BNP Paribas Fortis combines a Belgian securities account with web, app, telephone and branch dealing. Its June 2026 tariff separates country-group brokerage, channel discounts, currency exchange and quarterly custody, making the holding cost as important as the advertised digital dealing discount.[1][2]
Accounts and eligibility
Sections ↑Account comparison01
Securities and cash account relationship
| Item | Details |
|---|---|
| Securities account | Records the client’s investments and custody positions.Source 1 |
| Income currency | Dividends and capital payments can be processed in their original currency or euros under the service options.Source 1 |
| Account records | The bank supplies a yearly statement of holdings.Source 1 |
Account comparison02
Dealing channels
Products and market access
Sections ↑Specifications03
Listed equity country groups
| Item | Details |
|---|---|
| Group 1 | Euronext Brussels, Paris, Amsterdam and Lisbon.Source 2 |
| Group 2 | The tariff’s next market group, including Germany, Finland and the United Kingdom.Source 2 |
| Group 3 | The higher-priced group includes Greece, South Africa, Australia, Singapore, Hong Kong and Japan.Source 2 |
Specifications04
Other investment categories
Trading and holding costs
Sections ↑Pricing & charges05
Group 1 base equity brokerage
Pricing & charges06
Other equity groups
Pricing & charges07
Channel discounts
Pricing & charges08
FX conversion bands
Pricing & charges09
Custody charged each quarter
Pricing & charges10
Custody relief and administration
| Item | Details |
|---|---|
| Large line | A 50% reduction applies to the part of the line’s custody charge above €72.60.Source 2 |
| Specified exempt holdings | The tariff exempts specified BNP group issues/funds and other listed categories.Source 2 |
| Account administration | €2.12 per quarter unless all holdings satisfy the custody-exemption condition.Source 2 |
Pricing & charges11
Secondary bond transactions
| Item | Details |
|---|---|
| Maturity below one year | 0.30%; minimum €25.Source 2 |
| Longer maturity | 0.50% in the first stated amount band, falling to 0.30% above €125,000.Source 2 |
| Bank margin | Separate published margins can apply, including 0.35% up to €50,000 and 0.15% for the stated Belgian government-bond category.Source 2 |
Pricing & charges12
Exit and transfer charges
Pricing & charges13
Optional individually segregated account
Pricing & charges14
Coupon and dividend collection
| Item | Details |
|---|---|
| Belgian/BNP group securities | No collection fee under the listed categories.Source 2 |
| Other foreign coupons/dividends | 2.42%; minimum €3.03, maximum €60.50.Source 2 |
| Capital repayment | No collection fee under the listed category; currency conversion can remain separate.Source 2 |
Platforms, orders and execution
Sections ↑Process15
Partial executions
| Item | Details |
|---|---|
| Same-day fills | The tariff groups relevant first-day executions for charging.Source 2 |
| Later trading days | The stated percentage continues to apply without a fresh minimum in the published rule.Source 2 |
| Other expenses | Exchange and transaction-specific costs can still affect the total.Source 2 |
Process16
Instruction and confirmation
| Item | Details |
|---|---|
| Order terms | The accepted instruction and applicable execution conditions determine handling.Source 3 |
| Trade evidence | Execution records should be checked against the requested security, quantity and account.Source 3 |
| Failed connectivity | Do not infer execution or cancellation merely from losing access to an interface.Source 3 |
Funding, settlement and transfers
Sections ↑Process17
Income and currency choice
| Item | Details |
|---|---|
| Original currency | Retaining proceeds in the supported original currency can change the need for conversion.Source 1Source 2 |
| Euro proceeds | Conversion can trigger the published FX schedule.Source 1Source 2 |
| Withdrawal amount | Net usable cash is affected by settlement, fees and applicable tax withholding.Source 1Source 2 |
Process18
Moving holdings away
Process19
Exceptions to the standard outward-transfer fee
| Item | Details |
|---|---|
| Same group destinations | Transfers to another BNP Paribas Fortis account or BGL BNP Paribas are free under the listed exception.Source 2 |
| Bank-initiated termination | The stated transfer to another bank is free when BNP Paribas Fortis terminates the account.Source 2 |
| Adverse contractual change | The specified timely client termination after an unfavourable tariff/contract change can also qualify for free transfer.Source 2 |
Custody and client protection
Sections ↑Protections & eligibility20
Eligible bank deposits
| Item | Details |
|---|---|
| Ordinary maximum | €100,000 per eligible depositor and institution.Source 5 |
| Shared brands | BNP Paribas Fortis, Fintro and Hello bank! balances aggregate at the same bank.Source 5 |
| Scope | Eligibility conditions and exclusions apply; the scheme is not a portfolio-value guarantee.Source 5 |
Protections & eligibility21
Financial-instrument non-return
| Item | Details |
|---|---|
| Normal outcome | Custody assets belong to clients and should be returned.Source 5 |
| Compensation ceiling | Up to €20,000 for eligible financial instruments the institution cannot return.Source 5 |
| Not covered | Investment-market losses; specified institutional and other excluded claimant categories.Source 5 |
Protections & eligibility22
Segregated custody disclosure
| Item | Details |
|---|---|
| Custody arrangements | The bank publishes an individual-segregated-account disclosure.Source 4 |
| Purpose | Distinguishes custody-account arrangements and their consequences.Source 4 |
| Interpretation | Segregation wording is not a promise that market or issuer risk disappears.Source 4 |
Support, complaints and records
Sections ↑Process23
Statements and investment complaints
| Item | Details |
|---|---|
| Annual record | Yearly securities-account holdings statement.Source 1Source 3 |
| Complaint category | Investment/securities complaints follow the banking-investment route.Source 1Source 3 |
| External route | Ombudsfin is the relevant financial-ombudsman route described in investment terms; an insurance ombudsman reference relates to the separate insurance product.Source 1Source 3 |
Process24
Which tariff version governs this profile
Research and additional services
Sections ↑Availability25
Optional accidental-death insurance
Availability26
Belgian tax administration update
| Item | Details |
|---|---|
| 2026 change | The current account page describes new capital-gains withholding arrangements from 1 June 2026.Source 1 |
| Account instruction | The page includes an opt-out process with timing conditions.Source 1 |
| Individual assessment | The bank’s account notice does not establish every investor’s final tax liability or exemption.Source 1 |
Availability27
Foreign withholding service
| Item | Details |
|---|---|
| Relief at source | Specified US, Canadian, Australian, French, Swedish and New Zealand dividends can receive the relevant treaty rate without a service fee, subject to documentation.Source 2 |
| Later recovery | Specified German, Austrian, Danish and Swiss dividends above €1,750: €100 per line, with no fixed recovery time.Source 2 |
| France qualification | Current-year residence certificate is required for relief at payment; otherwise the stated subsequent-recovery threshold and tariff apply.Source 2 |
Company and service history
Sections ↑Regional comparison28
Legal account provider
- Headquarters
- Belgium
Legal entities & licences
These are source-dated records, not a blanket assessment of the broker. Read each issuer, identifier, status and scope together.
BNP Paribas Fortis SA/NV
No separate licence entry is recorded in this panel.
Cost illustrations and practical implications
Sections ↑Scenarios29
Calculated €5,000 Group 1 order
Scenarios30
Calculated quarterly holding cost
Scenarios31
Calculated conversion cost
Sources & further reading
- Official BNP Paribas Fortis securities account and legal provider BNP Paribas Fortis · Accessed 27 Oct 2026
- BNP Paribas Fortis: French private-investor tariff, effective 1 June 2026 BNP Paribas Fortis — Belgium Securities · Accessed 27 Oct 2026
- BNP Paribas Fortis: general investment conditions BNP Paribas Fortis — Belgium Securities · Accessed 27 Oct 2026
- BNP Paribas Fortis: individual segregated custody disclosure BNP Paribas Fortis — Belgium Securities · Accessed 27 Oct 2026
- BNP Paribas Fortis: deposit and financial-instrument protection BNP Paribas Fortis — Belgium Securities · Accessed 27 Oct 2026
This profile reports dated public information, including broker-published services and terms. It does not independently test or guarantee execution, pricing or withdrawals. Inclusion is not an endorsement. Permissions and protections apply only to the named legal entity, service and client category; check the current official records and your contract.