CFI combines a large regional trading group with locally contracted services. Its Cyprus business offers CFDs and a separate route to physical US stocks and ETFs. The distinction matters for platform access, commissions and financing. This profile uses Cyprus terms as its main reference and sets out the UK spread-betting and CFD route separately.[1][4][13]
Company and account reference
| Measure | Value | Context |
|---|---|---|
| Group origins | Established in 1998 | Source 16 |
| Group chief executive | Ziad Melhem | Current group leadership page; local regulated companies have their own governance.Source 18 |
| Cyprus service | Credit Financier Invest (CFI) Ltd | HE 303814; CySEC licence 179/12, dated 25 September 2012.Source 8 |
| Cyprus office | Giannou Kranidioti Street 2, Larnaca 6045 | Source 5 |
| Cyprus account currency | USD or EUR | Both main CFD account types.Source 1 |
Cyprus accounts and instrument prices
Sections ↑Cyprus CFD account models
| Feature | Zero Commission | Dynamic Trader |
|---|---|---|
| Price structure | Costs included in the spread | Rawer spreads plus account-tier commissionSource 1Source 4 |
| Minimum deposit | None advertised; see note | None advertised; see noteSource 1Source 9 |
| Minimum FX order | 0.01 lot | 0.01 lotSource 1 |
| Account currency | USD / EUR | USD / EURSource 1 |
| Swap-free account | Not offered in the Cyprus comparison | Not offered in the Cyprus comparisonSource 1 |
Selected Cyprus FX target spreads: July 2026 schedule
The July schedule lists Dynamic Trader commission tiers of USD 9, USD 6 and USD 4 per lot. It does not say whether those amounts apply per side or for an opening-and-closing round turn, or give the tier-qualification thresholds. A complete Dynamic Trader cost therefore requires the assigned account tariff. The schedule’s 1% FX margin column is explicitly for clients other than retail; retail major-FX leverage is capped at 30:1.[2][10]
Physical stocks, financing and account charges
| Item | Cyprus term | Practical basis |
|---|---|---|
| Physical US stocks / ETFs | USD 0.005 per share; USD 1 minimum per trade | Current fee page and dedicated July US-stock scheduleSource 4Source 3 |
| 100-share stock order | USD 1 commission | Calculated: max(100 × USD 0.005, USD 1)Source 3 |
| 1,000-share stock order | USD 5 commission | Calculated: max(1,000 × USD 0.005, USD 1)Source 3 |
| Overnight swap | Instrument-specific debit or credit at midnight server time | Triple Wednesday for spot FX/CFDs; triple Thursday for TRY pairsSource 11 |
| Inactivity charge | USD 100 in December, capped at account balance | No transactions January–November; separate rule for unclaimed closed-account fundsSource 9 |
| Multiple accounts | No inactivity charge if at least one account is active | October 2026 agreementSource 9 |
The October agreement also allows account archiving after 30 days of inactivity, with reactivation available. Archiving and the annual December fee are different events. For a closed account, the annual fee can also apply if the remaining money has not been withdrawn within one year.[9]
Products and platform access
Sections ↑Cyprus product and platform routes
| Route | Published access | How it is used |
|---|---|---|
| MT5 | CFD trading across the listed market categories | FX, metals, commodities, indices, equities, ETFs, bonds and crypto CFDsSource 1Source 2 |
| Trader Evolution | US equities listed on New York exchanges | Request platform activation; web and CFI Multi-Asset mobile appSource 6 |
| TradingView | US stocks and ETFs in the Cyprus product FAQ | Activate access in the CFI portal; connect with the issued credentialsSource 7 |
| Physical US-share route | Underlying shares with a per-share dealing charge | Separate from a share CFD and its spread / financing treatmentSource 4Source 3 |
CFI says the TradingView connection itself is free. Account funding remains in the CFI portal, where the client selects the relevant TradingView account. The Cyprus Trader Evolution page focuses on US equities; the UK Trader Evolution CFD connection has a different product perimeter.[7][6][15]
Cyprus funding and retail protections
Sections ↑Cyprus deposit methods and published charges
| Method | Deposit estimate | Charge / limit |
|---|---|---|
| Cards through SafeCharge | Instant; EUR / USD | 4%; published maximum USD 10,000 per weekSource 5 |
| Skrill | Within one hour of receipt, excluding weekends; EUR / USD | 4%; no published maximumSource 5 |
| Bank wire | 2–5 days; EUR / USD | No CFI fee; correspondent-bank charges may applySource 5 |
CFI Cyprus validates funding requests during 08:00–16:00 Cyprus time. Withdrawal requests made outside working hours move to the next working day, and bank or payment-provider settlement adds to the broker’s processing. The October agreement assigns bank and administrative transfer charges to the client, so a zero-cost deposit route should not be assumed to make every withdrawal free.[5][9]
Cyprus retail CFD limits and compensation
| Item | Published rule |
|---|---|
| Major FX | Maximum leverage 30:1Source 10 |
| Other FX, gold and major indices | Maximum leverage 20:1Source 10 |
| Other commodities / non-major indices | Maximum leverage 10:1Source 10 |
| Individual equities / crypto | Maximum leverage 5:1 / 2:1Source 10 |
| Account close-out and balance protection | 50% margin close-out rule; negative-balance protection per retail accountSource 10 |
| Investor Compensation Fund | Lower of 90% of eligible covered claims or EUR 20,000 per covered clientSource 12 |
The separate United Kingdom service
Sections ↑CFI UK account routes
| Feature | Spread betting | CFD account |
|---|---|---|
| Account currency | GBP | GBP / USD / EURSource 13 |
| Minimum deposit | None | NoneSource 13 |
| Retail leverage ceiling | 30:1 | 30:1Source 14 |
| TradingView connection | Not supported for spread bets | Through Trader EvolutionSource 15 |
| Trader Evolution CFD commission | Separate spread-betting tariff | GBP 6 per round lot in the UK spread-list footnoteSource 14 |
Business scale and local company capital
Sections ↑Group activity versus Cyprus company figures
| Measure | Reported figure | Scope / date |
|---|---|---|
| Trading volume | USD 3.03 trillion | Group, Q2 2026; company announcementSource 16 |
| Trading volume | USD 5.34 trillion | Group, H1 2026; company announcementSource 16 |
| Active-client change | +8.4% year on year | Group, Q2 2026; absolute count not suppliedSource 16 |
| Regulatory own funds | USD 7.463 million | Cyprus company, 31 December 2025Source 17 |
| Required own funds | USD 1.525 million | Cyprus company, 31 December 2025Source 17 |
| Reported capital ratio | 489.41% | Cyprus company, 31 December 2025Source 17 |
The July 2026 group announcement describes increased activity in metals and equity indices, with 42.47 million-plus trades in the second quarter. These figures explain the group’s operating scale. The Cyprus capital disclosure answers a different question: the resources and requirements of the locally contracted investment firm at its reporting date.[16][17]
Transferring securities into CFI Cyprus
Sections ↑The securities-transfer form covers a full account or selected positions and normally transfers eligible assets in kind. It asks for the latest statement, account registrations, tax identification and holding quantities; joint or differently registered accounts require additional authority. The form identifies [email protected] for the receiving firm.[20]
A cash transfer after liquidation is a different instruction: assets must first be sold at the delivering firm. The form warns that unsupported holdings can delay or prevent transfer and that the delivering firm may impose liquidation, termination or other charges. Its inclusion of account-type boxes is not evidence that every registration or asset is available to every new CFI applicant.[20]
Cyprus service complaints
Sections ↑Formal complaint route
| Item | Published rule | Practical meaning |
|---|---|---|
| Written submission | [email protected]; no complaint-handling charge. | Give account identity, full issue description, relevant employee/service and claimed loss with records. |
| Acknowledgement | Within five working days. | Retain the unique reference for follow-up and external review. |
| Response | Within two months; explained extension cannot exceed three months from submission. | This is the policy timetable, not a guarantee of reimbursement. |
| External recourse | Financial Ombudsman, competent courts or supervisory reporting to CySEC as applicable. | Eligibility and the function of each route differ. |
Company background & evidence
Sections ↑- Founded
- 1998
Legal entities & licences
These are source-dated records, not a blanket assessment of the broker. Read each issuer, identifier, status and scope together.
Credit Financier Invest (CFI) Ltd
| Issuer & identifier | Recorded status | Date & scope |
|---|---|---|
| Cyprus Securities and Exchange Commission179/12 | Authorised | Checked 9 Oct 2026The specific company appears in the current investment-firm list, with licence date 25 September 2012 and company number HE 303814.Source 8 |
Credit Financier Invest Limited
| Issuer & identifier | Recorded status | Date & scope |
|---|---|---|
| Financial Conduct Authority828955 | Not verified | Checked 9 Oct 2026The UK company discloses this FCA reference. Its specific current regulator record was not independently retrieved in this review.Source 13Source 14 |
Sources & further reading
- Cyprus account comparison CFI · Accessed 9 Oct 2026
- Cyprus CFD Costs and Charges, July 2026 Credit Financier Invest (CFI) Ltd · Accessed 9 Oct 2026
- Cyprus US Stocks Costs and Charges, July 2026 Credit Financier Invest (CFI) Ltd · Accessed 9 Oct 2026
- Cyprus fees and charges CFI · Accessed 9 Oct 2026
- Cyprus deposits and withdrawals CFI · Accessed 9 Oct 2026
- Cyprus Trader Evolution: US stocks platform CFI · Accessed 9 Oct 2026
- Cyprus TradingView connection and product FAQ CFI · Accessed 9 Oct 2026
- Current Cyprus investment firms: Credit Financier Invest (CFI) Ltd entry Cyprus Securities and Exchange Commission · Accessed 9 Oct 2026
- Cyprus Terms and Conditions, October 2026 Credit Financier Invest (CFI) Ltd · Accessed 9 Oct 2026
- CyNPIMs: retail CFD product restrictions, November 2025 Credit Financier Invest (CFI) Ltd · Accessed 9 Oct 2026
- Cyprus Overnight Policy, December 2025 Credit Financier Invest (CFI) Ltd · Accessed 9 Oct 2026
- Cyprus Investor Compensation Fund policy, November 2025 Credit Financier Invest (CFI) Ltd · Accessed 9 Oct 2026
- United Kingdom CFD and spread-betting accounts CFI · Accessed 9 Oct 2026
- UK spread list and account conditions Credit Financier Invest Limited · Accessed 9 Oct 2026
- United Kingdom TradingView integration CFI · Accessed 9 Oct 2026
- Group Q2 and first-half 2026 trading activity CFI Financial Group · 21 Jul 2026 · Accessed 9 Oct 2026
- Solo Pillar III disclosures for the year ended 31 December 2025 Credit Financier Invest (CFI) Ltd · Accessed 9 Oct 2026
- CFI group leadership CFI · Accessed 9 Oct 2026
- Cyprus complaints procedure — March 2026 CFI · Accessed 15 Oct 2026
- Cyprus securities-account transfer form CFI · Accessed 15 Oct 2026
This profile reports dated public information, including broker-published services and terms. It does not independently test or guarantee execution, pricing or withdrawals. Inclusion is not an endorsement. Permissions and protections apply only to the named legal entity, service and client category; check the current official records and your contract.