Source 11

No separate licence entry is recorded in this panel.

Follow the evidence

Sources & further reading

  1. Leadership transition: Rakshit Choudhary appointed sole CEO Deriv · 20 May 2025 · Accessed 9 Oct 2026
  2. Deriv MT5: European service Deriv · Accessed 9 Oct 2026
  3. European payment methods Deriv · Accessed 9 Oct 2026
  4. European funds and transfers terms Deriv · Accessed 9 Oct 2026
  5. Participants in the Investor Compensation Scheme Malta Investor Compensation Scheme · Accessed 9 Oct 2026
  6. Depositor and Investor Compensation Schemes Malta Financial Services Authority · Accessed 9 Oct 2026
  7. Financial Services Register Malta Financial Services Authority · Accessed 9 Oct 2026

This profile reports dated public information, including broker-published services and terms. It does not independently test or guarantee execution, pricing or withdrawals. Inclusion is not an endorsement. Permissions and protections apply only to the named legal entity, service and client category; check the current official records and your contract.

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