Crédit Agricole’s online share service now uses Offre Bourse Initial and Intégral branding. Charges are set by the customer’s regional bank: this profile uses the Provence Côte d’Azur tariff effective 1 July 2026, whose subscription-waiver threshold differs from the national marketing page.[1][2]
Accounts and eligibility
Sections ↑Account comparison01
Regional contracting bank
| Item | Details |
|---|---|
| Tariff example | Crédit Agricole Provence Côte d’Azur (CAPCA).Source 2Source 1 |
| National service | Offre Bourse describes a network-wide service family.Source 2Source 1 |
| Price boundary | Another regional bank can have different commissions, subscriptions and exemptions.Source 2Source 1 |
Account comparison02
Initial versus Intégral
Account comparison03
PEA versus ordinary custody
| Item | Details |
|---|---|
| PEA | Statutory eligibility and fee-cap rules apply.Source 2 |
| Ordinary securities account | Broader investment scope with its own minima and line charges.Source 2 |
| Contribution rule | The ordinary PEA ceiling is a cumulative contribution ceiling, not a fresh annual allowance.Source 2 |
Products and market access
Sections ↑Specifications04
Market and instrument range
| Item | Details |
|---|---|
| Initial catalogue | National page advertises roughly 70,000 instruments.Source 1 |
| Intégral catalogue | National page advertises roughly 300,000 instruments.Source 1 |
| Interpretation | Marketing catalogue counts do not guarantee every instrument is eligible for every wrapper or regional account.Source 1 |
Specifications05
Intégral specialist functionality
Trading and holding costs
Sections ↑Pricing & charges06
CAPCA Initial digital French orders
Pricing & charges07
CAPCA Intégral digital orders
Pricing & charges08
Subscription waiver: regional wording matters
| Item | Details |
|---|---|
| CAPCA tariff | Intégral free from 12 orders per year; €96/year below 12.Source 2Source 1 |
| National marketing page | €96 annually, waived above 12 orders.Source 2Source 1 |
| Rule to use | Apply the client’s regional contractual schedule; do not silently blend the two thresholds.Source 2Source 1 |
Pricing & charges09
Separate CAPCA custody exemption
| Item | Details |
|---|---|
| Activity test | More than 24 executed orders in the prior 12 months under the stated rule.Source 2 |
| Different charge | This is the custody exemption, not the Intégral subscription test.Source 2 |
| Practical effect | Meeting 12 orders does not itself establish custody exemption.Source 2 |
Pricing & charges10
Branch dealing
Pricing & charges11
Telephone dealing
Pricing & charges12
Foreign-market orders
Pricing & charges13
Custody: semester-based components
Pricing & charges14
Custody line charges
Pricing & charges15
Custody asset-value components
Pricing & charges16
SRD and instruction services
| Item | Details |
|---|---|
| SRD commission | 0.017%; minimum €4.15 in the tariff. The extracted rate is not labelled here as daily without an established period.Source 2 |
| Unexecuted-order cancellation | €0.Source 2 |
| Registered securities service | €31.50; pure registered category €77 under the applicable tariff.Source 2 |
Platforms, orders and execution
Sections ↑Process17
Platforms and analytical tools
Process18
SRD is separate from cash ownership
| Item | Details |
|---|---|
| Deferred settlement | SRD changes financing and settlement obligations.Source 1Source 2 |
| Approval | Account and instrument eligibility govern access.Source 1Source 2 |
| Cost risk | Commission, financing exposure and adverse price movement can occur together.Source 1Source 2 |
Funding, settlement and transfers
Sections ↑Process19
PEA transfer charge
Process20
Ordinary-account outward transfer
Process21
Recent Intégral closure surcharge
| Item | Details |
|---|---|
| Trigger | The tariff specifies an additional charge when Intégral was closed in the preceding month.Source 2 |
| Additional components | €120 plus €7.40 per domestic line or €12.40 per foreign line.Source 2 |
| Transfer planning | Check the subscription status before requesting a portfolio move.Source 2 |
Custody and client protection
Sections ↑Protections & eligibility22
Securities custody and compensation
| Item | Details |
|---|---|
| Owned securities | The client remains the owner; ordinary custody assets should be returned independently of the bank’s insolvency estate.Source 2Source 3 |
| Non-return protection | The French securities guarantee can cover eligible missing securities up to €70,000 per client and institution when the institution is unable to return or reimburse them.Source 2Source 3 |
| Market losses | Falling share prices, issuer losses and poor investment decisions are outside this guarantee.Source 2Source 3 |
Protections & eligibility23
Cash at the bank and aggregation
| Item | Details |
|---|---|
| Associated bank cash | Eligible cash is included in the bank deposit guarantee, up to €100,000 per depositor and institution in the ordinary case.Source 3Source 2 |
| Several accounts | CTO, PEA and other accounts at the same legal bank do not create separate institution limits.Source 3Source 2 |
| Nature of protection | These are conditional statutory schemes, not a private insurance promise covering portfolio performance.Source 3Source 2 |
Support, complaints and records
Sections ↑Process24
Records and tax-document service
Research and additional services
Sections ↑Availability25
Research versus execution authority
| Item | Details |
|---|---|
| Kepler Cheuvreux/FactSet | Research and information services.Source 1 |
| ProRealTime | Charting and trading-analysis tools within the offered service.Source 1 |
| Mandate distinction | Access to these tools does not create an automatic copied or discretionary portfolio.Source 1 |
Company and service history
Sections ↑Regional comparison26
Brand transition and tariff date
- Headquarters
- France
Legal entities & licences
These are source-dated records, not a blanket assessment of the broker. Read each issuer, identifier, status and scope together.
Caisse régionale de Crédit Agricole Mutuel Provence Côte d’Azur
FranceSource 2
No separate licence entry is recorded in this panel.
Cost illustrations and practical implications
Sections ↑Scenarios27
Calculated €1,000 digital order
Scenarios28
Calculated €5,000 digital order
Sources & further reading
- Crédit Agricole: current Offre Bourse Initial and Intégral service Crédit Agricole Invest Store — France · Accessed 27 Oct 2026
- Crédit Agricole Provence Côte d’Azur: private-customer tariff effective 1 July 2026 Crédit Agricole Provence Côte d’Azur · Accessed 27 Oct 2026
- FGDR: securities guarantee, ownership, non-return conditions and related cash Fonds de Garantie des Dépôts et de Résolution · Accessed 27 Oct 2026
This profile reports dated public information, including broker-published services and terms. It does not independently test or guarantee execution, pricing or withdrawals. Inclusion is not an endorsement. Permissions and protections apply only to the named legal entity, service and client category; check the current official records and your contract.