Cajamar Broker Online is the investment interface within Cajamar’s electronic banking. It provides market information and dealing access, with a separate financial-markets account required for transactions. Free access is useful for an existing banking customer, but does not establish low or zero securities charges.[1][2]
Access and account requirements
Sections ↑Getting started
Investments and information
Sections ↑Platform functions
An instrument appearing in market information is not necessarily enabled for trading in the customer’s account. The available product list and permissions should be checked before transferring a particular holding.
Platform and investment charges
Sections ↑What the free-access offer covers
Brokerage, custody, currency conversion, taxes and third-party charges are separate. The current product page does not provide a complete executable securities-price schedule. The bank’s tariff directory and the account’s commercial fee annex are the relevant starting points; an undated older commission PDF should not be turned into a current price claim.[1][3][4]
Records and corporate actions
Sections ↑The bank’s live legal directory links a standard custody agreement marked September 2013. The following describes that published template, rather than certifying the terms of a newly opened account. Obtain the version incorporated into the signed agreement.[3][4]
Published custody-template provisions
| Subject | Provision |
|---|---|
| Transaction information | A detailed operation notice within the third business day after execution.Source 4 |
| Account statement | Monthly where an operation occurred in that period.Source 4 |
| Corporate actions | Client instructions must reach the bank by its stated deadline, with funds supplied where required.Source 4 |
| Foreign omnibus holdings | Internal records identify customer ownership; the template requires information about the relevant subcustodian.Source 4 |
Cash and portfolio exit
Sections ↑Published template: funding and termination
| Subject | Provision |
|---|---|
| Funding | Maintain enough money in the associated account to meet instructions.Source 4 |
| Ordinary termination | Either party may terminate with one month’s written notice.Source 4 |
| Exceptional termination | Non-payment, changed credit risk or specified legal-compliance failures can trigger termination without advance notice.Source 4 |
| On closure | Pending obligations and accrued charges remain; the customer instructs where holdings should be transferred or redeemed.Source 4 |
Selling a security, transferring it to another custodian and withdrawing bank cash are different operations. The account’s actual available balance and settlement information determine when cash can be moved; the public broker page supplies no universal withdrawal-completion promise.
Access help and formal complaints
Sections ↑Contact routes
| Purpose | Published contact |
|---|---|
| Electronic-banking unlock | 950 18 33 13.Source 1Source 5 |
| Complaint by post | Servicio de Atención al Cliente, Grupo Cooperativo Cajamar, Calle Ciudad Financiera 1, 04131 Almería.Source 1Source 5 |
| Complaint online | Electronic-banking complaints form, or [email protected] with the required electronic signature.Source 1Source 5 |
| In person | Submit a written complaint through a branch.Source 1Source 5 |
The complaints page states a one-month period for ordinary consumer complaints, two months for other non-payment-service cases, and a separate 15-business-day payment-services period, exceptionally extended to one month. It requires the bank’s internal complaint step before the relevant financial-supervisor route.[5]
Company and registration
Sections ↑The named entity is Cajamar Caja Rural, Sociedad Cooperativa de Crédito, a member of Grupo Cooperativo Cajamar. Banco de España’s 28 October 2026 monetary-financial-institution list identifies it under code 3058. Group membership does not replace the legal entity and obligations written in the customer contract.[1][6]
- Headquarters
- Spain
Legal entities & licences
These are source-dated records, not a blanket assessment of the broker. Read each issuer, identifier, status and scope together.
Cajamar Caja Rural, Sociedad Cooperativa de Crédito
No separate licence entry is recorded in this panel.
Assessment
Sections ↑Cajamar’s main practical advantage is bringing banking, market information and investment administration into one relationship. Its public material supports that workflow more clearly than a price comparison. Before moving an established portfolio, obtain the current custody, dividend and outgoing-transfer charges and match them to the number and type of holdings.
Sources & further reading
- Cajamar Broker Online: features and access requirements Cajamar Caja Rural · Accessed 29 Oct 2026
- Cajamar: remote-banking service charges Cajamar Caja Rural · Accessed 29 Oct 2026
- Cajamar: current contract and tariff directory Cajamar Caja Rural · Accessed 29 Oct 2026
- Linked standard custody agreement, marked September 2013 Cajamar Caja Rural · Accessed 29 Oct 2026
- Cajamar: formal complaints channels and response periods Grupo Cooperativo Cajamar · Accessed 29 Oct 2026
- Banco de España: monetary financial institution list, 28 October 2026 Banco de España · Accessed 29 Oct 2026
This profile reports dated public information, including broker-published services and terms. It does not independently test or guarantee execution, pricing or withdrawals. Inclusion is not an endorsement. Permissions and protections apply only to the named legal entity, service and client category; check the current official records and your contract.