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CFI: Cyprus CFD and stock accounts, published costs, funding and the separate UK route

Reference for CFI Cyprus and its distinct UK service, covering Zero Commission and Dynamic Trader accounts, FX pricing, physical-share costs, platform entitlements, payment charges and dated company figures.

By Editorial deskOperating status: ActiveSources checked Published Updated
Profile scope

Cyprus account and funding terms are the main reference. The UK CFD and spread-betting service is shown separately.

  • Cyprus separates Zero Commission and Dynamic Trader CFD pricing from physical US-share dealing.
  • Current Cyprus platform pages describe Trader Evolution as a US-equity route and TradingView access to US stocks and ETFs.
  • The Cyprus funding table lists a 4% deposit charge for SafeCharge and Skrill; bank-wire costs depend on the bank.

CFI combines a large regional trading group with locally contracted services. Its Cyprus business offers CFDs and a separate route to physical US stocks and ETFs. The distinction matters for platform access, commissions and financing. This profile uses Cyprus terms as its main reference and sets out the UK spread-betting and CFD route separately.[1][4][13]

Broker essentials01

Company and account reference

Company and account reference
MeasureValueContext
Group originsEstablished in 1998Source 16
Group chief executiveZiad MelhemCurrent group leadership page; local regulated companies have their own governance.Source 18
Cyprus serviceCredit Financier Invest (CFI) LtdHE 303814; CySEC licence 179/12, dated 25 September 2012.Source 8
Cyprus officeGiannou Kranidioti Street 2, Larnaca 6045Source 5
Cyprus account currencyUSD or EURBoth main CFD account types.Source 1

Cyprus accounts and instrument prices

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Account comparison02

Cyprus CFD account models

Cyprus CFD account models
FeatureZero CommissionDynamic Trader
Price structureCosts included in the spreadRawer spreads plus account-tier commissionSource 1Source 4
Minimum depositNone advertised; see noteNone advertised; see noteSource 1Source 9
Minimum FX order0.01 lot0.01 lotSource 1
Account currencyUSD / EURUSD / EURSource 1
Swap-free accountNot offered in the Cyprus comparisonNot offered in the Cyprus comparisonSource 1
Pricing & charges03

Selected Cyprus FX target spreads: July 2026 schedule

Selected Cyprus FX target spreads: July 2026 schedule
PairZero Commission, pipsDynamic Trader, pips
EUR/USD1.60.0Source 2
GBP/USD1.80.0Source 2
USD/JPY1.80.0Source 2
AUD/USD1.80.4Source 2
EUR/GBP1.90.4Source 2

The July schedule lists Dynamic Trader commission tiers of USD 9, USD 6 and USD 4 per lot. It does not say whether those amounts apply per side or for an opening-and-closing round turn, or give the tier-qualification thresholds. A complete Dynamic Trader cost therefore requires the assigned account tariff. The schedule’s 1% FX margin column is explicitly for clients other than retail; retail major-FX leverage is capped at 30:1.[2][10]

Pricing & charges04

Physical stocks, financing and account charges

Physical stocks, financing and account charges
ItemCyprus termPractical basis
Physical US stocks / ETFsUSD 0.005 per share; USD 1 minimum per tradeCurrent fee page and dedicated July US-stock scheduleSource 4Source 3
100-share stock orderUSD 1 commissionCalculated: max(100 × USD 0.005, USD 1)Source 3
1,000-share stock orderUSD 5 commissionCalculated: max(1,000 × USD 0.005, USD 1)Source 3
Overnight swapInstrument-specific debit or credit at midnight server timeTriple Wednesday for spot FX/CFDs; triple Thursday for TRY pairsSource 11
Inactivity chargeUSD 100 in December, capped at account balanceNo transactions January–November; separate rule for unclaimed closed-account fundsSource 9
Multiple accountsNo inactivity charge if at least one account is activeOctober 2026 agreementSource 9

The October agreement also allows account archiving after 30 days of inactivity, with reactivation available. Archiving and the annual December fee are different events. For a closed account, the annual fee can also apply if the remaining money has not been withdrawn within one year.[9]

Products and platform access

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Platforms & products05

Cyprus product and platform routes

Cyprus product and platform routes
RoutePublished accessHow it is used
MT5CFD trading across the listed market categoriesFX, metals, commodities, indices, equities, ETFs, bonds and crypto CFDsSource 1Source 2
Trader EvolutionUS equities listed on New York exchangesRequest platform activation; web and CFI Multi-Asset mobile appSource 6
TradingViewUS stocks and ETFs in the Cyprus product FAQActivate access in the CFI portal; connect with the issued credentialsSource 7
Physical US-share routeUnderlying shares with a per-share dealing chargeSeparate from a share CFD and its spread / financing treatmentSource 4Source 3

CFI says the TradingView connection itself is free. Account funding remains in the CFI portal, where the client selects the relevant TradingView account. The Cyprus Trader Evolution page focuses on US equities; the UK Trader Evolution CFD connection has a different product perimeter.[7][6][15]

Cyprus funding and retail protections

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At a glance06

Cyprus deposit methods and published charges

Cyprus deposit methods and published charges
MethodDeposit estimateCharge / limit
Cards through SafeChargeInstant; EUR / USD4%; published maximum USD 10,000 per weekSource 5
SkrillWithin one hour of receipt, excluding weekends; EUR / USD4%; no published maximumSource 5
Bank wire2–5 days; EUR / USDNo CFI fee; correspondent-bank charges may applySource 5

CFI Cyprus validates funding requests during 08:00–16:00 Cyprus time. Withdrawal requests made outside working hours move to the next working day, and bank or payment-provider settlement adds to the broker’s processing. The October agreement assigns bank and administrative transfer charges to the client, so a zero-cost deposit route should not be assumed to make every withdrawal free.[5][9]

Protections & eligibility07

Cyprus retail CFD limits and compensation

Cyprus retail CFD limits and compensation
ItemPublished rule
Major FXMaximum leverage 30:1Source 10
Other FX, gold and major indicesMaximum leverage 20:1Source 10
Other commodities / non-major indicesMaximum leverage 10:1Source 10
Individual equities / cryptoMaximum leverage 5:1 / 2:1Source 10
Account close-out and balance protection50% margin close-out rule; negative-balance protection per retail accountSource 10
Investor Compensation FundLower of 90% of eligible covered claims or EUR 20,000 per covered clientSource 12

The separate United Kingdom service

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Account comparison08

CFI UK account routes

CFI UK account routes
FeatureSpread bettingCFD account
Account currencyGBPGBP / USD / EURSource 13
Minimum depositNoneNoneSource 13
Retail leverage ceiling30:130:1Source 14
TradingView connectionNot supported for spread betsThrough Trader EvolutionSource 15
Trader Evolution CFD commissionSeparate spread-betting tariffGBP 6 per round lot in the UK spread-list footnoteSource 14

Business scale and local company capital

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Results & changes09

Group activity versus Cyprus company figures

Group activity versus Cyprus company figures
MeasureReported figureScope / date
Trading volumeUSD 3.03 trillionGroup, Q2 2026; company announcementSource 16
Trading volumeUSD 5.34 trillionGroup, H1 2026; company announcementSource 16
Active-client change+8.4% year on yearGroup, Q2 2026; absolute count not suppliedSource 16
Regulatory own fundsUSD 7.463 millionCyprus company, 31 December 2025Source 17
Required own fundsUSD 1.525 millionCyprus company, 31 December 2025Source 17
Reported capital ratio489.41%Cyprus company, 31 December 2025Source 17

The July 2026 group announcement describes increased activity in metals and equity indices, with 42.47 million-plus trades in the second quarter. These figures explain the group’s operating scale. The Cyprus capital disclosure answers a different question: the resources and requirements of the locally contracted investment firm at its reporting date.[16][17]

Transferring securities into CFI Cyprus

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The securities-transfer form covers a full account or selected positions and normally transfers eligible assets in kind. It asks for the latest statement, account registrations, tax identification and holding quantities; joint or differently registered accounts require additional authority. The form identifies [email protected] for the receiving firm.[20]

A cash transfer after liquidation is a different instruction: assets must first be sold at the delivering firm. The form warns that unsupported holdings can delay or prevent transfer and that the delivering firm may impose liquidation, termination or other charges. Its inclusion of account-type boxes is not evidence that every registration or asset is available to every new CFI applicant.[20]

Cyprus service complaints

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At a glance10

Formal complaint route

Formal complaint route
ItemPublished rulePractical meaning
Written submission[email protected]; no complaint-handling charge.Give account identity, full issue description, relevant employee/service and claimed loss with records.
AcknowledgementWithin five working days.Retain the unique reference for follow-up and external review.
ResponseWithin two months; explained extension cannot exceed three months from submission.This is the policy timetable, not a guarantee of reimbursement.
External recourseFinancial Ombudsman, competent courts or supervisory reporting to CySEC as applicable.Eligibility and the function of each route differ.

Company background & evidence

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Founded
1998
The companies behind the brand

Legal entities & licences

These are source-dated records, not a blanket assessment of the broker. Read each issuer, identifier, status and scope together.

Credit Financier Invest (CFI) Ltd

CyprusSource 8Source 9

Licences and regulatory records for Credit Financier Invest (CFI) Ltd
Issuer & identifierRecorded statusDate & scope
Cyprus Securities and Exchange Commission179/12AuthorisedChecked 9 Oct 2026The specific company appears in the current investment-firm list, with licence date 25 September 2012 and company number HE 303814.Source 8

Credit Financier Invest Limited

United KingdomSource 13Source 14

Licences and regulatory records for Credit Financier Invest Limited
Issuer & identifierRecorded statusDate & scope
Financial Conduct Authority828955Not verifiedChecked 9 Oct 2026The UK company discloses this FCA reference. Its specific current regulator record was not independently retrieved in this review.Source 13Source 14
Follow the evidence

Sources & further reading

  1. Cyprus account comparison CFI · Accessed 9 Oct 2026
  2. Cyprus CFD Costs and Charges, July 2026 Credit Financier Invest (CFI) Ltd · Accessed 9 Oct 2026
  3. Cyprus US Stocks Costs and Charges, July 2026 Credit Financier Invest (CFI) Ltd · Accessed 9 Oct 2026
  4. Cyprus fees and charges CFI · Accessed 9 Oct 2026
  5. Cyprus deposits and withdrawals CFI · Accessed 9 Oct 2026
  6. Current Cyprus investment firms: Credit Financier Invest (CFI) Ltd entry Cyprus Securities and Exchange Commission · Accessed 9 Oct 2026
  7. Cyprus Terms and Conditions, October 2026 Credit Financier Invest (CFI) Ltd · Accessed 9 Oct 2026
  8. CyNPIMs: retail CFD product restrictions, November 2025 Credit Financier Invest (CFI) Ltd · Accessed 9 Oct 2026
  9. Cyprus Overnight Policy, December 2025 Credit Financier Invest (CFI) Ltd · Accessed 9 Oct 2026
  10. Cyprus Investor Compensation Fund policy, November 2025 Credit Financier Invest (CFI) Ltd · Accessed 9 Oct 2026
  11. UK spread list and account conditions Credit Financier Invest Limited · Accessed 9 Oct 2026
  12. Group Q2 and first-half 2026 trading activity CFI Financial Group · 21 Jul 2026 · Accessed 9 Oct 2026
  13. Solo Pillar III disclosures for the year ended 31 December 2025 Credit Financier Invest (CFI) Ltd · Accessed 9 Oct 2026
  14. CFI group leadership CFI · Accessed 9 Oct 2026

This profile reports dated public information, including broker-published services and terms. It does not independently test or guarantee execution, pricing or withdrawals. Inclusion is not an endorsement. Permissions and protections apply only to the named legal entity, service and client category; check the current official records and your contract.

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