Accounts & headline costs
Sections ↑BoursoBank combines bank-linked securities accounts, French tax wrappers and selected managed investment services. Choosing the wrapper comes before choosing a commission plan: ownership, contribution limits and withdrawal consequences differ even when the same online dealing tools are used.[1][3]
Account comparison01
Personal account choices
| Account | Ownership and scope | Main constraint |
|---|---|---|
| CTO | Individual or joint ordinary securities account | No contribution ceiling; taxable investments outside the PEA framework.Source 2 |
| PEA | Individual French equity savings plan | €150,000 contribution ceiling; the wrapper limits eligible instruments.Source 3 |
| PEA-PME | Individual plan for eligible smaller-company investments | €225,000 ceiling shared with an ordinary PEA; the PEA itself remains capped at €150,000.Source 4 |
| PEA 18–25 | Adult still attached to a parent’s tax household | €20,000 contribution ceiling; age and tax-household conditions apply.Source 5 |
| CEFP | Dedicated fund-based managed financial savings account | Separate investment arrangement; capital is exposed to market loss.Source 13 |
Reference table02
Tax wrapper: contribution limits and investment gains
| Issue | Published distinction | Planning consequence |
|---|---|---|
| PEA five-year condition | Qualifying gains become exempt from French income tax after five years; social levies remain | Early withdrawals and exceptions must be checked before taking cash out.Source 3 |
| Contribution ceiling | The PEA and PEA-PME ceilings constrain paid-in contributions, not subsequent investment gains | The shared ceiling must be tracked across both plans.Source 4 |
Account comparison03
Bank relationship and opening
| Step | Published arrangement | What matters |
|---|---|---|
| Become a banking customer | A BoursoBank current account is required | The brokerage application is attached to that banking relationship.Source 1 |
| Identity evidence | Current identity document, selfie and a same-name French bank RIB where requested | The application can require supplementary evidence; a marketing opening estimate is not approval.Source 1 |
| Wrapper selection | PEA and PEA-PME accounts must satisfy their own eligibility rules | Opening a current account does not by itself establish eligibility for a tax wrapper.Source 3Source 4 |
Account comparison04
Initial funding and adulthood
| Account | Published minimum or transition | Interpretation |
|---|---|---|
| Ordinary CTO | No minimum opening payment | Individual transactions can still have a minimum purchase size.Source 2 |
| PEA 18–25 | From €10 | The first payment establishes the funded plan; market-order minimums are separate.Source 5 |
| Young-plan transition | After age 25, conversion to the ordinary PEA | The contribution ceiling becomes €150,000 and the existing tax age is retained.Source 5 |
| Managed accounts | PEA Gestion Profilée and CEFP start at €100 | Their recurring contributions and fund charges differ from manual share dealing.Source 12Source 13 |
Account comparison05
Business CTO: eligibility is narrower than a generic corporate account
| Issue | Published rule | Operational effect |
|---|---|---|
| Company forms | Selected single-owner forms including SASU, EURL and specified single-member professional companies | Check the exact legal form in the Business application.Source 6 |
| Purpose | Investment of company cash in the offered securities and funds | Corporate holdings and tax treatment belong to the company, separate from the owner’s personal PEA.Source 6 |
| Entity identifier | A valid Legal Entity Identifier is required | Keep the LEI current for the corporate trading relationship.Source 20 |
The young PEA is an adult tax-household product. It should not be confused with a minor’s banking account. Likewise, a joint CTO is a separate ownership choice; it does not turn a PEA into a joint tax wrapper.[5][2]
Products & platforms
Sections ↑Reference table06
Investments and their legal form
| Product | Available exposure | Important distinction |
|---|---|---|
| Shares, ETFs and investment funds | French and international securities within the published trading universe | PEA eligibility must be checked security by security.Source 18 |
| Warrants, turbos and certificates | Listed or issuer-linked structured securities | Embedded leverage and issuer exposure differ from buying the underlying asset.Source 18 |
| Crypto exposure | Crypto-linked ETNs | No direct crypto purchase, wallet custody or coin withdrawal is established by this offering.Source 18 |
| Private assets and property | Selected FIP/FCPI, private-equity funds, crowdfunding and SCPI | Subscription, liquidity and exit conditions are product specific.Source 8 |
Reference table07
What the quoted-market universe does not establish
| Boundary | Published position | Consequence |
|---|---|---|
| Foreign IPOs | Not offered through the published product scope | A foreign exchange quotation does not establish subscription access to a new issue.Source 18 |
| Primary bond market | Excluded from the published negotiable-product FAQ | Check the specific secondary-market or packaged product route instead.Source 18 |
| US markets | Personal access depends on French tax residence | Legal entities and non-French tax residents cannot use this US securities route.Source 24 |
Platforms & products08
Trading workspaces and information
| Tool | Function | Access boundary |
|---|---|---|
| Web and mobile account | Portfolio review and orders | The account, instrument and selected market determine available instructions.Source 2 |
| Trading Board | Customisable trading workspace | Watchlists and quote alerts support monitoring; they are not discretionary management.Source 9 |
| ProRealTime | Technical-analysis software with subscription activation | Access from the securities account or security page after subscription.Source 51 |
| Ma Performance and Votaccess | Portfolio analysis and electronic voting at eligible general meetings | An information or voting service is distinct from a trade-execution instruction.Source 11 |
Trading & service hours09
Extended-hours dealing
| Feature | Current published scope | Execution consideration |
|---|---|---|
| Window | 17:35–22:00, French market time | Available on web and mobile after the reference market closes.Source 9 |
| Selection | More than 160 shares and ETFs | Use the current eligible list; the service does not cover every quoted security.Source 9 |
| Cost and liquidity | No additional brokerage surcharge for this time window | Liquidity may be lower and the bid–ask spread wider.Source 9 |
Platforms & products10
Business platform restrictions
| Available | Excluded or restricted | Implication |
|---|---|---|
| Trading Board, watchlists, virtual portfolios, quote downloads and alerts | ProRealTime and US real-time subscriptions | Do not apply the full personal-account platform bundle to a company.Source 19 |
| Registered-holding administration, market information and Votaccess | Online securities mobility service | A corporate account transfer is not established through the ordinary retail mobility route.Source 19 |
| Selected European securities, ETFs, ETNs and funds | US trading is unavailable to legal entities | Check business-specific asset eligibility before funding for a particular instrument.Source 6Source 24 |
Trading & non-trading costs
Sections ↑The table prices below use the tariff effective 5 October 2026. Brokerage is only one layer: fund expenses, currency conversion, taxes, financing and optional subscriptions can add to the executed order’s cost. Classic is a CTO tariff; it is not one of the PEA plans.[21]
Pricing & charges11
Online Euronext Paris, Amsterdam and Brussels commission
Pricing & charges12
Foreign dealing and conversion
The currency adjustment is stated in exchange-rate points. Its percentage effect varies with the exchange rate and must not be presented as a universal percentage fee.[7]
Pricing & charges13
Minimum purchases and PEA brokerage ceiling
| Category | Minimum or cap |
|---|---|
| CTO ordinary shares / bonds | €20.Source 7 |
| PEA-family Euronext shares | €100; other European shares €2,500.Source 7 |
| ETF / ETN / ETC | €100.Source 7 |
| Funds | Ordinary CTO €20; PEA €100; partners €500.Source 7 |
| PEA-family brokerage | Maximum 0.5% of order value.Source 7 |
Pricing & charges14
Activity fees, optional software and tariff changes
| Item | Published charge or waiver |
|---|---|
| Découverte | No monthly subscription.Source 22 |
| Classic / Trader | €5.95 monthly without an executed order.Source 7 |
| Ultimate Trader | €119 monthly below 30 executions; first month exempt.Source 7 |
| Ultimate commitment | Three months minimum; each started month chargeable.Source 7 |
| ProRealTime base / US data | From €29.95 / €2 monthly; Ultimate included.Source 7 |
| Chargeable tariff change | €119.Source 7 |
Pricing & charges15
Subscription mechanics
| Point | How the bank applies it | Why to check |
|---|---|---|
| Activity is measured monthly | Classic and Trader assess whether at least one order executed | An unexecuted instruction does not satisfy the activity condition.Source 22 |
| Debit timing | Classic and Trader charges are collected after the quarter; Ultimate after the relevant month | A later debit may relate to an earlier inactive period.Source 22 |
| Changing plan | One free change per calendar year; a change during the first year after opening or an extra change in the calendar year is chargeable via support | The paid-change charge is shown above; each account retains its own tariff.Source 27 |
Pricing & charges16
Boursomarkets commission scope
| Selected product | Preferential treatment | Costs that can remain |
|---|---|---|
| Partner ETFs / ETNs / ETCs | Purchase brokerage waived; ordinary sale tariff applies | Fund or product expenses, spread, conversion and relevant taxes.Source 8 |
| Partner warrants / turbos / certificates | Purchase and sale brokerage waived | Issuer terms, bid–ask spread, embedded financing and capital-loss risk.Source 8 |
| Selected partner funds | Current dedicated offer states zero purchase and sale brokerage | Fund-level ongoing charges and any charges retained by the fund remain relevant.Source 8 |
Pricing & charges17
Fund orders and securities transfers
Pricing & charges18
BoursoFirst preferential dealing
| Feature | Current terms | Restriction |
|---|---|---|
| Eligible covered exchange orders | 0.07%, minimum €14 | Applies to covered shares and ETFs in the European and US scope.Source 10 |
| Account activation | Request the tariff separately for the account | A subscription alone should not be treated as confirmation that the old tariff has changed.Source 10 |
| Custody and inactivity | No custody or activity charge under the preferred offer | The separate BoursoFirst subscription still applies.Source 10 |
| Joint CTO | One of the joint owners can hold BoursoFirst | Two subscriptions are not required solely to apply the joint-account tariff.Source 48 |
| SRD | No special financing discount | The ordinary SRD charges continue.Source 49 |
Pricing & charges19
Taxes and price interpretation
| Issue | Published scope | Practical meaning |
|---|---|---|
| French transaction tax | The bank identifies a 0.4% rate for taxable transactions | This is not a fee on every share, fund or sale. Check the security and transaction treatment.Source 21 |
| Foreign taxes and levies | US selling levies and other market charges can be separate | Do not treat the online commission as an all-inclusive cross-border cost.Source 24 |
Trading conditions & execution
Sections ↑A submitted instruction, an executed trade and settled cash are different stages. BoursoBank’s public order rules depend on the market, while SRD introduces a separate collateral and month-end settlement process. Monitor the account’s actual order and coverage screens.[26][28]
Reference table20
Order controls by market
| Route | Published order rule | Limitation |
|---|---|---|
| Euronext Paris / Amsterdam / Brussels | Market, limit, stop and stop-limit instructions | A limit controls price but does not guarantee execution.Source 25Source 26 |
| Other European exchanges | Limit order with day validity only | Do not assume a stop or a longer validity is supported.Source 25 |
| Lisbon | European-market FAQ includes stop types; the general order FAQ limits stops to three other Euronext markets | This conflict remains unresolved: verify the actual Lisbon ticket before relying on a stop.Source 25Source 26 |
Reference table21
US market eligibility
| Customer | Published access position | Action before investing |
|---|---|---|
| French tax-resident individual | Access without an additional US-market procedure described in this FAQ | Account approval and the security’s eligibility still govern dealing.Source 24 |
| Non-French tax resident | US securities route unavailable | Do not rely on the broader international-markets marketing statement.Source 24 |
| Legal person | US securities route unavailable | Business CTO coverage must be checked independently.Source 24 |
Reference table22
SRD: financed and short positions
| Feature | Published rule | Risk consequence |
|---|---|---|
| Account scope | Eligible CTO only; PEA and PEA-PME excluded | Access requires bank acceptance and suitable available coverage.Source 29 |
| Cash collateral | Up to five times cash collateral in the bank’s example | The coverage value varies with the assets held; it is not a universal leverage promise.Source 28 |
| Settlement | Payment deferred to the monthly SRD settlement | Closing or carrying a position can change financing and delivery obligations.Source 28 |
| Short sale | Sell eligible securities not already held | Adverse price movement can create losses beyond the initial investment.Source 30 |
| Loss limit | The bank expressly warns that losses can exceed invested capital | No general retail-CFD-style negative-balance promise is inferred for SRD.Source 30 |
Pricing & charges23
SRD financing and carry charge
Reference table24
Negative coverage sequence
| Stage | Bank’s published process | Investor responsibility |
|---|---|---|
| Day of shortfall | SMS after the market close | Review the coverage position and funding requirement.Source 31 |
| Next business day | Restore coverage before the close | Add eligible funds or reduce positions; internal transfer, card or instant transfer may be relevant.Source 31 |
| Following business day | Bank regularisation if the shortfall persists; €10 incident charge | Forced action can occur at an unfavourable market price.Source 31 |
Reference table25
Recurring-fund execution uses NAV, not a live ETF price
| Submission | Published NAV timing | Operational boundary |
|---|---|---|
| At least two hours before 11:00 centralisation | Next business day’s NAV | The time is the fund-order centralisation schedule.Source 41 |
| Within two hours before centralisation | Next day or the following business day | The earlier NAV is not promised.Source 41 |
| After centralisation | Next centralisation; ordinarily NAV two business days later | A displayed market quote is not the eventual fund execution price.Source 41 |
Funding, withdrawals & transfers
Sections ↑Reference table26
Funding a personal securities account
| Method | Published limits or timing | Operational detail |
|---|---|---|
| Internal transfer | Normally immediate | Check the instantaneous position after execution.Source 32 |
| External bank transfer | Indicatively one to two business days | Transfer from the appropriate linked banking relationship.Source 32 |
| Bank card from another French bank | €30–€3,500; up to ten top-ups monthly | Usually immediate; use the instantaneous portfolio view.Source 32 |
The ordinary funding FAQ does not provide a standing-transfer feature for a securities account. The separate Plan d’Épargne programme is a recurring investment service with its own product and execution rules. Do not infer that configuring one automatically configures the other.[32][39]
Reference table27
Withdrawing ordinary and PEA cash
| Route | Published process | Why the wrapper matters |
|---|---|---|
| CTO cash | Transfer to the customer’s BoursoBank current account | The FAQ does not provide direct external-bank transfer from the CTO.Source 33 |
| PEA / PEA-PME cash | Use the dedicated withdrawal process | A withdrawal is a tax-wrapper event, not just an ordinary account transfer.Source 33 |
| PEA after five years | Online partial withdrawal normally takes two to five business days | The online process requires €1 cash to remain.Source 34 |
Reference table28
PEA withdrawal restrictions that can delay access
| Situation | Published condition | Consequence |
|---|---|---|
| Before five years | Withdrawal generally closes the plan, subject to stated statutory exceptions | The FAQ identifies redundancy, early retirement and disability circumstances for the holder or relevant partner.Source 34 |
| Outstanding processing | Pending orders, transfers or corporate actions can prevent tax calculation | Complete or resolve the operation before requesting the withdrawal.Source 34 |
| Unlisted or pledged assets | Support intervention and valuation information may be needed | The ordinary online turnaround is not a reliable expectation for these cases.Source 34 |
Reference table29
Moving existing investments to BoursoBank
| Stage | Published workflow | Practical requirement |
|---|---|---|
| Start online | Services → account transfers → Mobilité Bourse | The receiving securities account is opened within the transfer request.Source 11 |
| Match the account | Provide the original account IBAN, correct bank details, name and address | Joint-account owner details must match the departing bank.Source 11 |
| Tax age and submission | PEA / PEA-PME age preserved; paper requests no longer handled | Retain transfer records and verify the completed portfolio.Source 11 |
Pricing & charges30
First full-transfer reimbursement
| Condition | Current published term | What to retain |
|---|---|---|
| Eligible first full transfer | PEA, PEA-PME or individual/joint CTO; CEFP excluded | Reimbursement is twice the outgoing fees, capped at €3,000 and the arriving account value.Source 35 |
| Claim deadline | Within three months after completion through secure Aide & Contact | Provide the departing firm’s fee statement and portfolio valuation.Source 35 |
| Payment | Within 30 days after receipt of evidence, provided the account remains open | The claim is not automatic.Source 35 |
| Additional retention wording | A separate commercial FAQ requires a complete first submission and reserves clawback for PEA closure or fewer than five orders in twelve months | Its extra conditions are absent from the shorter mobility FAQ; obtain the applicable campaign terms before counting on the bonus.Source 36 |
Regulation, client money & protection
Sections ↑The contractual institution is Boursorama, which uses the BoursoBank trading name. The current named REGAFI entity and authorisation records were checked separately; this establishes the bank and custody status without substituting its company number for a financial-services authorisation.[60][61]
Entities & regulation31
Entity and authorisation evidence
| Item | Verified record | Scope |
|---|---|---|
| Legal bank | Boursorama, France; commercial name BoursoBank | REGAFI entity reference 445; CIB 40618.Source 60 |
| Current authorisation | Active bank agrément in France | The separate authorisation record includes account-keeping and custody permissions.Source 61 |
| Supervisory relationship | ACPR prudential oversight; AMF investment-service conduct remit | An AMF association does not imply an invented second numeric bank licence.Source 58 |
Protections & eligibility32
Order service and suitability checks
| Service | Published role | What the customer supplies |
|---|---|---|
| Self-directed accounts | BoursoBank receives and transmits the order to an executing broker | The order-selection report identifies the execution arrangements.Source 23 |
| Complex instruments and SRD | Appropriateness questionnaire | Knowledge and experience are relevant to access; an assessment is not a promise of profitability.Source 23 |
| PEA Profilé and CEFP advice | Advice from a limited range of partner products | Financial circumstances, objectives, risk appetite and sustainability preferences inform the recommendation.Source 23 |
Protections & eligibility33
Protection depends on what has failed
| Asset or event | Applicable distinction |
|---|---|
| Eligible bank deposits | Up to €100,000 per depositor at the bank, subject to the scheme’s eligibility and aggregation rules.Source 52 |
| Missing securities | FGDR compensation up to €70,000 where the institution cannot return eligible assets; ordinary market losses are outside this mechanism.Source 62 |
| Cash attached to securities at a bank | Aggregated into the bank-deposit limit; not a separate extra €70,000 cash allowance.Source 62 |
| Life insurance / retirement insurance | Obligations belong to the named insurer under the insurance contract.Source 14Source 16 |
Deposit protection and securities-return protection are different mechanisms. The number of accounts or tariff plans should not be read as multiplying the same bank’s per-customer limit. A fall in a share, fund or structured security’s value is an investment outcome.[52]
Support, service & complaints
Sections ↑Official contact routes
Existing clientsWebsite
https://www.boursobank.com/aide-en-ligne/prospects/comment-nous-contacter/question/comment-contacter-le-service-client-boursobank-en-tant-que-client-82732175Source 53
Scope Use Aide & Contact after signing into the customer account; the bank directs clients to this secure route.
Prospective customersWebsite
https://www.boursobank.com/aide-en-ligne/prospects/comment-nous-contacter/question/comment-nous-contacter-si-vous-n-etes-pas-encore-client-20797308Source 54
Scope Bourso.IA handles the initial enquiry and can route unresolved questions to the commercial service.
Former customersWebsite
https://www.boursobank.com/aide-en-ligne/prospects/comment-nous-contacter/question/comment-nous-contacter-si-vous-n-etes-plus-client-31058092Source 55
Scope Use the public Bourso.IA route for information or connection to customer service.
Reference table34
Complaint handling timetable
| Stage | Published commitment | Scope |
|---|---|---|
| Submission | Telephone complaint to an adviser or secure complaint form | Keep the date, subject and supporting records.Source 56 |
| Acknowledgement | Within ten business days unless already answered | Applies to a complaint rather than a routine information request.Source 56 |
| Substantive response | Maximum two months | Payment-service complaints use 15 business days, exceptionally up to 35.Source 56 |
| Mediation | Relevant mediator after the complaint process or two months without resolution | The secure contact area provides the mediator appropriate to the dispute.Source 57 |
The public help pages route existing, prospective and former clients differently. This profile therefore links the official entry points without presenting an unverified public telephone number or promising an adviser’s response time. BoursoFirst’s dedicated telephone team is part of its separate paid subscription.[53][44]
Additional accounts, investing & banking services
Sections ↑Reference table35
Tax documents, statements and records
| Document | Published availability | Customer use |
|---|---|---|
| Annual IFU | Mes documents → Documents fiscaux; the 2026 document covers tax year 2025 | Issued for reportable capital income/securities activity; if the account closed before online issue, delivery is by post.Source 63 |
| Cash / securities statements | Cash monthly when activity occurs; holdings quarterly | Download through Services → Documents → Bourse, which also provides deal confirmations.Source 64 |
| After account closure | Online statement download ends | Save needed records beforehand; subsequent archive research through support is chargeable.Source 64 |
Reference table36
Recurring Plan d’Épargne: what is bought
| Feature | Current published design | Interpretation |
|---|---|---|
| Wrapper | CTO or PEA; a new qualifying account uses Découverte where one must be opened | The programme is attached to a securities account.Source 39 |
| Minimum | From €10 monthly | A recurring contribution is distinct from the manual ETF minimum.Source 42 |
| Investment unit | Eight Bourso funds that themselves invest in ETFs | This is not a promise of direct fractional ownership of any chosen listed ETF.Source 37 |
Reference table37
Recurring programme fund menu
Pricing & charges38
Recurring programme charges and control
| Issue | Published arrangement | Practical consequence |
|---|---|---|
| Fund charge | 0.59% yearly for management and administrative operating costs | Deducted within fund value; brokerage is zero under the programme.Source 38 |
| Changing the programme | Manage it through the account; changes before the tenth can apply to that month | Late amendments may affect a later scheduled investment.Source 40 |
| Cash versus execution | The programme follows fund-order NAV centralisation | The cash collection date is not evidence of a live stock-exchange fill.Source 41 |
Account comparison39
PEA Gestion Profilée: advice through selected Amundi funds
| Feature | Published arrangement | Cost or control |
|---|---|---|
| Structure | Four risk profiles; self-directed holdings can coexist in the same PEA | The service also covers the eligible young PEA.Source 12 |
| Amount | €100 initial; recurring contributions from €20 monthly | The selected profile remains exposed to capital loss.Source 12 |
| Charges | Headline 1.20% management charge; no entry, exit, contribution or profile-switch fee | The footnote directs readers to each fund’s KID for its actual annual ongoing costs.Source 12 |
Reference table40
Profiled PEA payment mechanics
| Item | Rule | Operational implication |
|---|---|---|
| Monthly debit | Fifth day of the month; date cannot be changed | The money comes from the PEA cash balance.Source 43 |
| Funding | Ensure that the PEA cash balance can cover the scheduled amount | Cash in another banking account is not automatically the same available balance.Source 43 |
| Amending contributions | Recurring payments can be changed or stopped | Stopping a contribution does not sell the existing investment.Source 43 |
Account comparison41
CEFP: separate managed financial savings
| Feature | Published arrangement | What to verify |
|---|---|---|
| Investment manager | ODDO BHF Asset Management; four fund profiles | Defensive, balanced, dynamic and dynamic responsible exposures differ.Source 13 |
| Funding | €100 initial and €20 monthly recurring minimum | No contribution ceiling is advertised.Source 13 |
| Charges | Headline 1% management charge, with the fund KID determining ongoing costs | Do not treat the headline as a personalised total-cost statement.Source 13 |
Reference table42
BoursoVie insurance investing
| Route | Provider and scope | Contract boundary |
|---|---|---|
| Self-directed life insurance | BoursoVie is insured by Generali Vie | Euro and unit-linked investment supports sit inside an insurance contract.Source 14 |
| Managed allocation | Generali takes advice from Edmond de Rothschild AM and Sycomore AM | The managed mandate and risk profile are selected through the insurance journey.Source 15 |
| Charges and guarantee | Consult the contract notice and each underlying support | Contract management and underlying investment charges differ from CTO brokerage; unit-linked values can fall.Source 15 |
Pricing & charges43
MATLA retirement contract and fees
| Feature | Current published position | Material limitation |
|---|---|---|
| Contract | Individual retirement insurance designed by Oradéa Vie, Société Générale group | Retirement access and permitted early-release cases follow the contract and applicable rules.Source 16 |
| Self-directed mode | 0.50% annual contract management on euro and unit-linked supports | No entry, payment, arbitrage or mode-change charge in the FAQ.Source 50 |
| Horizon mode | Maximum 0.50% annual contract fee plus maximum 0.37% allocation fee | Review the full notice and underlying-support costs before applying a total-cost estimate.Source 50 |
Account comparison44
BoursoFirst subscription and product access
| Issue | Published condition | Effect |
|---|---|---|
| Subscription | €29 monthly; first three months free on first membership; initial one-year term | The monthly price does not create a month-to-month first-year commitment.Source 44 |
| Entry wealth threshold | No minimum savings balance just to subscribe | Individual products can require materially larger commitments.Source 47 |
| Product families | Term deposit, preferred loans, bespoke structured products, Luxembourg insurance and direct unlisted investments with capital calls | Each has separate eligibility, funding and contract conditions.Source 44 |
| Cancellation | After the withdrawal period, fees remain due through the first twelve months; thereafter cancellable at any time | When preferential brokerage ends, the account moves to Découverte.Source 45 |
Company, ownership & operating context
Sections ↑Event timeline45
Brand and company identity
| Measure | Verified description | Scope |
|---|---|---|
| Trading name | BoursoBank, formerly Boursorama Banque | The named legal banking institution remains Boursorama.Source 60 |
| Corporate registration | SIREN 351058151, RCS Nanterre | Company registration is recorded separately from CIB 40618.Source 58 |
| Headquarters and parent | Boulogne-Billancourt, France; Société Générale group | A group relationship is not a substitute for the customer’s contractual counterparty.Source 58 |
Results & changes46
Issuer-reported first-half 2026 scale
| Measure | Company disclosure | Interpretation |
|---|---|---|
| Customers | More than nine million | Bank-wide customer count, not a count of funded securities accounts.Source 59 |
| Net result | €176 million for the first half of 2026 | Company financial disclosure for the stated period.Source 59 |
| Brokerage activity | Nearly 160,000 securities accounts opened and 7.7 million orders executed in the half-year | Activity totals are not individual execution-quality or performance evidence.Source 59 |
BoursoBank’s combination of banking and investments is relevant to administration and cash movement. Its size, parent group and published order volume do not change the legal features of a particular fund, derivative, insurance contract or PEA withdrawal.[59][58]
- Headquarters
- Boulogne-Billancourt, France
Legal entities & licences
These are source-dated records, not a blanket assessment of the broker. Read each issuer, identifier, status and scope together.
Boursorama
FranceSource 60
| Issuer & identifier | Recorded status | Date & scope |
|---|---|---|
| Autorité de contrôle prudentiel et de résolutionCIB 40618 | Authorised | Checked 11 Oct 2026The current named REGAFI entity identifies Boursorama, commercial name BoursoBank. The separate authorisation record is ACTIF, category bank, with custody permission. CIB is the official regulated-entity reference; SIREN is a separate company identifier.Source 60Source 61 |
Additional information & evidence limits
Sections ↑Reference table47
Current source conflicts requiring a live contractual check
| Subject | Observed discrepancy on 11 October 2026 | Treatment in this profile |
|---|---|---|
| BoursoFirst PEA-PME | The promotional dealing page includes PEA-PME; the dedicated account-eligibility FAQ names CTO and PEA | CTO and PEA are confirmed; PEA-PME preferential eligibility remains unresolved.Source 10Source 46 |
| Partner fund sale fee | The mobility page shows a sale-fee exclusion while the dedicated Boursomarkets offer says zero sale brokerage | The current dedicated offer is used; confirm the fund’s pre-trade cost disclosure.Source 8Source 11 |
| MATLA allocation adviser | The retirement product page names BlackRock; the bank’s 5 October 2026 video names Amundi | No blanket current allocation-provider claim is made; the signed contract and current model notice govern.Source 16Source 17 |
| PEA profile name | Marketing uses Offensif Select while an embedded FAQ uses Offensif Responsable | Verify the fund ISIN and current KID rather than relying only on a profile label.Source 12 |
This French securities-and-banking service combines account wrappers, commission plans and separately contracted managed or insurance products. The account’s legal owner, permitted assets, actual tariff and withdrawal rules determine how each route works. The current primary documents and unresolved product-specific conflicts are identified above.[58][7][18]
Sources & further reading
- BoursoBank securities offering and bank-linked opening Boursorama · Accessed 11 Oct 2026
- Ordinary securities account: ownership, assets and services Boursorama · Accessed 11 Oct 2026
- PEA account: contribution ceiling and investment scope Boursorama · Accessed 11 Oct 2026
- PEA-PME: eligible investments and shared contribution ceiling Boursorama · Accessed 11 Oct 2026
- PEA for adults aged 18–25 attached to their parents tax household Boursorama · Accessed 11 Oct 2026
- Compte Titres Business: company eligibility and investment scope Boursorama · Accessed 11 Oct 2026
- BoursoBank tariff effective 5 October 2026 Boursorama · Accessed 11 Oct 2026
- Boursomarkets partners and eligible commission waivers Boursorama · Accessed 11 Oct 2026
- Extended-hours service: scope, time window and liquidity warning Boursorama · Accessed 11 Oct 2026
- BoursoFirst securities tariff and activation Boursorama · Accessed 11 Oct 2026
- Securities transfer workflow and preservation of PEA tax age Boursorama · Accessed 11 Oct 2026
- PEA Gestion Profilée: Amundi profiles and disclosed fee scope Boursorama · Accessed 11 Oct 2026
- Compte Épargne Financière Pilotée: ODDO BHF profiles and charges Boursorama · Accessed 11 Oct 2026
- BoursoVie self-directed life insurance and insurer Boursorama · Accessed 11 Oct 2026
- BoursoVie delegated management and selected managers Boursorama · Accessed 11 Oct 2026
- MATLA individual retirement insurance contract Boursorama · Accessed 11 Oct 2026
- BoursoBank video on MATLA published 5 October 2026 Boursorama · Accessed 11 Oct 2026
- Products actually negotiable or distributed Boursorama · Accessed 11 Oct 2026
- Business CTO supported and excluded services Boursorama · Accessed 11 Oct 2026
- Business account LEI requirement Boursorama · Accessed 11 Oct 2026
- Brokerage plans, custody and French transaction tax Boursorama · Accessed 11 Oct 2026
- Monthly activity charge assessment and debit schedule Boursorama · Accessed 11 Oct 2026
- Order transmission, appropriateness and limited-range investment advice Boursorama · Accessed 11 Oct 2026
- US securities access and resident restrictions Boursorama · Accessed 11 Oct 2026
- Order types permitted on European markets Boursorama · Accessed 11 Oct 2026
- Market, limit and stop order behaviour Boursorama · Accessed 11 Oct 2026
- Changing a securities pricing plan Boursorama · Accessed 11 Oct 2026
- SRD deferred settlement, short selling and collateral leverage Boursorama · Accessed 11 Oct 2026
- SRD product sheet: CTO eligibility and PEA-family exclusion Boursorama · Accessed 11 Oct 2026
- SRD losses can exceed invested capital Boursorama · Accessed 11 Oct 2026
- Negative SRD coverage and regularisation deadline Boursorama · Accessed 11 Oct 2026
- Funding CTO and PEA accounts by transfer or card Boursorama · Accessed 11 Oct 2026
- Transfers out of securities-account cash Boursorama · Accessed 11 Oct 2026
- Partial PEA withdrawal process and restrictions Boursorama · Accessed 11 Oct 2026
- First full transfer double-fee reimbursement conditions Boursorama · Accessed 11 Oct 2026
- Additional published transfer-bonus retention conditions Boursorama · Accessed 11 Oct 2026
- Eight funds available within the recurring Plan d’Épargne Boursorama · Accessed 11 Oct 2026
- Plan d’Épargne fund charges Boursorama · Accessed 11 Oct 2026
- CTO or PEA wrapper for recurring fund investment Boursorama · Accessed 11 Oct 2026
- Managing the recurring investment programme Boursorama · Accessed 11 Oct 2026
- Plan d’Épargne order centralisation and NAV timing Boursorama · Accessed 11 Oct 2026
- Launch of recurring PEA investment from €10 monthly Boursorama · Accessed 11 Oct 2026
- PEA Gestion Profilée monthly contribution mechanics Boursorama · Accessed 11 Oct 2026
- BoursoFirst subscription, term and included service families Boursorama · Accessed 11 Oct 2026
- BoursoFirst cancellation and subsequent trading tariff Boursorama · Accessed 11 Oct 2026
- Accounts eligible for preferential BoursoFirst brokerage Boursorama · Accessed 11 Oct 2026
- BoursoFirst subscription versus product minimums Boursorama · Accessed 11 Oct 2026
- Joint CTO access to the BoursoFirst tariff Boursorama · Accessed 11 Oct 2026
- BoursoFirst does not discount SRD fees Boursorama · Accessed 11 Oct 2026
- MATLA contract and horizon-allocation charges Boursorama · Accessed 11 Oct 2026
- ProRealTime activation and software purpose Boursorama · Accessed 11 Oct 2026
- BoursoBank deposit and securities guarantee disclosure Boursorama · Accessed 11 Oct 2026
- Official contact route for existing customers Boursorama · Accessed 11 Oct 2026
- Official prospective-customer contact route Boursorama · Accessed 11 Oct 2026
- Official former-customer contact route Boursorama · Accessed 11 Oct 2026
- Submitting complaints and published response deadlines Boursorama · Accessed 11 Oct 2026
- BoursoBank complaint escalation and mediation Boursorama · Accessed 11 Oct 2026
- Boursorama corporate legal disclosure Boursorama · Accessed 11 Oct 2026
- BoursoBank first-half 2026 company results Boursorama · Accessed 11 Oct 2026
- REGAFI named Boursorama entity record, reference 445 ACPR / REGAFI · Accessed 11 Oct 2026
- REGAFI active Boursorama bank authorisation and custody permissions ACPR / REGAFI · Accessed 11 Oct 2026
- Scope of French securities and associated-cash guarantees Fonds de Garantie des Dépôts et de Résolution · Accessed 11 Oct 2026
- Annual IFU availability and delivery after account closure Boursorama · Accessed 11 Oct 2026
- Securities statements, cash statements and deal confirmations Boursorama · Accessed 11 Oct 2026
This profile reports dated public information, including broker-published services and terms. It does not independently test or guarantee execution, pricing or withdrawals. Inclusion is not an endorsement. Permissions and protections apply only to the named legal entity, service and client category; check the current official records and your contract.