Accounts and eligibility
Sections ↑At a glance01
Choose the relevant account offer
| Item | Details |
|---|---|
| Conto Titoli | The ordinary investment depot supports shares, bonds, ETFs and fund investment through Sella Invest and Internet Banking.Source 1Source 3 |
| Conto Trader | Combines a current account, securities depot and trading services with its own commission schedule.Source 1Source 3 |
| Advice | Personalised advice is a separate service; the online self-directed channel does not by itself create an advisory mandate.Source 1Source 3 |
At a glance02
Conto Trader account fee
| Item | Details |
|---|---|
| Standard charge | €60 annually, charged as €15 per calendar quarter.Source 3 |
| Initial exemption | The quarter in which the account is opened and the following calendar quarter are free.Source 3 |
| Ongoing waiver | At least five online trading executions in the previous calendar quarter waive the account fee for the next quarter.Source 3 |
| Taxes | The information sheet’s €94.20 maximum annual account-cost figure includes €34.20 stamp duty; €94.20 is not the account subscription alone.Source 3 |
At a glance03
Custody and linked-account conditions
| Item | Details |
|---|---|
| Conto Trader | The stated securities-depot administration and custody charge is zero.Source 3Source 1 |
| Ordinary Conto Titoli | The advertised zero custody/administration condition applies to holders of Conto Start, Conto Premium, Conto Circle or Websella.Source 3Source 1 |
| Other costs | Stamp duty, product expenses and trading charges remain separate from a zero custody fee.Source 3Source 1 |
Products and markets
Sections ↑At a glance04
Investment and trading scope
| Item | Details |
|---|---|
| Ordinary investments | Shares, bonds, ETFs and non-listed funds are described for Conto Titoli.Source 1Source 3Source 5Source 6 |
| Trader markets | The Trader tariff includes Italian and international shares, bonds and exchange-traded derivatives.Source 1Source 3Source 5Source 6 |
| Advanced strategies | Conditional orders and external algorithmic software require the appropriate platform, instrument and permissions; a listed tariff does not override those requirements.Source 1Source 3Source 5Source 6 |
At a glance05
Recurring investment and advice
| Item | Details |
|---|---|
| Investment plans | Conto Titoli supports accumulation plans for gradual investing.Source 1Source 7 |
| Sella Easy | The ordinary investment offer describes access to a separate personalised-advice service.Source 1Source 7 |
| Responsibility | A self-directed order and a recommendation under an advice agreement are different services.Source 1Source 7 |
Trading and account costs
Sections ↑Conto Trader prices below follow the C16 information sheet updated 5 October 2026. They are separate from the ordinary Conto Titoli offer. Exchange supplements, foreign exchange, taxes and product expenses can add to the commission.[3][1]
At a glance06
Ordinary Conto Titoli online prices
| Item | Details |
|---|---|
| Italian shares and ETFs | 0.19%, minimum €3 and maximum €19.95, for the stated Sella Invest/Internet Banking route.Source 1 |
| US shares and ETFs | 0.16%, minimum US$12.Source 1 |
| Non-listed funds | The ordinary offer advertises no subscription commission for self-directed online subscriptions; the fund’s own costs still matter.Source 1 |
At a glance07
Conto Trader: Italian listed securities
| Item | Details |
|---|---|
| Starting percentage tariff | 0.17%, minimum €2 and maximum €19.95, for the listed Italian shares, ETFs, ETCs, ETNs, warrants and certificates.Source 3 |
| Fixed alternative | The starting fixed alternative is €8 under the published Internet Banking and Sella XTrading/Extreme rows.Source 3 |
| Activity discounts | Eligible monthly commission tiers can reduce the percentage or fixed charge.Source 3 |
At a glance08
Conto Trader: bond orders
| Item | Details |
|---|---|
| Internet route | 0.20%, minimum €6 for euro instruments or €8 for foreign-currency instruments.Source 3 |
| Sella XTrading and Extreme | 0.185%, minimum €4 and maximum €19.95, or the stated fixed €12 alternative.Source 3 |
| Execution basis | Instrument, venue and selected commission profile determine the applicable route.Source 3 |
At a glance09
Xetra and Euronext supplements
| Item | Details |
|---|---|
| Xetra | Starting 0.16%, minimum €2, or fixed €8, plus €9 per execution.Source 3 |
| Paris, Amsterdam, Brussels and Lisbon | Starting 0.16%, minimum €2, or fixed €8, plus €12 per execution.Source 3 |
| Discounted tiers | The fixed venue supplement remains additional when a lower activity-based commission applies.Source 3 |
At a glance10
US and other European share prices
| Item | Details |
|---|---|
| NYSE, American and Nasdaq | Starting 0.16%, minimum US$12; the advanced-platform fixed alternative starts at US$15.Source 3 |
| Madrid and Helsinki | 0.18%, minimum €9, or fixed €15 in the stated alternative.Source 3 |
| Stockholm | Euro schedule: 0.18%, minimum €10, or fixed €15; the SEK schedule has minimum SEK 100 or fixed SEK 160.Source 3 |
| Oslo and Copenhagen | 0.18%, with minima NOK 80 and DKK 70 respectively; fixed alternatives NOK 170 and DKK 115.Source 3 |
At a glance11
How activity tiers work
| Item | Details |
|---|---|
| Measurement period | Commissions generated during a calendar month determine the discount profile for the following month.Source 3Source 4 |
| Lower activity | A reduction in activity moves the customer down no more than one tier in the following month.Source 3Source 4 |
| Profile choice | The bank permits changing between percentage and fixed profiles every seven days, with immediate effect under the service rules.Source 3Source 4 |
At a glance12
Italian-equity tier progression
| Item | Details |
|---|---|
| Monthly commission bands | The published sequence runs through €0–100, €100–350, €350–500, €500–1,000, €1,000–1,500 and above €1,500.Source 3 |
| Percentage sequence | 0.17%, 0.14%, 0.11%, 0.10%, 0.07% and 0.05%; the stated €2 minimum and €19.95 maximum continue to apply.Source 3 |
| Fixed sequence | €8, €6.50, €5, €4.50, €3.50 and €2.50.Source 3 |
| Boundary handling | Use the bank’s assigned monthly tier at an exact published boundary rather than assuming overlapping printed endpoints create a choice.Source 3 |
At a glance13
US-equity tier progression
| Item | Details |
|---|---|
| Percentage sequence | 0.16%, 0.13%, 0.10%, 0.09%, 0.07% and 0.05% across the same six activity bands; US$12 minimum.Source 3Source 4 |
| Fixed sequence | US$15, US$12.50, US$9.50, US$9.50, US$8.50 and US$6.50.Source 3Source 4 |
| What counts | Tier qualification depends on commissions generated, not simply portfolio size or the number of orders entered.Source 3Source 4 |
At a glance14
Ordinary foreign-exchange conversion
| Item | Details |
|---|---|
| Rate and commission | The ordinary route uses the bank’s published exchange-rate spread plus a 0.15% spot commission, minimum €3.Source 3 |
| Provisional ticket | The rate displayed when the trade is entered can be provisional.Source 3 |
| Final conversion date | Normally the following working day; for settlement more than two days ahead, conversion is determined two working days before settlement.Source 3 |
At a glance15
Advanced-platform currency treatment
| Item | Details |
|---|---|
| Sella XTrading and Extreme | The specified alternative uses a 0.05% spread to the ECB reference rate.Source 3 |
| Netting | Purchases and sales are netted by currency at the end of the day for the relevant conversion.Source 3 |
| Spot commission | The separate 0.15% ordinary spot commission is not charged under this stated advanced-platform method.Source 3 |
At a glance16
Trading Bridge monthly charges
| Item | Details |
|---|---|
| Standard profile | €25 per month for information and execution access.Source 5 |
| Information-only profile | €25 per month plus VAT.Source 5 |
| Execution-only profile | €25 per month, without market information, for professional clients.Source 5 |
| Waiver | At least 15 online executions in the month waive the service fee for all these profiles.Source 5 |
At a glance17
API cancellation and amendment charges
| Item | Details |
|---|---|
| Unit charge | €0.03 for a chargeable cancellation or amendment submitted through Trading Bridge.Source 5 |
| Free allowance | 25 cancellations/amendments per executed order that day; executions on all Sella platforms count toward the allowance.Source 5 |
| Daily calculation | The charge is €0.03 multiplied by the positive excess of API cancellations/amendments over 25 times daily executions. A zero or negative result costs zero.Source 5 |
| Example | Ten executions and 310 API cancellations/amendments produce 60 chargeable events, costing €1.80.Source 5 |
At a glance18
Dividend and income charges
| Item | Details |
|---|---|
| Italian dividends | No collection fee in the stated custody schedule.Source 3 |
| Foreign dividend collection | Free through €10 equivalent; €1.81 from €10.01 to €51.65; €8.50 above €51.65.Source 3 |
| Foreign-currency income | The schedule adds a 0.15% currency commission, minimum €3, and the applicable conversion rate.Source 3 |
| Copies of transaction documents | €6.25 for a single-document request, comprising €2.40 per request plus €3.85 per document.Source 3 |
At a glance19
Other account and order costs
| Item | Details |
|---|---|
| Ordinary online unexecuted orders | The ordinary tariff lists no charge for unexecuted or cancelled orders; the separate Trading Bridge excess-event rule still applies.Source 3Source 5Source 2 |
| Depot transfers | Conto Trader advertises no bank charge for securities administration, custody and transfer; external costs or a delivering bank’s fees must be distinguished.Source 3Source 5Source 2 |
| Market data | The Trader offer includes real-time information, order book and charts for the stated Italian markets and Euronext ETF Europe; other data entitlements should be checked separately.Source 3Source 5Source 2 |
Platforms, orders and execution
Sections ↑At a glance20
Platform roles
| Item | Details |
|---|---|
| Sella Invest | App and ordinary Internet Banking route for the investment offer.Source 1Source 2 |
| Sella XTrading | Browser-based trading platform for analysing positions and placing orders.Source 1Source 2 |
| Sella Extreme | Advanced customisable trading platform.Source 1Source 2 |
| Sella Trader | Mobile trading app for the Trader service.Source 1Source 2 |
At a glance21
Conditional orders and linked strategies
| Item | Details |
|---|---|
| Conditional instructions | The service describes stop-loss, take-profit and trailing-stop functionality.Source 6 |
| Linked strategies | Sella Extreme supports strategies linking a guide order to subsequent orders, including one-cancels-the-other arrangements.Source 6 |
| Execution risk | A trigger or stop instruction does not guarantee an execution price, particularly across gaps or where market liquidity is insufficient.Source 6 |
At a glance22
What the execution-speed promise measures
| Item | Details |
|---|---|
| Promise | The “veloce o gratis” arrangement waives the dealing commission when the relevant market-acceptance interval exceeds three seconds.Source 3 |
| Measurement | It measures from the bank’s order-ready-for-transmission point to the market acknowledgement, not from the user’s click to a completed trade.Source 3 |
| Scope and exclusions | The stated Italian venues and sessions apply; exclusions include stop orders, the first trading minute, suspensions and closed markets.Source 3 |
At a glance23
Trading Bridge permissions
| Item | Details |
|---|---|
| Activation | Request enabling of the service and select information-only, execution-only or combined access as appropriate.Source 5 |
| Integration | The service offers an SDK, Excel plug-in and connections to supported external software, including algorithmic trading tools.Source 5 |
| Authority | Execution-enabled access can place orders from connected software; an information-only licence should not be treated as equivalent authority.Source 5 |
At a glance24
External strategies and software
| Item | Details |
|---|---|
| Third-party tools | The API page describes several external platforms and automated strategy integrations.Source 5 |
| Provider responsibility | An integration listing is not a bank guarantee of a third-party strategy or software product.Source 5 |
| Open positions | Do not assume disconnecting external software closes positions or cancels every live order; those actions require the applicable trading instructions.Source 5 |
Cash, currencies and transfers
Sections ↑At a glance25
Cash account and settlement
| Item | Details |
|---|---|
| Account structure | Conto Trader combines the bank current account and securities depot.Source 3 |
| Currency costs | The settlement route determines whether the ordinary or advanced-platform conversion method applies.Source 3 |
| Trading proceeds | A completed trade and cash ready for a payment are different stages; settlement and the account’s available balance govern transfers.Source 3 |
| Outgoing SEPA payment | The C16 schedule quotes €1.33 through Internet Banking and €3.04 through branch/Telephone Banking for the specified ordinary or instant SEPA route; cash payments are separate from free in-kind securities transfers.Source 3 |
At a glance26
Closing the account or depot
| Item | Details |
|---|---|
| Depot closure | The information sheet gives a maximum of 40 working days, subject to market-transfer causes outside the bank’s control.Source 3 |
| Asset instructions | The customer must arrange disposal or transfer of remaining assets; pending orders are cancelled on termination of the custody relationship.Source 3 |
| Linked current account | Closure time depends on the linked services, including investments, payments and cards; a short cash-only timetable is not universal.Source 3 |
At a glance27
Withdrawal from a remote contract
| Item | Details |
|---|---|
| Cooling-off right | The documented remote-contract withdrawal period is 14 days, subject to the contractual scope.Source 3 |
| Executed trades | Using the right does not unwind securities transactions already validly executed.Source 3 |
| Distinct process | A contractual cooling-off right is separate from withdrawing cash or transferring assets out.Source 3 |
Legal entity and investor protection
Sections ↑At a glance28
Cash and securities have different protection
| Item | Details |
|---|---|
| Bank cash | Eligible deposits are covered by FITD up to €100,000 per depositor and legal bank, aggregated across eligible accounts.Source 3Source 8Source 9 |
| Unreturned investment assets | The Fondo Nazionale di Garanzia describes cover up to €20,000 per investor for qualifying claims definitively recognised in the insolvency procedure.Source 3Source 8Source 9 |
| Market risk | Neither scheme reimburses ordinary changes in a security’s market value or makes its issuer risk-free.Source 3Source 8Source 9 |
At a glance29
Bank and investment-service identity
| Item | Details |
|---|---|
| Counterparty | Banca Sella S.p.A., part of the Sella banking group.Source 3Source 7 |
| Published bank identifiers | ABI 03268; banking-register number 5626; company/tax identifier 02224410023.Source 3Source 7 |
| Scheme membership | The bank’s investment and account documents state membership of FITD and the Fondo Nazionale di Garanzia.Source 3Source 7 |
Support and complaints
Sections ↑At a glance30
Assistance and access recovery
| Item | Details |
|---|---|
| Trading assistance | 800 050 202 in Italy or +39 015 2434630 from abroad, Monday–Friday 08:00–20:30.Source 10 |
| Access problems | Use the official forgotten-code/PIN assistance route or customer-support chat; account authentication is required for account-specific actions.Source 2 |
| Sensitive credentials | The bank’s security notice says it does not contact customers to request their PIN, password or confirmation codes.Source 2 |
| Telephone dealing route | Telephone Banking: 015 2434600, Monday–Friday 07:45–22:00; market availability and channel charges apply.Source 10 |
At a glance31
Complaints and dispute resolution
| Item | Details |
|---|---|
| Written complaint | [email protected] or certified email [email protected].Source 3 |
| Investment complaints | The terms provide a 60-day response period for the relevant investment/banking complaints; payment-service complaints have their own 15/35-working-day framework.Source 3 |
| External route | The Arbitro per le Controversie Finanziarie concerns eligible investment disputes; the Arbitro Bancario Finanziario covers its separate banking/payment remit.Source 3 |
Research, reporting and additional services
Sections ↑At a glance32
Confirmations and portfolio records
| Item | Details |
|---|---|
| Trade confirmation | The investment information describes confirmation by the next working day after receipt of execution information, subject to the stated service rules.Source 7 |
| Holdings report | Quarterly holdings reporting is described.Source 7 |
| Cost disclosure | The investment-service documentation provides for annual costs-and-charges reporting.Source 7 |
At a glance33
Tax and custody documents
| Item | Details |
|---|---|
| Quarterly depot statements | The current Trader sheet lists paper and electronic custody reporting without a charge.Source 3 |
| Tax records | Capital-gains reporting and the certificate of tax losses are listed without a charge.Source 3 |
| Retaining records | Trade confirmations, cost disclosures and tax documents serve different purposes and should be retained together.Source 3 |
At a glance34
Learning and market information
| Item | Details |
|---|---|
| Training | The Trader service provides education and webinar routes.Source 2Source 5 |
| Included data | Real-time data, book and charts are included for the markets specifically named in the Trader offer.Source 2Source 5 |
| External software learning | SDK and integration documentation support API development; they are separate from investment advice.Source 2Source 5 |
Company and account provider
Sections ↑At a glance35
Legal office and contract family
| Item | Details |
|---|---|
| Registered office | Piazza Gaudenzio Sella 1, 13900 Biella, Italy.Source 3Source 1Source 5 |
| Bank name | Banca Sella S.p.A.Source 3Source 1Source 5 |
| Offer distinction | Conto Titoli, Conto Trader, advanced-platform pricing and Trading Bridge are related services with separate conditions.Source 3Source 1Source 5 |
- Headquarters
- Italy
Legal entities & licences
These are source-dated records, not a blanket assessment of the broker. Read each issuer, identifier, status and scope together.
Banca Sella S.p.A.
No separate licence entry is recorded in this panel.
Practical account considerations
Sections ↑At a glance36
Activity charges versus legal dormancy
| Item | Details |
|---|---|
| Quarterly account waiver | Five online executions in the previous calendar quarter concern the €15 account fee.Source 3Source 5 |
| Monthly API waiver | Fifteen executions in the month concern the €25 API subscription.Source 3Source 5 |
| Dormant relationship rules | The sheet separately describes the statutory regime for qualifying relationships inactive for ten years and above €100; this is not the quarterly fee-waiver test.Source 3Source 5 |
At a glance37
Compare the route before placing an order
| Item | Details |
|---|---|
| Small foreign trades | Venue supplements such as €9 for Xetra or €12 for the listed Euronext markets can dominate a low headline percentage.Source 3Source 5 |
| Frequent currency trading | End-of-day netting on the specified advanced platforms can produce a different conversion charge from the ordinary route.Source 3Source 5 |
| Automation | Include the API subscription and excess amendment/cancellation charge when evaluating a high-message strategy.Source 3Source 5 |
Sources & further reading
- Banca Sella — ordinary Conto Titoli prices and eligibility for free custody Banca Sella Conto Titoli and Conto Trader · Accessed 29 Oct 2026
- Banca Sella — Conto Trader, account-fee waiver and trading platforms Banca Sella Conto Titoli and Conto Trader · Accessed 29 Oct 2026
- Banca Sella — Conto Trader information sheet C16, updated 5 October 2026 Banca Sella Conto Titoli and Conto Trader · Accessed 29 Oct 2026
- Banca Sella — declining commissions and monthly tier calculation Banca Sella Conto Titoli and Conto Trader · Accessed 27 Oct 2026
- Banca Sella — Trading Bridge API permissions, monthly fees and cancellation formula Banca Sella Conto Titoli and Conto Trader · Accessed 29 Oct 2026
- Banca Sella — conditional orders, linked strategies and OCO functionality Banca Sella Conto Titoli and Conto Trader · Accessed 29 Oct 2026
- Banca Sella — investment-services information, 3 August 2026 Banca Sella Conto Titoli and Conto Trader · Accessed 27 Oct 2026
- FITD — deposit guarantee scope and aggregation Fondo Interbancario di Tutela dei Depositi · Accessed 27 Oct 2026
- Fondo Nazionale di Garanzia — investor-compensation scope and limit Fondo Nazionale di Garanzia · Accessed 27 Oct 2026
- Banca Sella — trading support and Telephone Banking contacts Banca Sella · Accessed 29 Oct 2026
This profile reports dated public information, including broker-published services and terms. It does not independently test or guarantee execution, pricing or withdrawals. Inclusion is not an endorsement. Permissions and protections apply only to the named legal entity, service and client category; check the current official records and your contract.