Re=Bel is Belfius Banque’s self-directed investment service in Belfius Mobile and Direct Net. Its 20 October 2026 tariff distinguishes small ETF orders, ordinary share dealing and zero brokerage for eligible 18–24-year-olds. Shares and trackers have free ordinary custody, while some other funds, exceptional penny-stock positions and ancillary services carry charges.[2][1]
Accounts and eligibility
Sections ↑Account comparison01
Opening Re=Bel
| Item | Details |
|---|---|
| Prerequisite | A Belfius internet-banking agreement and acceptance of the ReBel terms.Source 2 |
| Accounts created | A securities file and an associated investment cash account.Source 2 |
| Service | The client chooses investments; complex instruments may require an appropriateness assessment.Source 2 |
Account comparison02
Eligibility restrictions
| Item | Details |
|---|---|
| Minors | Cannot use ReBel, including through a representative; branch arrangements are separate.Source 2 |
| Residence | Non-Belgian residence can restrict access.Source 2 |
| Ownership structures | Undivided portfolios and split bare ownership/usufruct arrangements are excluded from ReBel.Source 2 |
Account comparison03
Closing and viewing authority
| Item | Details |
|---|---|
| Closure | Request cancellation through a branch; selling every holding does not close ReBel.Source 2 |
| Partner access | A spouse or cohabitant may have a viewing mandate under the stated rules.Source 2 |
| Revoking that view | Contact the branch and inform the other person; a viewing mandate is not automatic dealing authority.Source 2 |
Products and market access
Sections ↑Specifications04
Investment range
Specifications05
Exchange coverage and restrictions
| Item | Details |
|---|---|
| Core markets | Brussels, Amsterdam, Paris, US exchanges and Germany have separate tariff bands.Source 1 |
| Further markets | The tariff also lists the UK, Canada and selected European, Asian, African and Australasian markets.Source 1 |
| US OTC securities | The listed OTC route is sale only.Source 1 |
Trading and holding costs
Sections ↑Pricing & charges06
Small Euronext ETF orders
Pricing & charges07
Euronext shares and larger orders
Pricing & charges08
US and German brokerage
| Item | Details |
|---|---|
| United States | €5 up to €1,000; €9 above €1,000 to €2,500; €12 up to €10,000, then €12 per €10,000 tranche.Source 1 |
| Germany | €12 up to €2,500; €15 up to €10,000, then €15 per €10,000 tranche.Source 1 |
| Other costs | Currency conversion, taxes and applicable ancillary charges remain separate.Source 1 |
Pricing & charges09
Other markets and youth concession
| Item | Details |
|---|---|
| UK and Canada | €25 per €5,000 tranche.Source 1 |
| Other listed markets | €30 per €5,000 tranche.Source 1 |
| Ages 18–24 inclusive | €0 brokerage for eligible trades in the specified Euronext and US zones, plus Italy, Norway, Ireland, Greece and Portugal; other charges can remain.Source 1 |
Pricing & charges10
Ordinary custody and administration
| Item | Details |
|---|---|
| Shares, trackers and property certificates | Ordinary ReBel custody is free.Source 1 |
| Other institutions’ funds | 0.242% annually per line, minimum €3.025 and maximum €24.20, including VAT.Source 1 |
| Securities-file administration | €9.075 annually unless the file contains only assets eligible for free custody.Source 1 |
Pricing & charges11
Exceptional positions and transfers
| Item | Details |
|---|---|
| Specified penny-stock positions | €242 annually per position for qualifying sub-€1 delisted OTC holdings; this is not a charge on every low-priced share.Source 1 |
| Outgoing securities transfer | €75 per line, including VAT.Source 1 |
| Document services | Ownership certificate €20; portfolio valuation or transaction statement €20; accounting-document copy €9.Source 1 |
Pricing & charges12
Income and voluntary corporate actions
| Item | Details |
|---|---|
| Foreign dividends and coupons | 2.42% including VAT, minimum €3.025 and maximum €121, subject to the listed exemptions.Source 1 |
| Foreign voluntary corporate action | €12.10 per participation, with Belfius/Candriam exemptions.Source 1 |
| Tax reclaim service | 6.05% including VAT, minimum €60.50 and maximum €605, plus applicable country-specific charges.Source 1 |
Platforms, orders and execution
Sections ↑Process13
Mobile and browser tools
Process14
Amending an open order
| Item | Details |
|---|---|
| Permitted fields | Price, quantity and expiry can be changed before full execution where the order allows it.Source 3 |
| Other changes | Cancel the original order and submit a replacement.Source 3 |
| Order screen | Use Open orders in the web service or the corresponding More/Open orders route in the app.Source 3 |
Process15
Cancellation depends on the instrument
| Item | Details |
|---|---|
| Fund orders | Cannot be amended; cancellation is possible before transmission to the manager, with fund-specific cut-offs.Source 3 |
| Bonds and bank or state certificates | Contact the branch for the described cancellation route.Source 3 |
| Executed orders | An execution cannot simply be withdrawn by editing the remaining order.Source 3 |
Process16
After-hours cancellation risk
| Item | Details |
|---|---|
| Buy cancellation request | Reserved cash can be released immediately.Source 2 |
| Execution exposure | The original order may nevertheless execute before cancellation is confirmed; the client remains responsible.Source 2 |
| Sell cancellation request | The securities reservation is released after the market reopens and cancellation is validated.Source 2 |
Process17
Direct Net transaction limits
| Item | Details |
|---|---|
| Purchases | Maximum €500,000 per transaction and €500,000 per account per day.Source 1 |
| Sales | Maximum €500,000 per transaction; no daily maximum in the cited footnote.Source 1 |
| Larger instruction | The tariff directs the client to a branch; these published limits are expressly for Direct Net.Source 1 |
Funding, settlement and transfers
Sections ↑Process18
Cash reservations and completed trades
| Item | Details |
|---|---|
| Investment cash account | Supports settlement of the ReBel portfolio.Source 2Source 4 |
| Buying power | An open purchase reserves funds; a released reservation alone does not prove cancellation is final.Source 2Source 4 |
| Execution details | Review actual execution and settlement information rather than treating an order acknowledgement as a completed trade.Source 2Source 4 |
Process19
Exit costs and contract changes
| Item | Details |
|---|---|
| Ending the service | The terms allow cancellation through a branch.Source 2Source 1 |
| Material adverse changes | The terms describe two months’ notice and the ability to terminate the service without a termination charge.Source 2Source 1 |
| Moving or selling assets | Transfer charges, sale brokerage and taxes can still apply independently.Source 2Source 1 |
Custody and client protection
Sections ↑Protections & eligibility20
Deposit and securities protection
| Item | Details |
|---|---|
| Eligible bank deposits | Up to €100,000 per depositor at Belfius, with eligible accounts aggregated.Source 5 |
| Unavailable securities | Conditional compensation up to €20,000 for eligible instruments that cannot be returned.Source 5 |
| Investment loss | Neither limit guarantees the market value or return of a portfolio.Source 5 |
Protections & eligibility21
Optional Cover Placements insurance
Protections & eligibility22
Cover Placements benefit limits
| Item | Details |
|---|---|
| Benefit basis | 30% of the covered account value on the day before the accident.Source 6 |
| Per-account range | Minimum €2,500 and maximum €25,000, subject to the contract.Source 6 |
| Overall ceiling | €100,000 per insured person across covered accounts; exclusions and policy eligibility apply.Source 6 |
Support, complaints and records
Sections ↑Process23
Emergency dealing during a technical failure
| Item | Details |
|---|---|
| Number | 0800 12 994.Source 2 |
| Conditional activation | Belfius may activate emergency telephone handling for purchases, sales and order changes during a relevant electronic-service failure.Source 2 |
| Published window | Weekdays 09:00–17:30, tied to the stated Euronext session; this is not a permanent unrestricted dealing desk.Source 2 |
Process24
Trade history and records
| Item | Details |
|---|---|
| Current orders | Review orders still open.Source 4 |
| History | Shows executed and cancelled orders, including the cancellation reason where supplied.Source 4 |
| Partial fills | The display provides the average execution price and total fills; a contract note records the transaction.Source 4 |
Process25
Recorded instructions
Research and additional services
Sections ↑Availability26
Research and alerts
Availability27
Appropriateness and product documents
| Item | Details |
|---|---|
| Complex products | Access can depend on a knowledge and experience assessment.Source 2 |
| Client information | Answers must be accurate and updated when relevant.Source 2 |
| Decision documents | Read the instrument’s applicable information and risk documents before dealing.Source 2 |
Company and service history
Sections ↑Regional comparison28
Operating bank
- Headquarters
- Belgium
Legal entities & licences
These are source-dated records, not a blanket assessment of the broker. Read each issuer, identifier, status and scope together.
Belfius Banque SA / Belfius Bank NV
No separate licence entry is recorded in this panel.
Cost illustrations and practical implications
Sections ↑Scenarios29
Calculated small-order comparison
| Item | Details |
|---|---|
| €200 Euronext ETF purchase | €1 ordinary brokerage, equal to 0.5% of the order.Source 1 |
| €200 Euronext share purchase | €3 ordinary brokerage, equal to 1.5%.Source 1 |
| Scope | Before tax and other charges; eligible youth brokerage concessions change this comparison.Source 1 |
Scenarios30
Calculating a foreign dividend fee
| Item | Details |
|---|---|
| Assumed amount | €100 subject to the foreign-income collection tariff.Source 1 |
| Percentage | 2.42% gives €2.42, so the €3.025 minimum applies.Source 1 |
| Exclusions | Tax withholding and currency effects are separate; exempt issuer/fund cases follow their own treatment.Source 1 |
Sources & further reading
- Belfius investment tariff effective 20 October 2026: ReBel and ancillary charges Belfius Re=Bel · Accessed 27 Oct 2026
- Belfius: ReBel terms, eligibility, order handling and emergency telephone service Belfius Re=Bel · Accessed 27 Oct 2026
- Belfius: changing or cancelling investment orders Belfius Re=Bel · Accessed 27 Oct 2026
- Belfius: viewing current orders, history and partial executions Belfius Re=Bel · Accessed 27 Oct 2026
- Belfius: protection of deposits and financial instruments Belfius Re=Bel · Accessed 27 Oct 2026
- Belfius Cover Placements: optional accidental-death insurance and benefit limits Belfius Re=Bel · Accessed 27 Oct 2026
This profile reports dated public information, including broker-published services and terms. It does not independently test or guarantee execution, pricing or withdrawals. Inclusion is not an endorsement. Permissions and protections apply only to the named legal entity, service and client category; check the current official records and your contract.