Accounts & headline costs
Sections ↑Ajaib’s securities service is provided by PT Ajaib Sekuritas Asia. The ordinary cash stock account, Trade Limit, Day Trading and Margin are distinct financing and risk routes, even though they appear in the same app and terminal.[3][1][8][10]
Account and service routes at a glance
| Account / service | Customer and legal scope | Principal condition |
|---|---|---|
| Cash stock account | Indonesian retail securities account with RDN | Buy/sell charges include specified broker, SRO and tax layersSource 3Source 1 |
| Trade Limit | Short-duration buying capacity | 0.2% daily on used limit; four-day style restriction under product termsSource 3Source 1 |
| Day Trading | Same-day leveraged trading route | 0.2% daily on used limit; intraday exit rules applySource 3Source 1 |
| Margin Trading | Approved financed stock account | 0.05% daily / published annual rates, eligible collateral and margin rulesSource 8Source 1 |
| Mutual funds and bonds | Separate investment products in the Ajaib ecosystem | Different charges and settlement windowsSource 1Source 10 |
Opening and account essentials
| Measure | Value | Context |
|---|---|---|
| Stock-account opening | Online application; published processing commonly four to five exchange business days | Source 3Source 5 |
| RDN | Investor fund account used for securities cash | Source 6Source 14 |
| Broker entity | PT Ajaib Sekuritas Asia | Source 2 |
| Platforms | Ajaib mobile app and Ajaib Terminal | Source 3 |
Products & platforms
Sections ↑Products and ownership structure
| Product or service | Published access | Boundary that matters |
|---|---|---|
| IDX shares | Indonesian listed equities | Lot size, price limits and exchange rules applySource 3Source 5 |
| Mutual funds | Money-market, fixed-income, equity, mixed and sharia products | Manager/redemption/payment fees can applySource 1Source 10 |
| Bonds | Supported bond transactions | 0.1% buy and sell charge; credit and liquidity risk remainSource 1 |
| e-IPO | Public-offering subscriptions through the app | Allocation, funding block and stamp duty conditions applySource 9 |
| Warrants and margin-eligible shares | Product-specific trading | Leverage and expiry can amplify lossesSource 5Source 8 |
Platform and workflow
| Platform / route | Documented capability | Practical boundary |
|---|---|---|
| Ajaib app | Account opening, trading, portfolios, funding and product access | Mobile availability does not guarantee executionSource 3 |
| Ajaib Terminal | Desktop/web active-trading tools | Permissions and financing controls remain account-levelSource 3 |
| Charts/order book/running trade | Market analysis and live-data tools | Data does not guarantee fill qualitySource 3 |
| Take Profit and Stop Loss | Conditional exit tools | Trigger and execution price can differSource 3 |
Product availability is distinct from investment suitability and from the legal form of the holding. A security, fund unit, derivative, bank deposit and managed mandate can appear in one interface while carrying different costs, ownership rights and protections.[3][5][1]
Fees & holding costs
Sections ↑Primary pricing
| Cost layer | Published amount or basis | Scope and condition |
|---|---|---|
| Stock buy | 0.1513% | Includes broker charge, 0.0433% SRO levy and VAT under company explanationSource 1 |
| Stock sell | 0.2513% | Includes final 0.1% sale tax under company explanationSource 1 |
| Market order | Additional 0.1% broker fee | Added to ordinary buy/sell rateSource 1 |
| Forced sale | Additional 0.25% broker fee | Applies to direct/forced liquidationSource 1 |
| Bond buy or sell | 0.1% | Includes VAT on broker fee under current pageSource 1 |
Secondary and event-driven charges
| Item | Published treatment | When it matters |
|---|---|---|
| Trade Limit | 0.2% per day on used limit | Regular financing routeSource 1 |
| Day Trading Limit | 0.2% per day on used limit | Intraday facilitySource 1 |
| Margin Trading | 0.05% per day on used limit | Annual product page and campaign can show equivalent/conditional ratesSource 1Source 8 |
| Stamp duty | IDR 10,000 above the stated daily transaction threshold | Government charge; product scope described by AjaibSource 1Source 9 |
| Mutual-fund broker fee | 0% | Fund manager redemption and payment-method charges can remainSource 1 |
The quoted headline is not a complete total-cost figure. Spreads, foreign-exchange conversion, product expenses, taxes, financing, custody and account-event charges remain relevant where the corresponding row or instrument applies.[1]
Execution & trading rules
Sections ↑Orders and execution controls
| Instruction or situation | Documented operation | Consequence |
|---|---|---|
| Limit order | Specifies the price | May remain unfilledSource 5 |
| Market order | Seeks execution against available liquidity | Adds 0.1% broker fee and can fill at several pricesSource 1Source 5 |
| Take-profit/stop-loss | Conditional exit controls | Trigger is not a guaranteed execution priceSource 3 |
| Exchange hours | Published morning and afternoon IDX sessions | Use WIB and current exchange calendarSource 5 |
| Off-hours order | Queued for the next eligible exchange session | Price can change before routingSource 3 |
Sessions, exceptions and outages
| Issue | Published route | Operational implication |
|---|---|---|
| Trade Limit exit | Facility has a short holding/repayment window | Failure can lead to forced sale and extra feeSource 3Source 1 |
| Margin call/forced sale | Broker can liquidate under margin rules | 0.25% forced-sale add-on can applySource 8Source 1 |
| Platform outage | Use in-app official support and verify order status | No public emergency dealing desk terms were establishedSource 12 |
| Unconfirmed order | Check order/trade book before resubmission | Avoid duplicate ordersSource 3 |
An accepted instruction is not proof of execution, and a displayed quote is not a guaranteed fill. The current order ticket, market session, liquidity, product permission and account balance govern the actual result.[5][1][3]
Deposits, withdrawals & transfers
Sections ↑Cash movements
| Route | Published operation | Restriction or timing |
|---|---|---|
| RDN funding | Transfer funds to the designated investor bank account | Bank/account name and payment reference matterSource 5Source 6 |
| Buying power after sale | Can be reflected before cash reaches RDN withdrawal state | Settlement still follows the exchange cycleSource 6 |
| Cash withdrawal | Request stock cash to RDN | Company describes T+2 for settled sale proceedsSource 6 |
| Mutual-fund redemption | Payment follows the fund’s processing window | Can take several working days by productSource 11 |
Portfolio transfers and closure
| Action | Published position | Customer consequence |
|---|---|---|
| Incoming securities transfer | Use the transfer-in process with the old broker | Delivering broker can chargeSource 7 |
| Odd lot below 100 shares | Published IDR 20,000 plus VAT per stock handling charge | Applies to the stated transfer routeSource 7 |
| Outgoing transfer | Use the formal securities-transfer process | Fees and account identifiers must be confirmedSource 5 |
| Account closure | Resolve securities, financing, cash and statements | Outstanding margin/fees can block closureSource 4Source 5 |
Cleared funding, trading buying power, settled proceeds and cash available for bank withdrawal can be four different balances. The profile keeps them separate and does not infer a withdrawal timetable from an order-settlement rule.[5][6][11]
Protection & regulation
Sections ↑Entity and protection boundaries
| Arrangement | Verified scope | What it does not establish |
|---|---|---|
| Broker-dealer | PT Ajaib Sekuritas Asia | OJK oversight and exchange/SRO membership do not guarantee returnsSource 2Source 13 |
| KSEI recordkeeping | Indonesian securities held through central-depository records | Custody does not insure market lossSource 14 |
| RDN cash | Investor fund account at the designated bank | Bank and securities protections are not interchangeableSource 6Source 5 |
| Margin loss | Borrowing can cause forced sales and losses beyond the initial cash contribution | No negative-balance guarantee establishedSource 8Source 1 |
| Private insurance | No per-client private policy limit established | Do not infer from “safe” marketing languageSource 4 |
Opening an account & support
Sections ↑Official support and complaint routes
Scope Use the authenticated in-app route reached from this official support destination. Official account, order, RDN and product support.
Scope Use the current product-specific address published at this official destination. Ajaib states it does not use WhatsApp for official support.
Scope Published company telephone; not established as an emergency dealing desk.
For an order, payment or transfer problem, retain the account and transaction reference, timestamp and timezone, instrument, quantity, direction, requested route, screenshots and correspondence. Use the authenticated service path before sending private information through a general public address.[12][1][2]
Additional services
Sections ↑Special services and operating conditions
| Service | What it adds | Condition or limit |
|---|---|---|
| Margin Trading | Financed eligible stock positions | Approval, collateral and dynamic risk rules applySource 8 |
| Day Trading / Trade Limit | Short-duration leverage products | Daily charges and forced-sale riskSource 3Source 1 |
| e-IPO | Subscription workflow for approved offerings | Allocation and refund mechanics are offering-specificSource 9 |
| Research and screeners | Charts, order book, technical screens and market information | Information is not a guarantee or personal recommendationSource 3 |
A recurring plan, advisory feature, lending programme, rewards service or automated instruction does not alter the ownership and withdrawal rules of the underlying account unless the applicable agreement says so.[8][3][1]
Company background & evidence
Sections ↑Company and research context
| Measure | Value | Context |
|---|---|---|
| Securities company | PT Ajaib Sekuritas Asia | Source 2 |
| Established | 1989 | Source 2 |
| Broker-dealer decision | KEP-171/PM/1992 | Source 2 |
| Underwriter decision | KEP-54/D.04/2024 | Source 2 |
| Research date | 2026-10-16 | Source 1Source 2 |
This dossier synthesises current public tariffs, help material, legal or regulatory evidence and service documentation. It does not claim first-hand account access, measured execution quality, funded withdrawals, transfer completion or customer-support performance.[1][14]
- Headquarters
- Jakarta, Indonesia
- Founded
- 1989
Legal entities & licences
These are source-dated records, not a blanket assessment of the broker. Read each issuer, identifier, status and scope together.
PT Ajaib Sekuritas Asia
| Issuer & identifier | Recorded status | Date & scope |
|---|---|---|
| Otoritas Jasa KeuanganKEP-171/PM/1992 | Registered | Checked 16 Oct 2026Company-published broker-dealer decision number; underwriter approval KEP-54/D.04/2024 is separate.Source 2Source 13 |
Additional Information
Sections ↑Checks before relying on a quoted condition
| Check | Why it matters |
|---|---|
| Market order has a fee premium | The 0.1% add-on can materially change frequent-trading costSource 1 |
| Financing products are not one account | Trade Limit, Day Trading and Margin use different duration/risk rulesSource 3Source 8 |
| RDN versus buying power | Visible buying power after sale is not necessarily withdrawable cashSource 6 |
| Public claims versus legal protection | OJK/KSEI status does not eliminate market or leverage riskSource 2Source 14 |
Sources & further reading
- Ajaib transaction fees Ajaib · Accessed 16 Oct 2026
- Ajaib Sekuritas legal and licence information Ajaib · Accessed 16 Oct 2026
- Ajaib stock-trading service and platform features Ajaib · Accessed 16 Oct 2026
- Ajaib legal documents Ajaib · Accessed 16 Oct 2026
- Ajaib stock help centre Ajaib · Accessed 16 Oct 2026
- Stock cash withdrawal to RDN Ajaib · Accessed 16 Oct 2026
- Transferring securities into Ajaib Ajaib · Accessed 16 Oct 2026
- Ajaib Margin Trading Ajaib · Accessed 16 Oct 2026
- Ordering an e-IPO in Ajaib Ajaib · Accessed 16 Oct 2026
- Mutual-fund transaction valuation Ajaib · Accessed 16 Oct 2026
- Mutual-fund redemption timing Ajaib · Accessed 16 Oct 2026
- Official Ajaib customer-service channels Ajaib · Accessed 16 Oct 2026
- Licensed securities companies directory Otoritas Jasa Keuangan · Accessed 16 Oct 2026
- KSEI investor and custody services Kustodian Sentral Efek Indonesia · Accessed 16 Oct 2026
This profile reports dated public information, including broker-published services and terms. It does not independently test or guarantee execution, pricing or withdrawals. Inclusion is not an endorsement. Permissions and protections apply only to the named legal entity, service and client category; check the current official records and your contract.